Checksum
The computed 12-month bankruptcy probability of Checksum is 0.1% (very low). The 2024 annual accounts show equity of €506k and a net result of €146k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 4802 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €506k |
| Net result | €146k |
| Better than sector | 86% |
| Active | 10 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 84.7% | 61.0% | |
| Net result | €146k | €34k | |
| Equity | €506k | €59k | |
| Gross operating margin | €172k | €56k | |
| Total assets | €597k | €117k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €172k |
| Net profit | €146k |
| Cash flow | €148k |
| Staff costs | - |
| Income taxes | €45k |
| Dividends | €0 |
| Total assets | €597k |
| Equity | €506k |
| Debt | €91k |
| of which ≤ 1y | €60k |
| of which > 1y | €30k |
| Working capital | €531k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 9.83 |
| Quick ratio | 9.83 |
| Working capital ratio | 89.0% |
| Solvency | 84.7% |
| Debt / equity | 0.18 |
| Long-term debt ratio | 0.06 |
| Interest coverage | 47.07 |
| Gross margin | - |
| Net margin | - |
| ROA | 24.5% |
| ROE | 28.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €597k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €592k |
| Amounts receivable within one year | 40/41 | €563k |
| Cash & bank | 54/58 | €28k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €597k |
| Equity | 10/15 | €506k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €340k |
| Accumulated profits (losses) | 14 | €146k |
| Amounts payable | 17/49 | €91k |
| Amounts payable after one year | 17 | €30k |
| Amounts payable within one year | 42/48 | €60k |
| Trade debts payable within one year | 44 | €74 |
| Income statement | ||
| Gross operating margin | 9900 | €172k |
| Operating result | 9901 | €170k |
| Financial income | 75 | €25k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €192k |
| Income taxes | 67/77 | €45k |
| Net result for the period | 9904 | €146k |
| Result to be appropriated | 9905 | €146k |
| NACE primary | Lawyers(69101) |
| Legal form | Private limited company(610) |
| Incorporation | 22-06-2016 |
| Status | Active |
| Postal code | 9250 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0351/00D000 | Flanders | 2,128 m² | 1 · 265 m² | 8.2 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
30-01-2024 Discharge granted to the board
Technical details
{
"events": [
{
"kind": "decharge_pending",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "JOOS Fr\u00E9d\u00E9rique Gustaaf Nelly Michel",
"address": "9250 Waasmunster, Van Eyckpark 100",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": false,
"effective_date": null,
"evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerder voor de uitoefening van zijn mandaat.",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "bijzondere_gevolmachtigde",
"person": null,
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0837.939.052",
"name": "Bifas",
"address": "9140 Temse, Kasteelstraat 31",
"country": "BE",
"legal_form": "VOF"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Matthias Laevens",
"firm_city": null,
"firm_name": null,
"office_city": "Laarne-Kalken",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-01-30",
"filing_date": "2024-01-26",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-12-28",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0656.864.402",
"name_full": "Checksum",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"de geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}13-07-2022 Registered office moved from Belsele to Waasmunster
- Virginie Lovelingstraat 9111 Belsele → Van Eyckpark 100, 9250 Waasmunster
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Van Eyckpark 100, 9250 Waasmunster",
"city": "Waasmunster",
"region": "vlaams_gewest",
"street": "Van Eyckpark",
"country": "BE",
"postcode": "9250",
"box_number": null,
"street_number": "100",
"locality_suffix": null
},
"old_address": {
"raw": "Virginie Lovelingstraat 9111 Belsele",
"city": "Belsele",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Virginie Lovelingstraat",
"country": "BE",
"postcode": "1111",
"box_number": null,
"street_number": "9",
"locality_suffix": null
},
"effective_date": "2022-06-01",
"evidence_quote": "Het bestuursorgaan neemt unaniem de volgende besluiten: 1.BESLOTEN om de maatschappelijke zetel van de Vennootschap te verplaatsen naar Van Eyckpark 100, 9250 Waasmunster met ingangsdatum 1 juni 2022.",
"region_changed": true,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": true,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-07-13",
"filing_date": "2022-07-05",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"date": "2022-06-15",
"unanimous": true
},
"subject_company": {
"kbo": "0656.864.402",
"name_full": "Checksum BV",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Fr\u00E9d\u00E9rique Joos",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Checksum |