CHASSIS ERNST
ActiveCHASSIS ERNST has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €592k and a net result of €25k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 69% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-35
Solvency99▲+7
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.67 in 2024), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.6%
Return on assets
2.6%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €592k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
29 d late
2023
28 d late
2022
30 d late
2021
29 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▼ 60.6%
2024 · €64k
2018: €1k
2019: €36k
2020: €20k
2021: €26k
2022: €34k
2023: €39k
2024: €64k
2018 → 2025
Working capital
€318k▲ 108%
2024 · €153k
2018: €213k
2019: €282k
2020: €199k
2021: €259k
2022: €254k
2023: €157k
2024: €153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€713k-€465k▼ 34.7%€504k▲ 8.3%€567k▲ 12.5%€592k▲ 4.3%
Operating result€31k-€36k▲ 15.7%€58k▲ 62.1%€84k▲ 44.4%€36k▼ 57.3%
Net result€26k-€34k▲ 34.5%€39k▲ 13.6%€64k▲ 62.3%€25k▼ 60.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €977k
Fixed assets
€413k▼ 17.4%
Current assets
€564k▲ 48.3%
Equity and liabilities €977k
Equity
€592k▲ 4.3%
Provisions
€15k=
Debt
€370k▲ 24.2%
The debt ratio rises from 33.8% to 37.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€135k▼
2024 · €181k
Cash flow
€124k▼
2024 · €160k
Solvency
60.6%▼
2024 · 64.5%
Current ratio
2.30▲
2024 · 1.67
Quick ratio
0.81▼
2024 · 0.86
Debt / equity
0.62▲
2024 · 0.52
ROE
4.2%▼
2024 · 11.2%
ROA
2.6%▼
2024 · 7.2%
Interest coverage
15.95▲
2024 · 14.02
Debt
€370k▲
2024 · €298k
Debt ≤ 1 year
€245k▲
2024 · €227k
Debt > 1 year
€34k▼
2024 · €61k
Income taxes
€11k▼
2024 · €23k
Staff costs
€770k▼
2024 · €817k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€880k€977k▲
Fixed assets21/28€500k€413k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€486k€400k▼
Plant, machinery and equipment23€354k€308k▼
Furniture and vehicles24€131k€92k▼
Financial fixed assets28€11k€11k=
Current assets29/58€380k€564k▲
Stocks and contracts in progress3€186k€366k▲
Stocks30/36€182k€344k▲
Contracts in progress37€4k€22k▲
Amounts receivable within one year40/41€105k€125k▲
Trade receivables40€102k€89k▼
Other amounts receivable41€3k€37k▲
Cash at bank and in hand54/58€71k€34k▼
Deferred charges and accrued income490/1€19k€38k▲
Equity and liabilities
Total equity and liabilities10/49€880k€977k▲
Equity10/15€567k€592k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€51k€51k=
Reserves13€497k€522k▲
Non-distributable reserves130/1€2k€20k▲
Reserves not available under the articles1311€2k€20k▲
Tax-exempt reserves132€22k€4k▼
Distributable reserves133€473k€498k▲
Provisions and deferred taxes16€15k€15k=
Provisions for liabilities and charges160/5€15k€15k=
Pensions and similar obligations160€15k€15k=
Amounts payable17/49€298k€370k▲
Amounts payable after more than one year17€61k€34k▼
Financial debts170/4€61k€34k▼
Amounts payable within one year42/48€227k€245k▲
Current portion of amounts payable after more than one year42€96k€51k▼
Trade debts44€33k€88k▲
Suppliers440/4€33k€88k▲
Taxes, remuneration and social security45€75k€98k▲
Taxes450/3€2k€14k▲
Remuneration and social security454/9€73k€83k▲
Other amounts payable47/48€24k€9k▼
Accrued charges and deferred income492/3€10k€90k▲
Income statement
Code20242025
Remuneration, social security and pensions62€817k€770k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€99k▲
Other operating charges640/8€18k€19k▲
Non-recurring operating charges66A€750-
Gross operating margin9900€1.02M€925k▼
Operating profit (loss)9901€84k€36k▼
Financial income75/76B€15k€8k▼
Recurring financial income75€15k€8k▼
Financial charges65/66B€13k€8k▼
Recurring financial charges65€13k€8k▼
Profit (loss) for the period before taxes9903€86k€36k▼
Income taxes67/77€23k€11k▼
Profit (loss) for the period9904€64k€25k▼
Profit (loss) for the period to be appropriated9905€64k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€25k▼
Transfer to equity691/2€64k€25k▼
To other reserves6921€64k€25k▼
Social balance
Average headcount (FTE)908718.116.1▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €64k ▲62.3%
Operating result €84k, net result €64k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Equity above €500kEq €504k ▲8.3%
6 profitable years in a row build equity to €504k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 2 establishment units since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Parfondvaux 1104671 BlégnyGround area
5,191 m²
Building footprint
197 m²
Volume, LiDAR
1,917 m³
2 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Route de Parfondvaux 110, 4671 Blégny
since 19832.022.749.512
Chaussée de la Seigneurie 108, 4800 Verviers
since 19832.022.749.611
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059B0265/00V000 | Wallonia | 4,212 m² | 1 · 94 m² | 14.4 m · 4 fl. |
| 62095D0038/00H000 | Wallonia | 979 m² | 1 · 103 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesCHASSIS ERNST SRL22658
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PEETERS ALUMINIUM
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PORTE V
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Of 904 companies in sector 25120 we hold annual accounts for 673. 527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-05-1983
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
28120
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.