Chatho Cools
ActiveSummary
Chatho Cools has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.62M and a net result of €83k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-3
Solvency92▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.52 in 2024; short-term debt: 11% and cash: 0% of total assets), and 33.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
38 d late
2024
63 d late
2023
7 d late
2022
70 d late
2021
31 d late
2020
22 d early
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.62M▲ 5.4%
2024 · €1.54M
Total assets
€2.43M▲ 3.4%
2024 · €2.35M
Net result
€83k▼ 37.4%
2024 · €133k
Working capital
€-56k▲ 50.3%
2024 · €-113k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-29k€24k€12k▼ 48.9%€145k▲ 1,104%€118k▼ 18.5%
Net result€-45k€-7k▲ 83.8%€394€133k▲ 33,665%€83k▼ 37.4%
Equity€-126k▼ 55.8%€-134k▼ 5.8%€2.07M€1.54M▼ 25.5%€1.62M▲ 5.4%
Total assets€714k▼ 1.6%€717k▲ 0.5%€2.90M▲ 305%€2.35M▼ 19.1%€2.43M▲ 3.4%
Debt€840k▲ 4.2%€850k▲ 1.3%€836k▼ 1.7%€808k▼ 3.2%€805k▼ 0.5%
Working capital€-153k▼ 158%€-200k▼ 31.3%€-219k▼ 9.2%€-113k▲ 48.4%€-56k▲ 50.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.43M
Fixed assets
€2.22M ▼ 0.5%
Current assets
€212k ▲ 76.1%
Equity and liabilities €2.43M
Equity
€1.62M ▲ 5.4%
Debt
€805k ▼ 0.5%
Debt's share of the balance-sheet total falls from 34.4% to 33.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€132k▼
2024 · €159k
Cash flow
€97k▼
2024 · €147k
Current ratio
0.79▲
2024 · 0.52
Debt to equity
0.50▼
2024 · 0.52
ROE
5.1%▼
2024 · 8.6%
ROA
3.4%▼
2024 · 5.7%
Interest coverage
11.45▼
2024 · 13.30
Debt ≤ 1 year
€268k▲
2024 · €233k
Debt > 1 year
€537k▼
2024 · €575k
Income taxes
€23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €14k | €14k | €14k | €14k | ▼ 5.6% |
| Other operating charges640/8 | €195 | €553 | €1k | €577 | €512 | ▼ 11.3% |
| Non-recurring operating charges66A | €4k | - | - | - | - | - |
| Gross operating margin9900 | €-13k | €39k | €27k | €160k | €132k | ▼ 17.3% |
| Operating profit (loss)9901 | €-29k | €24k | €12k | €145k | €118k | ▼ 18.5% |
| Financial income75/76B | €158 | €113 | - | - | - | - |
| Recurring financial income75 | €158 | €113 | - | - | - | - |
| Financial charges65/66B | €16k | €31k | €12k | €12k | €12k | ▼ 3.9% |
| Recurring financial charges65 | €16k | €31k | €12k | €12k | €12k | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €-45k | €-7k | €394 | €133k | €107k | ▼ 19.8% |
| Income taxes67/77 | - | - | - | - | €23k | - |
| Profit (loss) for the period9904 | €-45k | €-7k | €394 | €133k | €83k | ▼ 37.4% |
| Profit (loss) for the period to be appropriated9905 | €-45k | €-7k | €394 | €133k | €83k | ▼ 37.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €714k | €717k | €2.90M | €2.35M | €2.43M | ▲ 3.4% |
| Fixed assets21/28 | €702k | €717k | €2.90M | €2.23M | €2.22M | ▼ 0.5% |
| Tangible fixed assets22/27 | €702k | €717k | €2.90M | €2.23M | €2.21M | ▼ 0.6% |
| Land and buildings22 | €702k | €717k | €2.90M | €2.23M | €2.21M | ▼ 0.6% |
| Financial fixed assets28 | - | - | - | - | €2k | - |
| Current assets29/58 | €11k | €110 | €199 | €120k | €212k | ▲ 76.1% |
| Amounts receivable within one year40/41 | €11k | - | - | €120k | €212k | ▲ 76.1% |
| Trade receivables40 | - | - | - | €120k | €210k | ▲ 75.0% |
| Other amounts receivable41 | €11k | - | - | €282 | €2k | ▲ 562% |
| Cash at bank and in hand54/58 | - | €110 | €199 | €104 | €100 | ▼ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €714k | €717k | €2.90M | €2.35M | €2.43M | ▲ 3.4% |
| Equity10/15 | €-126k | €-134k | €2.07M | €1.54M | €1.62M | ▲ 5.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Revaluation surpluses12 | - | - | €2.20M | €1.54M | €1.54M | = |
| Reserves13 | - | - | - | - | €64k | - |
| Distributable reserves133 | - | - | - | - | €64k | - |
| Profit (loss) carried forward14 | €-145k | €-152k | €-152k | €-19k | €0 | ▲ 100% |
| Amounts payable17/49 | €840k | €850k | €836k | €808k | €805k | ▼ 0.5% |
| Amounts payable after more than one year17 | €676k | €650k | €616k | €575k | €537k | ▼ 6.7% |
| Financial debts170/4 | €676k | €650k | €616k | €575k | €537k | ▼ 6.7% |
| Amounts payable within one year42/48 | €164k | €201k | €219k | €233k | €268k | ▲ 14.9% |
| Current portion of amounts payable after more than one year42 | €21k | €40k | €37k | €41k | €42k | ▲ 1.9% |
| Trade debts44 | €27k | €687 | €4k | €9k | €19k | ▲ 101% |
| Suppliers440/4 | €27k | €687 | €4k | €9k | €19k | ▲ 101% |
| Taxes, remuneration and social security45 | - | - | - | - | €23k | - |
| Taxes450/3 | - | - | - | - | €23k | - |
| Other amounts payable47/48 | €115k | €159k | €178k | €183k | €184k | ▲ 0.5% |
| Accrued charges and deferred income492/3 | - | - | €555 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-45k | €-7k | €394 | €133k | €83k | ▼ 37.4% |
| + Depreciation and write-downs630 | €12k | €14k | €14k | €14k | €14k | ▼ 5.6% |
| Operating cash flow (approximation) | €-33k | €7k | €15k | €147k | €97k | ▼ 34.3% |
| Investment in fixed assets (approximation) | - | €-29k | €-2.20M | €660k | €-2k | ▼ 100% |
| Change in cash | - | - | €89 | €-96 | €-4 | ▲ 95.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 63 days late
2024
31-12
Financial
Highest result since 2018net €133k ▲33,665%
Operating result €145k, net result €133k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Back to profitnet €394
Net result €394 after 2 loss-making years.
31-12
Financial
Equity above €2MEq €2.07M
Equity rises from €-134k to €2.07M.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2017
Ground area
1,012 m²
Building footprint
1,033 m²
Volume, LiDAR
2 m³
Parcel 13322C1186/00H000, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Chatho Cools
since 20172.261.932.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322C1186/00H000 | Flanders | 1,012 m² | 1 · 1,033 m² | 0.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,989. 3,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.