Vast & Goed Makelaars
ActiveVast & Goed Makelaars has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €8k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-35
Solvency56▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.5 in 2024; short-term debt: 14.5% and cash: 3.1% of total assets), but 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
0.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 07-04-2026, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
67 d early
2023
8 d early
2022
on the day
2021
92 d early
2020
33 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€291k▲ 2.7%
2024 · €284k
2018: €188k
2019: €194k
2020: €203k
2021: €206k
2022: €239k
2023: €197k
2024: €284k
2018 → 2025
Total assets
€929k▲ 30.2%
2024 · €714k
2018: €286k
2019: €373k
2020: €410k
2021: €314k
2022: €448k
2023: €678k
2024: €714k
2018 → 2025
Net result
€8k▼ 91.2%
2024 · €87k
2018: €-4k
2019: €126k
2020: €79k
2021: €44k
2022: €34k
2023: €-43k
2024: €87k
2018 → 2025
Working capital
€285k▼ 15.9%
2024 · €339k
2018: €118k
2019: €143k
2020: €158k
2021: €166k
2022: €180k
2023: €272k
2024: €339k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€206k-€239k▲ 16.4%€197k▼ 17.8%€284k▲ 44.3%€291k▲ 2.7%
Operating result€47k-€51k▲ 7.4%€-36k€132k€21k▼ 83.7%
Net result€44k-€34k▼ 23.5%€-43k€87k€8k▼ 91.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €929k
Fixed assets
€509k▲ 245%
Current assets
€420k▼ 25.8%
Equity and liabilities €929k
Equity
€291k▲ 2.7%
Debt
€638k▲ 48.3%
The debt ratio rises from 60.3% to 68.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▼
2024 · €164k
Cash flow
€58k▼
2024 · €120k
Solvency
31.4%▼
2024 · 39.7%
Current ratio
3.12▲
2024 · 2.50
Quick ratio
3.12▲
2024 · 2.50
Debt / equity
2.19▲
2024 · 1.52
ROE
2.6%▼
2024 · 30.7%
ROA
0.8%▼
2024 · 12.2%
Interest coverage
3.56▼
2024 · 13.01
Debt
€638k▲
2024 · €430k
Debt ≤ 1 year
€135k▼
2024 · €227k
Debt > 1 year
€503k▲
2024 · €203k
Income taxes
€-5k▼
2024 · €34k
Staff costs
€176k▼
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€714k€929k▲
Fixed assets21/28€148k€509k▲
Tangible fixed assets22/27€148k€509k▲
Land and buildings22€135k€499k▲
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€566k€420k▼
Amounts receivable within one year40/41€183k€133k▼
Trade receivables40€181k€108k▼
Other amounts receivable41€2k€25k▲
Current investments50/53€342k€258k▼
Cash at bank and in hand54/58€41k€29k▼
Equity and liabilities
Total equity and liabilities10/49€714k€929k▲
Equity10/15€284k€291k▲
Contributions10/11€19k€19k=
Reserves13€265k€273k▲
Non-distributable reserves130/1€198k€198k=
Own shares acquired1312€198k€198k=
Distributable reserves133€67k€75k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€430k€638k▲
Amounts payable after more than one year17€203k€503k▲
Financial debts170/4€203k€503k▲
Amounts payable within one year42/48€227k€135k▼
Current portion of amounts payable after more than one year42€46k€60k▲
Trade debts44€64k€47k▼
Suppliers440/4€64k€47k▼
Taxes, remuneration and social security45€75k€28k▼
Taxes450/3€42k€0▼
Remuneration and social security454/9€34k€28k▼
Other amounts payable47/48€42k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€201k€176k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€50k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€372k€256k▼
Operating profit (loss)9901€132k€21k▼
Financial income75/76B€2k€919▼
Recurring financial income75€2k€919▼
Financial charges65/66B€13k€20k▲
Recurring financial charges65€13k€20k▲
Profit (loss) for the period before taxes9903€121k€2k▼
Income taxes67/77€34k€-5k▼
Profit (loss) for the period9904€87k€8k▼
Profit (loss) for the period to be appropriated9905€87k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€8k▼
Profit (loss) brought forward from the previous period14P€-43k€0▲
Transfer to equity691/2€44k€8k▼
To other reserves6921€44k€8k▼
Social balance
Average headcount (FTE)90874.76.1▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-10
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
31-10
Financial
Equity above €200kEq €284k ▲44.3%
Equity rises from €197k to €284k.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Weakest financial yearnet €-43k ▼226%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Equity above €200kEq €203k ▲4.7%
2 profitable years in a row build equity to €203k.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-10
Financial
Back to profitnet €126k
Net result €126k after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-03-2023
IMMOD: Resigned as Director
06-03-2023
Lakewood properties: Resigned as Director
Location & real-estate footprint
Registered office, Geel · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pas 92440 GeelGround area
1,293 m²
Building footprint
102 m²
Volume, LiDAR
1,150 m³
2 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Vast & Goed Makelaars
since 19942.065.214.627
Vast & Goed Makelaars
since 20222.331.047.679
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0933/00F000 | Flanders | 1,192 m² | - | - |
| 71034A0656/00A000 | Flanders | 102 m² | 1 · 102 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 10,409 EUR awarded · 10,409 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,772 EUR | 2,772 EUR |
| 2024 | 3 | 1,436 EUR | 1,436 EUR |
| 2023 | 2 | 2,456 EUR | 2,456 EUR |
| 2022 | 2 | 3,745 EUR | 3,745 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Individueel Maatwerk
Recognitions · licences · registrations
Dual-learning approval
10 live approvals · 12 endedAdministratief medewerker onthaal (vwo)
Commercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Onthaal, organisatie en sales duaal (so)
Onthaalmedewerker (vwo)
Show 4 more
Polyvalent administratief medewerker (vwo)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Vastgoedassistent (vwo)
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BIA MANAGEMENT
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BUTECH ENGINEERING
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 4,979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1993
Fiscal year end31-10
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.