Checkroom
ActiveSummary
The annual accounts of Checkroom for fiscal year 2025 show a net loss of 108% of the equity at the start of that year. The 2025 annual accounts show equity of €2.5m and a net result of -€1.6m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 4909 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency84▲+35
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 6.81 against 0.58 in 2024; short-term debt: 9.6% and cash: 48.4% of total assets), and 40.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
-36.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
12 d late
2023
49 d late
2022
43 d late
2021
52 d early
2020
40 d early
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1.6m▲ 12.1%
2024 · -€1.8m
Working capital
€2.4m
2024 · -€1.1m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1.4m▼ 161%-€3.9m▼ 170%-€2.3m▲ 39.5%-€4.0m▼ 71.3%-€2.3m▲ 42.3%
Net result-€1.5m▼ 146%-€4.1m▼ 171%-€2.5m▲ 40.4%-€1.8m▲ 27.8%-€1.6m▲ 12.1%
Equity-€2.0m▼ 319%€1.1m-€1.3m€1.4m€2.5m▲ 73.1%
Total assets€802,406▲ 22.3%€4.9m▲ 506%€2.4m▼ 50.5%€6.1m▲ 154%€4.2m▼ 31.0%
Debt€2.7m▲ 142%€3.8m▲ 37.1%€3.7m▼ 0.2%€4.7m▲ 24.9%€1.7m▼ 63.2%
Working capital-€44,810€4.0m€1.0m▼ 74.0%-€1.1m€2.4m
Staff (FTE)20.8▲ 54.1%36.3▲ 74.5%30.4▼ 16.3%22.2▼ 27.0%11.9▼ 46.4%
Why a figure moved sharply
- 2025 Equity +73% on 2024. Cause not known from the registers.
- 2024 Total assets +154% on 2023. Cause not known from the registers.
- 2023 Total assets -51% on 2022. Cause not known from the registers.
- 2022 Net result -171%, Total assets +506%, Staff (FTE) +75% on 2021. Cause not known from the registers.
- 2021 Net result -146%, Staff (FTE) +54% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
- 2021 Equity -319% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2.3m in 2025 against €4.0m in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.2m
Fixed assets
€1.5m ▼ 68.4%
Current assets
€2.8m ▲ 85.7%
Equity and liabilities €4.2m
Equity
€2.5m ▲ 73.1%
Debt
€1.7m ▼ 63.2%
Debt's share of the balance-sheet total falls from 76.4% to 40.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€2.2m▲
2024 · -€4.0m
Cash flow
-€1.5m▲
2024 · -€1.7m
Current ratio
6.81▲
2024 · 0.58
Debt to equity
0.69▼
2024 · 3.23
ROE
-62.1%▲
2024 · -122.4%
ROA
-36.8%▼
2024 · -28.9%
Interest coverage
-11.43▲
2024 · -168.23
Debt ≤ 1 year
€405,304▼
2024 · €2.5m
Income taxes
€245
Staff costs
€1.5m▼
2024 · €2.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1.2m | €2.7m | €2.7m | €2.6m | €1.5m | ▼ 42.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,230 | €55,699 | €51,578 | €51,073 | €74,678 | ▲ 46.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €12,647 | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €63,422 | -€63,422 | -€12,400 | - | - | - |
| Other operating charges640/8 | €1,120 | €5,812 | €516 | €6,197 | €6,279 | ▲ 1.3% |
| Gross operating margin9900 | -€102,995 | -€1.2m | €373,196 | -€1.4m | -€760,167 | ▲ 45.1% |
| Operating profit (loss)9901 | -€1.4m | -€3.9m | -€2.3m | -€4.0m | -€2.3m | ▲ 42.3% |
| Financial income75/76B | €2,542 | €32 | €51,954 | €2.3m | €1.0m | ▼ 56.0% |
| Recurring financial income75 | €2,542 | €32 | €51,954 | €99,628 | €158,419 | ▲ 59.0% |
