CHEFNEUX
ActiveCHEFNEUX has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €13k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-23
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 6.6 against 6.78 in 2024; short-term debt: 14.5% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
4.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
7 d late
2023
14 d late
2022
8 d late
2021
30 d late
2020
60 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▲ 5.2%
2024 · €253k
2018: €106k
2019: €138k
2020: €164k
2021: €201k
2022: €218k
2023: €226k
2024: €253k
2018 → 2025
Total assets
€314k▲ 5.1%
2024 · €299k
2018: €233k
2019: €276k
2020: €289k
2021: €298k
2022: €311k
2023: €268k
2024: €299k
2018 → 2025
Net result
€13k▼ 52.8%
2024 · €28k
2018: €34k
2019: €32k
2020: €36k
2021: €36k
2022: €17k
2023: €8k
2024: €28k
2018 → 2025
Working capital
€255k▲ 1.6%
2024 · €251k
2018: €176k
2019: €210k
2020: €214k
2021: €252k
2022: €269k
2023: €226k
2024: €251k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€218k▲ 8.4%€226k▲ 3.7%€253k▲ 12.3%€266k▲ 5.2%
Operating result€51k-€27k▼ 46.9%€15k▼ 44.6%€39k▲ 161%€27k▼ 31.7%
Net result€36k-€17k▼ 53.9%€8k▼ 52.2%€28k▲ 245%€13k▼ 52.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€14k▲ 194%
Current assets
€301k▲ 2.0%
Equity and liabilities €314k
Equity
€266k▲ 5.2%
Debt
€48k▲ 4.6%
The debt ratio falls from 15.3% to 15.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €40k
Cash flow
€15k▼
2024 · €28k
Solvency
84.7%▲
2024 · 84.7%
Current ratio
6.60▼
2024 · 6.78
Quick ratio
6.60▼
2024 · 6.78
Debt / equity
0.18▼
2024 · 0.18
ROE
4.9%▼
2024 · 10.9%
ROA
4.2%▼
2024 · 9.3%
Interest coverage
4.03▼
2024 · 18.59
Debt
€48k▲
2024 · €46k
Debt ≤ 1 year
€46k▲
2024 · €43k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€314k▲
Fixed assets21/28€5k€14k▲
Tangible fixed assets22/27€5k€14k▲
Furniture and vehicles24€5k€6k▲
Other tangible fixed assets26-€7k
Current assets29/58€295k€301k▲
Amounts receivable within one year40/41€294k€300k▲
Trade receivables40€16k€16k=
Other amounts receivable41€279k€284k▲
Cash at bank and in hand54/58€163-
Deferred charges and accrued income490/1€195€600▲
Equity and liabilities
Total equity and liabilities10/49€299k€314k▲
Equity10/15€253k€266k▲
Contributions10/11€12k€12k=
Reserves13€59k€69k▲
Distributable reserves133€59k€69k▲
Profit (loss) carried forward14€182k€185k▲
Amounts payable17/49€46k€48k▲
Amounts payable within one year42/48€43k€46k▲
Financial debts43€16k€10k▼
Credit institutions430/8€16k€10k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€25k€30k▲
Taxes450/3€25k€30k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€510€2k▲
Other operating charges640/8€500€498▼
Gross operating margin9900€40k€29k▼
Operating profit (loss)9901€39k€27k▼
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Non-recurring financial charges66B€74-
Profit (loss) for the period before taxes9903€37k€20k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€28k€13k▼
Profit (loss) for the period to be appropriated9905€28k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€202k€195k▼
Profit (loss) brought forward from the previous period14P€174k€182k▲
Transfer to equity691/2€20k€10k▼
To other reserves6921€20k€10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €8k ▼52.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €36k ▲0.5%
Net result €36k, the highest in the series.
31-12
Financial
Equity above €200kEq €201k ▲22.2%
4 profitable years in a row build equity to €201k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Equity above €150kEq €164k ▲19.1%
3 profitable years in a row build equity to €164k.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 77 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Couvent 1364020 LiègeGround area
1,343 m²
Building footprint
194 m²
Volume, LiDAR
1,632 m³
2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHEFNEUX
since 20112.200.288.909
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64442A0389/00L000 | Wallonia | 1,216 m² | 1 · 93 m² | 10.7 m · 3 fl. |
| 62059B0508/00K000 | Wallonia | 127 m² | 1 · 100 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,807. 1,253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2011
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.