AALM
ActiveSummary
AALM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €2k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 11% of 642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-1
Solvency29▲+1
Growth55▲+1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.52 in 2024; short-term debt: 41.2% and cash: 6.7% of total assets), and 96.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 642 sector peers (2025).
NBB · sector comparisonPosition among 642 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
61 d early
2024
72 d early
2023
71 d early
2022
77 d early
2021
72 d early
2020
79 d early
2019
74 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
€123k▲ 14.5%
2024 · €108k
EBIT margin
8.6%▼ 2.9pp
2024 · 11.5%
Net result
€2k▼ 79.1%
2024 · €8k
Working capital
€-49k▲ 14.8%
2024 · €-58k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€103k▲ 36.2%€103k▲ 0.3%€105k▲ 2.4%€108k▲ 2.1%€123k▲ 14.5%
Operating result€6k▲ 60.4%€7k▲ 13.9%€10k▲ 40.5%€12k▲ 27.8%€11k▼ 14.2%
Net result€2k▲ 86.0%€4k▲ 158%€5k▲ 10.1%€8k▲ 55.6%€2k▼ 79.1%
EBIT margin5.9%▲ 0.9pp6.7%▲ 0.8pp9.2%▲ 2.5pp11.5%▲ 2.3pp8.6%▼ 2.9pp
Equity€-8k▲ 17.5%€-4k▲ 54.5%€1k€9k▲ 647%€10k▲ 18.1%
Total assets€295k▼ 1.1%€290k▼ 1.7%€300k▲ 3.3%€286k▼ 4.7%€266k▼ 6.9%
Debt€304k▼ 1.6%€294k▼ 3.1%€299k▲ 1.6%€277k▼ 7.3%€255k▼ 7.7%
Working capital€-70k▲ 5.6%€-65k▲ 7.3%€-61k▲ 7.0%€-58k▲ 4.8%€-49k▲ 14.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€205k ▼ 7.7%
Current assets
€60k ▼ 4.4%
Equity and liabilities €266k
Equity
€10k ▲ 18.1%
Debt
€255k ▼ 7.7%
Debt's share of the balance-sheet total falls from 96.9% to 96.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €33k
Cash flow
€23k▼
2024 · €29k
Current ratio
0.55▲
2024 · 0.52
Debt to equity
24.45▼
2024 · 31.30
ROE
15.3%▼
2024 · 86.6%
ROA
0.6%▼
2024 · 2.7%
Interest coverage
9.60▼
2024 · 9.87
Debt ≤ 1 year
€110k▼
2024 · €121k
Debt > 1 year
€146k▼
2024 · €156k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €103k | €103k | €105k | €108k | €123k | ▲ 14.5% |
| Goods, raw materials, services and sundry goods60/61 | €82k | €80k | €77k | €72k | €90k | ▲ 24.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €15k | €17k | €21k | €21k | ▼ 0.1% |
| Other operating charges640/8 | €999 | €897 | €1k | €2k | €2k | ▼ 1.7% |
| Gross operating margin9900 | €21k | €23k | €28k | €35k | €33k | ▼ 5.2% |
| Operating profit (loss)9901 | €6k | €7k | €10k | €12k | €11k | ▼ 14.2% |
| Financial income75/76B | €60 | €3k | - | €185 | - | - |
| Recurring financial income75 | €60 | €3k | - | €185 | - | - |
| Non-recurring financial income76B | €60 | - | - | - | - | - |
| Financial charges65/66B | €3k | €3k | €3k | €3k | €3k | ▼ 2.8% |
| Recurring financial charges65 | €3k | €3k | €3k | €3k | €3k | ▼ 2.8% |
| Profit (loss) for the period before taxes9903 | €3k | €6k | €6k | €9k | €7k | ▼ 20.2% |
| Income taxes67/77 | €1k | €2k | €1k | €2k | €6k | ▲ 281% |
| Profit (loss) for the period9904 | €2k | €4k | €5k | €8k | €2k | ▼ 79.1% |
| Transfer to tax-exempt reserves689 | - | - | - | €492 | - | - |
| Profit (loss) for the period to be appropriated9905 | €2k | €4k | €5k | €7k | €2k | ▼ 77.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €295k | €290k | €300k | €286k | €266k | ▼ 6.9% |
| Fixed assets21/28 | €236k | €227k | €232k | €222k | €205k | ▼ 7.7% |
| Tangible fixed assets22/27 | €236k | €227k | €232k | €222k | €205k | ▼ 7.7% |
| Land and buildings22 | €207k | €198k | €190k | €181k | €172k | ▼ 4.7% |
