Skip to content

CHECOH

Active
Private limited companyfounded 20242 yrs activeWilly Van Der Meerenstraat 15, 1140 Evere, BelgiumKBO/BCE: BE 1005.301.565
Summary

The computed 12-month bankruptcy probability of CHECOH is 4.9% (elevated). The 2025 annual accounts show equity of €49,000 and a net result of €31,629. Its solvency ranks better than 72% of 4695 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency87▲+44
Growth78
Track record82
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.44 against 1.05 in 2024; short-term debt: 38.5% and cash: 40.6% of total assets), and 38.5% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.5%
Return on assets
39.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 28-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
29 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 January 2024, CHECOH was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€49,000▲ 296%
2024 · €12,371
Total assets
€79,654▲ 16.5%
2024 · €68,402
Net result
€31,629▲ 156%
2024 · €12,371
Working capital
€44,182▲ 1,516%
2024 · €2,735
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€12,418-€30,540▲ 146%
Net result€12,371-€31,629▲ 156%
Equity€12,371-€49,000▲ 296%
Total assets€68,402-€79,654▲ 16.5%
Debt€56,030-€30,654▼ 45.3%
Working capital€2,735-€44,182▲ 1,516%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €12,418€12,418Net result 2024: €12,371€12,371Operating result 2025: €30,540€30,540Net result 2025: €31,629€31,62920242025€0€10,000€20,000€30,000Operating result 2024: €12,418€12,400Net result 2024: €12,371€12,400Operating result 2025: €30,540€30,500Net result 2025: €31,629€31,60020242025
The operating result rises in 2025; 2025 is 146% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79,654
Fixed assets €4,818 ▼ 50.0%
Current assets €74,836 ▲ 27.3%
Equity and liabilities €79,654
Equity €49,000 ▲ 296%
Debt €30,654 ▼ 45.3%
Debt's share of the balance-sheet total falls from 81.9% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35,359▲
2024 · €17,236
Cash flow
€36,447▲
2024 · €17,189
Current ratio
2.44▲
2024 · 1.05
Debt to equity
0.63▼
2024 · 4.53
ROE
64.5%▼
2024 · 100.0%
ROA
39.7%▲
2024 · 18.1%
Interest coverage
491.09▲
2024 · 370.66
Debt ≤ 1 year
€30,654▼
2024 · €56,030
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€68,402€79,654▲
Fixed assets21/28€9,636€4,818▼
Tangible fixed assets22/27€9,636€4,818▼
Furniture and vehicles24€9,636€4,818▼
Current assets29/58€58,765€74,836▲
Amounts receivable within one year40/41€45,849€42,469▼
Trade receivables40€18,093€14,989▼
Other amounts receivable41€27,756€27,479▼
Cash at bank and in hand54/58€12,917€32,368▲
Equity and liabilities
Total equity and liabilities10/49€68,402€79,654▲
Equity10/15€12,371€49,000▲
Contributions10/11-€5,000
Profit (loss) carried forward14€12,371€44,000▲
Amounts payable17/49€56,030€30,654▼
Amounts payable within one year42/48€56,030€30,654▼
Trade debts44€51,415€27,943▼
Suppliers440/4€51,415€27,943▼
Advances received on contracts in progress46€4,615€140▼
Taxes, remuneration and social security45-€2,570
Taxes450/3-€1,876
Remuneration and social security454/9-€695
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,818€4,818=
Other operating charges640/8€1,552€2,991▲
Gross operating margin9900€18,788€38,350▲
Operating profit (loss)9901€12,418€30,540▲
Financial income75/76B-€1,161
Recurring financial income75-€1,161
Financial charges65/66B€47€72▲
Recurring financial charges65€47€72▲
Profit (loss) for the period before taxes9903€12,371€31,629▲
Profit (loss) for the period9904€12,371€31,629▲
Profit (loss) for the period to be appropriated9905€12,371€31,629▲
Appropriation of the result
Profit (loss) to be appropriated9906€12,371€44,000▲
Profit (loss) brought forward from the previous period14P-€12,371

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,818€4,818=
Other operating charges640/8€1,552€2,991▲ 92.7%
Gross operating margin9900€18,788€38,350▲ 104%
Operating profit (loss)9901€12,418€30,540▲ 146%
Financial income75/76B-€1,161-
Recurring financial income75-€1,161-
Financial charges65/66B€47€72▲ 54.8%
Recurring financial charges65€47€72▲ 54.8%
Profit (loss) for the period before taxes9903€12,371€31,629▲ 156%
Profit (loss) for the period9904€12,371€31,629▲ 156%
Profit (loss) for the period to be appropriated9905€12,371€31,629▲ 156%
Line20242025Change
Assets
Total assets20/58€68,402€79,654▲ 16.5%
Fixed assets21/28€9,636€4,818▼ 50.0%
Tangible fixed assets22/27€9,636€4,818▼ 50.0%
Furniture and vehicles24€9,636€4,818▼ 50.0%
Current assets29/58€58,765€74,836▲ 27.3%
Amounts receivable within one year40/41€45,849€42,469▼ 7.4%
Trade receivables40€18,093€14,989▼ 17.2%
Other amounts receivable41€27,756€27,479▼ 1.0%
Cash at bank and in hand54/58€12,917€32,368▲ 151%
Equity and liabilities
Total equity and liabilities10/49€68,402€79,654▲ 16.5%
Equity10/15€12,371€49,000▲ 296%
Contributions10/11-€5,000-
Profit (loss) carried forward14€12,371€44,000▲ 256%
Amounts payable17/49€56,030€30,654▼ 45.3%
Amounts payable within one year42/48€56,030€30,654▼ 45.3%
Trade debts44€51,415€27,943▼ 45.7%
Suppliers440/4€51,415€27,943▼ 45.7%
Advances received on contracts in progress46€4,615€140▼ 97.0%
Taxes, remuneration and social security45-€2,570-
Taxes450/3-€1,876-
Remuneration and social security454/9-€695-
Line20242025Change
Profit (loss) for the period9904€12,371€31,629▲ 156%
+ Depreciation and write-downs630€4,818€4,818=
Operating cash flow (approximation)€17,189€36,447▲ 112%
Investment in fixed assets (approximation)-€0-
Change in cash-€19,451-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-12
Financial Liquidity doublescurrent ratio 2.44
Current ratio from 1.05 to 2.44; short-term debt falls from €56,030 to €30,654.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
3,863 m²
Building footprint
2,512 m²
Volume, LiDAR
60,727 m³
2 parcels, Brussels, Flanders · tallest building 53.8 m, ±8 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Tarik El Maktiri
Lange Eikstraat 46, 1970 Wezembeek-OppemOn-demand passenger transport by chauffeured vehicle
since 20252.374.375.106
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21372C0076/00E004 Brussels 3,342 m² 1 · 2,187 m² 53.8 m · 8 fl.
22006A0114/00P000 Flanders 520 m² 1 · 325 m² 14.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,684 companies in sector 49330 we hold annual accounts for 2,297. 1,883 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-01-2024
Fiscal year end30-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
49410Freight transport by road
52210Service activities incidental to land transportation
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005301565
Registered 22-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.