Skip to content

CHELOISE

Active
Private limited company (pre-2019)· 33 yrs active
Rue Albert Ier 296 ·6560 Erquelinnes, Belgium

CHELOISE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €174k and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.4% (low).

KBO/BCE: BE 0448.879.475
Watch Print / PDF

Credit risk

Bankruptcy probability (12 mo)

1.4% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Annual accounts: weaker financial profile +Long track record

How do we compute this?

Credit advice

verdict per amount and term

Timeline

What happened to this company, by date

0 of 4 acts read
2025
06-03-2025 State Gazette act Director changes
No further detail in the source.
27-02-2025 State Gazette act Miscellaneous
other
2024
21-10-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-09-2024 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
25-06-2024 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-02-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
08-02-2021 NBB filing Annual accounts filed
fiscal year 2019 · full schema
08-02-2021 NBB filing Annual accounts filed
fiscal year 2018 · full schema
27-01-2021 NBB filing Annual accounts filed
fiscal year 2017 · full schema
27-01-2021 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
30-09-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
27-07-2015 NBB filing Annual accounts filed
fiscal year 2014 · full schema
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Financials

TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€-21k
Working capital€76k-72.9%

Figures by fiscal year

fiscal year 2023 · micro schema
€-100k€0€100k€200kOperating result 2019: €34k€34kNet result 2019: €-42k€-42kOperating result 2020: €-3k€-3kNet result 2020: €-45k€-45kOperating result 2021: €0€0Net result 2021: €0€0Operating result 2022: €220k€220kNet result 2022: €220k€220kOperating result 2023: €-20k€-20kNet result 2023: €-21k€-21k20192020202120222023
Operating resultNet result
EBITDA
€-10k
- 18-23
Cash flow
€-11k
- 18-23
Total assets
€367k
-5.1% 18-23
Equity
€174k
-10.8% 18-23
Debt
€193k
+0.6% 18-23
Debt ≤ 1y
€59k
-20.3% 18-23
Debt > 1y
€134k
+13.8% 18-23
Current ratio
2.28
-52.2% 18-23
Quick ratio
2.28
-52.2% 18-23
Solvency
47.4%
-6.0% 18-23
Debt / equity
1.11
+12.8% 18-23
ROE
-12.1%
- 18-23
ROA
-5.7%
- 18-23
Interest coverage
-174.55
- 18-23
Figures by fiscal year and ratios
Fiscal year2023
Depositmicro schema
Revenue-
EBITDA€-10k
Net profit€-21k
Cash flow€-11k
Staff costs-
Income taxes-
Dividends-
Total assets€367k
Equity€174k
Debt€193k
of which ≤ 1y€59k
of which > 1y€134k
Working capital€76k
Employees (FTE)-
Ratios (computed)
2023
Current ratio2.28
Quick ratio2.28
Working capital ratio20.6%
Solvency47.4%
Debt / equity1.11
Long-term debt ratio0.77
Interest coverage-174.55
Gross margin-
Net margin-
ROA-5.7%
ROE-12.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€367k
Fixed assets 21/28€232k
Tangible fixed assets 22/27€216k
Financial fixed assets 28€16k
Current assets 29/58€135k
Amounts receivable within one year 40/41€55k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€367k
Equity 10/15€174k
Contributions / capital 10/11€19k
Reserves 13€102k
Accumulated profits (losses) 14€53k
Amounts payable 17/49€193k
Amounts payable after one year 17€134k
Amounts payable within one year 42/48€59k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€-10k
Operating result 9901€-20k
Financial charges 65€55
Result before taxes 9903€-21k
Net result for the period 9904€-21k
Result to be appropriated 9905€-21k

Signals

2 signals
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 399 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-10-2024, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 399 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-10-2024, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not confirmed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 21-10-2024 82 d late 2024-00515046
31-12-2022 31-07-2023 30-09-2024 427 d late 2024-00487178
31-12-2021 31-07-2022 25-06-2024 695 d late 2024-00173198
31-12-2020 31-07-2021 08-02-2021 173 d early 2021-05200068
31-12-2019 31-07-2020 08-02-2021 192 d late 2021-05200067
31-12-2018 31-07-2019 08-02-2021 558 d late 2021-05200062
31-12-2017 31-07-2018 27-01-2021 911 d late 2021-02600258
31-12-2016 31-07-2017 27-01-2021 1276 d late 2021-02600192
31-12-2015 31-07-2016 30-09-2016 61 d late 2016-63000209
31-12-2014 31-07-2015 27-07-2015 4 d early 2015-34600536

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Directors

1 director
Current directors & mandates
  • BENABID ABDELHAC
    Director
    State Gazette act 25031542 (06-03-2025)
    Current
    02-12-2024 → present
Not every act has been read: a resignation may be missing here
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Locations & real estate

Registered office

exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
MEUBLES CARLIER
Detailhandel in meubels
since 19932.060.471.030
Parcels2
Ground area948 m²
Buildings1
Building footprint37 m²
Volume (LiDAR)287 m³
Tallest building9.7 m · ±3 fl.

Real-estate footprint

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56022B0434/00G006 Wallonia 764 m² - -
56022B0414/02L034 Wallonia 184 m² 1 · 36 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company registry

Company registry (CBE)

Crossroads Bank