CHAT CONSULT
CHAT CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €43k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 16619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
| Equity | €190k |
| Net result | €43k |
| Better than sector | 38% |
| Active | 18 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 45.1% | 60.0% | |
| Net result | €43k | €29k | |
| Equity | €190k | €72k | |
| Gross operating margin | €78k | €55k | |
| Total assets | €420k | €141k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €77k | €58k | €146k | €245k | €162k |
| Net profit | €43k | €39k | €101k | €149k | €70k |
| Cash flow | €60k | €42k | €103k | €173k | €94k |
| Staff costs | - | - | - | - | - |
| Income taxes | €17k | €17k | €42k | €72k | €36k |
| Dividends | €219k | €12k | - | €0 | €58k |
| Total assets | €420k | €391k | €376k | €296k | €195k |
| Equity | €190k | €366k | €338k | €237k | €88k |
| Debt | €231k | €25k | €38k | €60k | €107k |
| of which ≤ 1y | €231k | €25k | €38k | €60k | €107k |
| of which > 1y | - | - | - | - | - |
| Working capital | €100k | €355k | €327k | €225k | €53k |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.44 | 15.06 | 9.61 | 4.78 | 1.49 |
| Quick ratio | 1.44 | 15.06 | 9.61 | 4.78 | 1.49 |
| Working capital ratio | 23.9% | 90.8% | 87.0% | 76.1% | 27.0% |
| Solvency | 45.1% | 93.5% | 89.9% | 79.9% | 45.0% |
| Debt / equity | 1.21 | 0.07 | 0.11 | 0.25 | - |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 1676.75 | 1171.07 | 4031.19 | 662.26 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 10.2% | 10.1% | 26.9% | 50.3% | 35.9% |
| ROE | 22.7% | 10.8% | 30.0% | 63.0% | 79.7% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €420k | €391k | €376k | €296k | €195k |
| Fixed assets | 21/28 | €89k | €11k | €11k | €11k | €35k |
| Tangible fixed assets | 22/27 | €89k | €11k | €11k | €11k | €35k |
| Current assets | 29/58 | €331k | €380k | €365k | €285k | €159k |
| Amounts receivable within one year | 40/41 | €72k | €48k | €45k | €108k | €30k |
| Investments | 50/53 | €41 | €41 | €41 | €41 | €41 |
| Cash & bank | 54/58 | €257k | €331k | €317k | €175k | €121k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €420k | €391k | €376k | €296k | €195k |
| Equity | 10/15 | €190k | €366k | €338k | €237k | €88k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | - |
| Reserves | 13 | €184k | €360k | €332k | €230k | €81k |
| Accumulated profits (losses) | 14 | €0 | €0 | - | €0 | €0 |
| Amounts payable | 17/49 | €231k | €25k | €38k | €60k | €107k |
| Amounts payable within one year | 42/48 | €231k | €25k | €38k | €60k | €107k |
| Trade debts payable within one year | 44 | €1k | €999 | €10k | €984 | €675 |
| Income statement | ||||||
| Gross operating margin | 9900 | €78k | €60k | €147k | €246k | €163k |
| Operating result | 9901 | €60k | €56k | €144k | €221k | €138k |
| Financial income | 75 | €35 | €95 | €54 | €0 | €100 |
| Financial charges | 65 | €46 | €50 | €36 | €370 | €441 |
| Result before taxes | 9903 | €60k | €56k | €144k | €221k | €137k |
| Income taxes | 67/77 | €17k | €17k | €42k | €72k | €36k |
| Net result for the period | 9904 | €43k | €39k | €101k | €149k | €101k |
| Result to be appropriated | 9905 | €43k | €39k | €101k | €149k | €101k |
| NACE primary | Computer consultancy and computer facilities management(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 24-01-2008 |
| Status | Active |
| Postal code | 9940 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302E0066/00A000 | Flanders | 4,865 m² | 1 · 287 m² | 11.1 m · 1 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
22-12-2023 Discharge granted to the board
Technical details
{
"events": [
{
"kind": "decharge_pending",
"role": "zaakvoerder",
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"name": "VAN ERUM Hans",
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},
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"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering besluit de huidige zaakvoerder, hierna vermeld, ontslag te geven uit zijn functie en gaat onmiddellijk over tot zijn herbenoeming als niet-statutair bestuurder voor een onbepaalde duur: De heer VAN ERUM Hans, voornoemd.",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
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},
{
"kind": "decharge_pending",
"role": "zaakvoerder",
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},
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"evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerder voor de uitoefening van zijn mandaat.",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
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"rep_rotation_old_rep": null,
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}
],
"notary": {
"name": "Puk De Baerdemaeker",
"firm_city": null,
"firm_name": null,
"office_city": "Lennik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-22",
"filing_date": "2023-12-20",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-12-14",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-12-14",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-12-14",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-12-14",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-12-14",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-12-14",
"unanimous": null
},
{
"body": "notarieel_alleen",
"date": "2023-12-14",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0895.203.892",
"name_full": "CHAT CONSULT",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Puk De Baerdemaeker",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"uitgiften",
"co\u00F6rdinatie van statuten"
],
"corrected_publication_numac": null
}| Legal nameNL | CHAT CONSULT |