| Non-recurring financial income76B | - | - | - | €2.2m | €844,661 | ▼ 61.3% |
| Financial charges65/66B | €86,344 | €219,222 | €154,217 | €25,294 | €235,341 | ▲ 830% |
| Recurring financial charges65 | €86,344 | €219,222 | €154,217 | €23,618 | €196,592 | ▲ 732% |
| Non-recurring financial charges66B | - | - | - | €1,676 | €38,749 | ▲ 2,212% |
| Profit (loss) for the period before taxes9903 | -€1.5m | -€4.1m | -€2.5m | -€1.8m | -€1.6m | ▲ 12.1% |
| Income taxes67/77 | €368 | €16,545 | €315 | - | €245 | - |
| Profit (loss) for the period9904 | -€1.5m | -€4.1m | -€2.5m | -€1.8m | -€1.6m | ▲ 12.1% |
| Profit (loss) for the period to be appropriated9905 | -€1.5m | -€4.1m | -€2.5m | -€1.8m | -€1.6m | ▲ 12.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €802,406 | €4.9m | €2.4m | €6.1m | €4.2m | ▼ 31.0% |
| Fixed assets21/28 | €77,316 | €162,003 | €871,005 | €4.6m | €1.5m | ▼ 68.4% |
| Intangible fixed assets21 | €39,560 | €70,247 | €50,859 | €36,331 | €22,960 | ▼ 36.8% |
| Tangible fixed assets22/27 | €37,755 | €71,845 | €57,716 | €44,168 | €29,678 | ▼ 32.8% |
| Plant, machinery and equipment23 | - | - | - | €13,959 | €16,851 | ▲ 20.7% |
| Furniture and vehicles24 | €31,443 | €41,815 | €34,242 | €13,803 | €3,395 | ▼ 75.4% |
| Other tangible fixed assets26 | €6,312 | €30,030 | €23,474 | €16,406 | €9,432 | ▼ 42.5% |
| Financial fixed assets28 | - | €19,911 | €762,431 | €4.6m | €1.4m | ▼ 69.0% |
| Current assets29/58 | €725,090 | €4.7m | €1.5m | €1.5m | €2.8m | ▲ 85.7% |
| Amounts receivable within one year40/41 | €178,984 | €321,653 | €665,039 | €407,026 | €552,109 | ▲ 35.6% |
| Trade receivables40 | €109,409 | €257,642 | €572,918 | €353,131 | €483,329 | ▲ 36.9% |
| Other amounts receivable41 | €69,575 | €64,011 | €92,121 | €53,895 | €68,780 | ▲ 27.6% |
| Cash at bank and in hand54/58 | €461,524 | €4.3m | €747,958 | €915,289 | €2.0m | ▲ 123% |
| Deferred charges and accrued income490/1 | €84,582 | €100,839 | €123,593 | €163,414 | €160,807 | ▼ 1.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €802,406 | €4.9m | €2.4m | €6.1m | €4.2m | ▼ 31.0% |
| Equity10/15 | -€2.0m | €1.1m | -€1.3m | €1.4m | €2.5m | ▲ 73.1% |
| Contributions10/11 | €280,754 | €7.5m | €7.5m | €12.1m | €14.7m | ▲ 21.6% |
| Capital10 | €280,754 | €400,069 | €400,069 | €5.0m | €519,383 | ▼ 89.6% |
| Issued capital100 | €280,754 | €400,069 | €400,069 | €5.0m | €519,383 | ▼ 89.6% |
| Outside capital11 | - | €7.1m | €7.1m | €7.1m | €14.2m | ▲ 99.6% |
| Share premium1100/10 | - | €7.1m | €7.1m | €7.1m | €14.2m | ▲ 99.6% |
| Profit (loss) carried forward14 | -€2.3m | -€6.4m | -€8.8m | -€10.6m | -€12.2m | ▼ 14.6% |
| Provisions and deferred taxes16 | €63,422 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €63,422 | - | - | - | - | - |
| Other liabilities and charges164/5 | €63,422 | - | - | - | - | - |
| Amounts payable17/49 | €2.7m | €3.8m | €3.7m | €4.7m | €1.7m | ▼ 63.2% |
| Amounts payable after more than one year17 | €550,000 | €550,000 | - | - | - | - |
| Financial debts170/4 | €550,000 | €550,000 | - | - | - | - |
| Amounts payable within one year42/48 | €769,899 | €661,137 | €487,049 | €2.5m | €405,304 | ▼ 84.1% |
| Current portion of amounts payable after more than one year42 | €375,000 | - | - | - | - | - |
