Financials
- Fiscal year
- 2025
- Total assets
- €2,336
- Loss
- -€1,210
- Solvency
- -1041.1%
Total assets▲ 2.0%
Net result
20182025
BENSAM
ActiveSummary
BENSAM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,317) and a net result of -€1,210. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 340 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
How big
€2,336total assets 2025
- Equity
- -€24,317
- Loss
- -€1,210
Who decides
Accounts filed 20 d late0 of 3 deeds read
Why 53Capped at 59: negative equity- Loss of €1,210, the second in a row (FY 2025)- Negative equity -€24,317+ Size: total assets €2,336+ Figures for FY 2025 (filed 20-08-2026)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -1041.1% of total assets
Liquidity
11+2
short-term debt 1141.1% · cash 9.0%
Profitability
0-7
return on assets -51.8%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 2.0%highest value
09-2026: 1.1%▼ -42.9% vs 08-2026lowest value
10-2026: 1.1%● 0.0% vs 09-2026lowest value
- Size: total assets €2,336 lowers the probability for this profile
- Loss of €1,210, the second in a row (FY 2025) raises the probability
- Negative equity -€24,317 raises the probability
- Figures for FY 2025 (filed 20-08-2026) lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 11%, liquidity 10%, profitability 8%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€24,317
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
20 d late
2024
27 d late
2023
28 d early
2022
42 d early
2021
10 d early
2020
31 d early
2019
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2018
- Next accounts
- by 31-07-2027
- 20-08-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 03-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 24-03-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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