Filings
10 annual accounts 8 late
The 2018 accounts came latest: 31 days after the end of the period.
CHASYL
Lifetime
10 annual accounts with figures on one time axispeak €3,968 (2020)
-€2,320▼ €4,682
lowest -€4,780 (2017)
-€2,435▼ €4,284
peak €4,572 (2016)
€1,453▼ 62.6%
€283▼ 71.3%
Board3 names since 2016
2 directorsCHAFEI AHMED EL and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €2,361 to -€2,320Loss of €2,435Equity from €3,888 to €1,453Debts from €987 to €283
Key points
from the 2025 annual accountsAt the same address
5 companies
Position in the sector
83.7%
Higher solvency than 90% of companies in personal services. Sector median 30.7% · 1,384 companies.
Turnover not published (abbreviated or micro format)
Checked score
56
Fair
Financially stronger than 52% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025highest value
10-2025: 0.3%▼ -0.5 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▼ -0.2 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Loss of €2,435 (financial year 2025)
lowers risk
Liquidity: current ratio 6.13, cash €1,736
Equity €1,453 (83.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 95% on liquidity, 9% on profitability and 11% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as CHASYL has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CHASYL itself is lower: 0.3% within 12 months. It rests on far more data about CHASYL than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for CHASYL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
30 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CA
CHAFEI AHMED EL
Director, since 18-02-2016
- CHAFEI Ahmed Elarbi all the sharesdeed of 27-02-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0648791626
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: CHAFEI Ahmed Elarbi, from manager to director · CHAFEI Ahmed Elarbi holds all the shares · General meeting of 20-02-2024 · Gazette deed
Resignation: CHAFEI Soulaiman (manager)
General meeting of 28-03-2017 · Gazette deed
First establishment
Coiffure XXI Siecle, Bergense Steenweg 38, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHASYL Anderlecht | €1,736 | -€2,320 | 83.7% | - |
| LA BOUSSOLE NET Jette | €2,109 | -€10,899 | -792.8% | - |
| JERUSALEM HM Anderlecht | €1,347 | -€7,537 | -4787.7% | - |
| BENSAM Schaerbeek | €2,336 | -€707 | -1041.1% | - |
| COIFF'ELLE Molenbeek-Saint-Jean | €1,882 | -€12,021 | -1930.5% | - |
| AL AMAL RLAI Ganshoren | €1,446 | -€1,106 | -1617.2% | - |
| OURFI Schaerbeek | €2,433 | €898 | -118.4% | - |
These companies have the same main activity as CHASYL: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €1,350 and €2,430, founded between 2011 and 2018.
Official details
Source: KBO- Status
- Active since 18-02-2016Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210
- Establishment unit
- 2.251.141.1581070 Anderlecht, since 01-03-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Insights on CHASYL
CHASYL files the abbreviated format. That format states no turnover. The gross margin fell from -€1,597 in 2016 to -€2,320 in 2025.
In February 2024, the Official Gazette published the appointment of CHAFEI Ahmed Elarbi as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHASYL
- What is the company number of CHASYL?
- The company number of CHASYL is 0648.791.626. The VAT number is the same number with BE in front: BE 0648.791.626.
- Where is CHASYL based?
- The registered office is at Bergense Steenweg 38, 1070 Anderlecht.Company details
- What does CHASYL do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of CHASYL?
- CHASYL is a private limited company (BV).
- When was CHASYL founded?
- CHASYL was founded on 18-02-2016.
- Is CHASYL still active?
- Yes, CHASYL is an active enterprise in the KBO register.
- What is the turnover of CHASYL?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is CHASYL profitable?
- In financial year 2025, CHASYL made a loss of €2,435.
- Where can I find the annual accounts of CHASYL?
- CHASYL filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHASYL due?
- CHASYL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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