| Trade debts44 | €275,613 | €179,265 | €170,682 | €2.1m | €153,729 | ▼ 92.8% |
| Suppliers440/4 | €275,613 | €179,265 | €170,682 | €2.1m | €153,729 | ▼ 92.8% |
| Advances received on contracts in progress46 | - | €5,022 | - | - | - | - |
| Taxes, remuneration and social security45 | €119,287 | €476,850 | €316,367 | €407,049 | €251,575 | ▼ 38.2% |
| Taxes450/3 | €2,800 | €79,425 | €7,991 | €315 | €72,282 | ▲ 22,847% |
| Remuneration and social security454/9 | €116,486 | €397,425 | €308,376 | €406,734 | €179,293 | ▼ 55.9% |
| Accrued charges and deferred income492/3 | €1.4m | €2.5m | €3.3m | €2.1m | €1.3m | ▼ 38.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1.5m | -€4.1m | -€2.5m | -€1.8m | -€1.6m | ▲ 12.1% |
| + Depreciation and write-downs630 | €45,230 | €55,699 | €51,578 | €51,073 | €74,678 | ▲ 46.2% |
| Operating cash flow (approximation) | -€1.5m | -€4.1m | -€2.4m | -€1.7m | -€1.5m | ▲ 13.9% |
| Investment in fixed assets (approximation) | - | -€140,386 | -€760,580 | -€3.8m | €3.1m | ▲ 181% |
| Change in cash | - | €3.8m | -€3.5m | €167,331 | €1.1m | ▲ 575% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
31-12
Financial
Liquidity times 12current ratio 6.81
Current ratio from 0.58 to 6.81; short-term debt falls from €2.5m to €405,304.
31-12
Financial
Equity above €2mEq €2.5m ▲73.1%
Equity rises from €1.4m to €2.5m.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-12
Financial
Equity above €1mEq €1.4m
Equity rises from -€1.3m to €1.4m.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 49 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 43 days late
2022
31-12
Financial
Weakest financial yearnet -€4.1m
Net result drops to -€4.1m, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 7.11
Current ratio from 0.94 to 7.11; short-term debt falls from €769,899 to €661,137.
31-12
Financial
Equity above €1mEq €1.1m
Equity rises from -€2.0m to €1.1m.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Equity above €100,000Eq €142,566 ▲3,865%
2 profitable years in a row build equity to €142,566.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 20 acts read
About the unread acts
We know of 20 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Ground area
4,549 m²
Parcel 44362B0315/00X002, Flanders. Linked by address, not a title deed.
1 establishment unit
Checkroom
since 20132.217.065.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0315/00X002 | Flanders | 4,549 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 76,552 EUR awarded · 76,552 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 16,117 EUR | 16,117 EUR |
| 2024 | 3 | 13,356 EUR | 14,956 EUR |
| 2023 | 4 | 21,167 EUR | 21,167 EUR |
| 2022 | 3 | 25,912 EUR | 24,312 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
875500WITM9RWZBOSX30
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,403. 634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
58290Other software publishing
62100Computer programming
47400Retail sale of information and communication equipment
63100Computing infrastructure, data processing, hosting and related activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0504999915
Also
9925:BE0504999915
Registered
14-11-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.