HAPPY DRIVE
ActiveThe computed 12-month bankruptcy probability of HAPPY DRIVE is 5.1% (elevated). The 2025 annual accounts show equity of €34k and a net result of €28k. Its solvency ranks better than 50% of 4472 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency55▲+43
Growth85
Stability82
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.59 in 2024), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
31.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€121k▲ 155%
2024 · €47k
2024: €47k
2024 → 2025
EBIT margin
28.8%▲ 11.0pp
2024 · 17.7%
2024: 17.7%
2024 → 2025
Net result
€28k▲ 314%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€-12k▲ 20.7%
2024 · €-15k
2024: €-15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€47k-€121k▲ 155%
Equity€7k-€34k▲ 414%
Operating result€8k-€35k▲ 314%
Net result€7k-€28k▲ 314%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 314% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€46k▲ 113%
Current assets
€41k▲ 90.1%
Equity and liabilities €88k
Equity
€34k▲ 414%
Debt
€53k▲ 44.8%
The debt ratio falls from 84.6% to 60.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€40k▲
2024 · €12k
Cash flow
€33k▲
2024 · €10k
Solvency
39.2%▲
2024 · 15.4%
Current ratio
0.78▲
2024 · 0.59
Quick ratio
0.78▲
2024 · 0.59
Debt / equity
1.55▼
2024 · 5.51
ROE
80.5%▼
2024 · 100.0%
ROA
31.6%▲
2024 · 15.4%
Interest coverage
519.30▼
2024 · 1311.11
Debt
€53k▲
2024 · €37k
Debt ≤ 1 year
€53k▲
2024 · €37k
Income taxes
€7k▲
2024 · €2k
Staff costs
€2k▲
2024 · €947
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€88k▲
Fixed assets21/28€22k€46k▲
Tangible fixed assets22/27€22k€46k▲
Furniture and vehicles24€22k€46k▲
Current assets29/58€22k€41k▲
Amounts receivable within one year40/41€4k€24k▲
Trade receivables40-€19k
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€17k€17k▼
Deferred charges and accrued income490/1€466-
Equity and liabilities
Total equity and liabilities10/49€44k€88k▲
Equity10/15€7k€34k▲
Profit (loss) carried forward14€7k€34k▲
Amounts payable17/49€37k€53k▲
Amounts payable within one year42/48€37k€53k▲
Trade debts44€34k€38k▲
Suppliers440/4€34k€38k▲
Taxes, remuneration and social security45€3k€15k▲
Taxes450/3€3k€10k▲
Remuneration and social security454/9€201€5k▲
Income statement
Code20242025
Turnover70€47k€121k▲
Goods, raw materials, services and sundry goods60/61€33k€78k▲
Remuneration, social security and pensions62€947€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€44k▲
Operating profit (loss)9901€8k€35k▲
Financial charges65/66B€9€77▲
Recurring financial charges65€9€77▲
Profit (loss) for the period before taxes9903€8k€35k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€7k€28k▲
Profit (loss) for the period to be appropriated9905€7k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€34k▲
Profit (loss) brought forward from the previous period14P-€7k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beursstraat 101000 BrusselGround area
224 m²
Building footprint
226 m²
Volume, LiDAR
3,852 m³
Parcel 21004A0840/00Z004, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
HAPPY DRIVE
since 20242.358.618.346
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A0840/00Z004 | Brussels | 224 m² | 1 · 226 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAXIS SLAW
BE 0820.606.538
Namur · Eq €34k
BENTAOUET TAXI
BE 0464.639.601
Vorst · Eq €34k
TAXIRIS
BE 0462.794.621
Sint-Gillis (bij-Brussel) · Eq €34k
ZAY SERVICES
BE 1016.361.248
Vilvoorde · Eq €34k
RIF COM
BE 0727.845.240
Zaventem · Eq €34k
Of 6,625 companies in sector 49330 we hold annual accounts for 2,254. 1,914 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.