| Plant, machinery and equipment23 | €28k | €25k | €21k | €19k | €13k | ▼ 30.4% |
| Furniture and vehicles24 | €1k | €3k | €21k | €22k | €19k | ▼ 11.9% |
| Current assets29/58 | €60k | €64k | €68k | €63k | €60k | ▼ 4.4% |
| Amounts receivable after more than one year29 | €36k | €36k | €36k | €36k | €36k | = |
| Trade receivables290 | €36k | €36k | €36k | €36k | €36k | = |
| Amounts receivable within one year40/41 | €6k | €8k | €9k | €9k | €7k | ▼ 24.2% |
| Trade receivables40 | €6k | €8k | €9k | €9k | €7k | ▼ 24.7% |
| Other amounts receivable41 | - | - | - | - | €38 | - |
| Cash at bank and in hand54/58 | €18k | €20k | €23k | €18k | €18k | ▼ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €295k | €290k | €300k | €286k | €266k | ▼ 6.9% |
| Equity10/15 | €-8k | €-4k | €1k | €9k | €10k | ▲ 18.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | €19k | €19k | €19k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | - | - | - | €492 | €492 | = |
| Tax-exempt reserves132 | - | - | - | €492 | €492 | = |
| Profit (loss) carried forward14 | €-27k | €-22k | €-17k | €-10k | €-9k | ▲ 15.6% |
| Amounts payable17/49 | €304k | €294k | €299k | €277k | €255k | ▼ 7.7% |
| Amounts payable after more than one year17 | €173k | €165k | €170k | €156k | €146k | ▼ 6.5% |
| Financial debts170/4 | €165k | €157k | €161k | €149k | €139k | ▼ 6.6% |
| Other amounts payable178/9 | €8k | €8k | €9k | €7k | €6k | ▼ 4.4% |
| Amounts payable within one year42/48 | €130k | €129k | €129k | €121k | €110k | ▼ 9.4% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €12k | €12k | €14k | ▲ 14.3% |
| Trade debts44 | €1k | €384 | €2k | €664 | €612 | ▼ 8.0% |
| Suppliers440/4 | €1k | €384 | €2k | €664 | €612 | ▼ 8.0% |
| Taxes, remuneration and social security45 | €137 | - | - | - | - | - |
| Taxes450/3 | €137 | - | - | - | - | - |
| Other amounts payable47/48 | €120k | €120k | €115k | €108k | €95k | ▼ 12.0% |
| Accrued charges and deferred income492/3 | €165 | €510 | €175 | €250 | €250 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €4k | €5k | €8k | €2k | ▼ 79.1% |
| + Depreciation and write-downs630 | €14k | €15k | €17k | €21k | €21k | ▼ 0.1% |
| Operating cash flow (approximation) | €16k | €20k | €22k | €29k | €23k | ▼ 21.2% |
| Investment in fixed assets (approximation) | - | €-6k | €-23k | €-12k | €-4k | ▲ 65.5% |
| Change in cash | - | €2k | €2k | €-4k | €-599 | ▲ 86.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
13-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €934
Net result €934 after one loss-making year.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2007
Ground area
275 m²
Building footprint
316 m²
Volume, LiDAR
3,460 m³
2 parcels, Brussels · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
2 establishment units
AALM SPRL
since 20072.248.532.056
Médi VDK
since 20202.301.110.412
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0276/00X050 | Brussels | 163 m² | 1 · 133 m² | 14.8 m · 4 fl. |
| 21616A0090/00D007 | Brussels | 112 m² | 1 · 183 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,993 companies in sector 86940 we hold annual accounts for 1,808. 1,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
63100Computing infrastructure, data processing, hosting and related activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
Website
www.aalm.be
E-mail
info@aalm.be
Phone
0473/79.25.70Ukkel
Website
www.medivdk.beUkkel
Phone
+32473792570Ukkel
Phone
+32478216135Ukkel
Scores and ratios are computed by Checked and are not a credit decision.