Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
2015
2015: 1 NBB filing
2016
2016: 1 NBB filing
2017
2018
2019
2020
2021
2021: 5 NBB filings
2022
2023
2024
2024: 3 NBB filings
2025
2025: 2 State Gazette acts
2025
06-03-2025 State Gazette act Director changes
No further detail in the source.
27-02-2025 State Gazette act Miscellaneous
other
2024
21-10-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-09-2024 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
25-06-2024 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-02-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
08-02-2021 NBB filing Annual accounts filed
fiscal year 2019 · full schema
08-02-2021 NBB filing Annual accounts filed
fiscal year 2018 · full schema
27-01-2021 NBB filing Annual accounts filed
fiscal year 2017 · full schema
27-01-2021 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
30-09-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
27-07-2015 NBB filing Annual accounts filed
fiscal year 2014 · full schema
Financials
TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€-21k
2018: €-66k
2019: €-42k
2020: €-45k
2021: €0
2022: €220k
Working capital€76k-72.9%
2018: €68k
2019: €69k
2020: €59k
2021: €59k
2022: €279k
Figures by fiscal year
fiscal year 2023 · micro schema€-10k
-
18-23
€-11k
-
18-23
€367k
-5.1%
18-23
€174k
-10.8%
18-23
€193k
+0.6%
18-23
€59k
-20.3%
18-23
€134k
+13.8%
18-23
2.28
-52.2%
18-23
2.28
-52.2%
18-23
47.4%
-6.0%
18-23
1.11
+12.8%
18-23
-12.1%
-
18-23
-5.7%
-
18-23
-174.55
-
18-23
Figures by fiscal year and ratios
| Fiscal year | 2023 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-21k |
| Cash flow | €-11k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €367k |
| Equity | €174k |
| Debt | €193k |
| of which ≤ 1y | €59k |
| of which > 1y | €134k |
| Working capital | €76k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 2.28 |
| Quick ratio | 2.28 |
| Working capital ratio | 20.6% |
| Solvency | 47.4% |
| Debt / equity | 1.11 |
| Long-term debt ratio | 0.77 |
| Interest coverage | -174.55 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.7% |
| ROE | -12.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €367k |
| Fixed assets | 21/28 | €232k |
| Tangible fixed assets | 22/27 | €216k |
| Financial fixed assets | 28 | €16k |
| Current assets | 29/58 | €135k |
| Amounts receivable within one year | 40/41 | €55k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €367k |
| Equity | 10/15 | €174k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €102k |
| Accumulated profits (losses) | 14 | €53k |
| Amounts payable | 17/49 | €193k |
| Amounts payable after one year | 17 | €134k |
| Amounts payable within one year | 42/48 | €59k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €-10k |
| Operating result | 9901 | €-20k |
| Financial charges | 65 | €55 |
| Result before taxes | 9903 | €-21k |
| Net result for the period | 9904 | €-21k |
| Result to be appropriated | 9905 | €-21k |
Signals
2 signals
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 400 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-10-2024, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 400 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-10-2024, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 21-10-2024 | 82 d late | 2024-00515046 |
| 31-12-2022 | 31-07-2023 | 30-09-2024 | 427 d late | 2024-00487178 |
| 31-12-2021 | 31-07-2022 | 25-06-2024 | 695 d late | 2024-00173198 |
| 31-12-2020 | 31-07-2021 | 08-02-2021 | 173 d early | 2021-05200068 |
| 31-12-2019 | 31-07-2020 | 08-02-2021 | 192 d late | 2021-05200067 |
| 31-12-2018 | 31-07-2019 | 08-02-2021 | 558 d late | 2021-05200062 |
| 31-12-2017 | 31-07-2018 | 27-01-2021 | 911 d late | 2021-02600258 |
| 31-12-2016 | 31-07-2017 | 27-01-2021 | 1276 d late | 2021-02600192 |
| 31-12-2015 | 31-07-2016 | 30-09-2016 | 61 d late | 2016-63000209 |
| 31-12-2014 | 31-07-2015 | 27-07-2015 | 4 d early | 2015-34600536 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Directors
1 director
Current directors & mandates
-
BENABID ABDELHACDirectorState Gazette act 25031542 (06-03-2025)Current02-12-2024 → present
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Ier 2966560 ErquelinnesEstablishment units
1 locationMEUBLES CARLIER
since 19932.060.471.030
Parcels2
Ground area948 m²
Buildings1
Building footprint37 m²
Volume (LiDAR)287 m³
Tallest building9.7 m · ±3 fl.
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56022B0434/00G006 | Wallonia | 764 m² | - | - |
| 56022B0414/02L034 | Wallonia | 184 m² | 1 · 36 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.