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Complete company report
Generated 03-09-2026
Active BE 0882.598.347Public limited company

CHARTERHOUSE BELGIUM

Dekenijstraat 12 ·8400 Oostende, Belgium· 20 yrs active
Conclusion Checked

CHARTERHOUSE BELGIUM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €-702. The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €347k
Net result €-702
Active 20 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health70Profitability0Solvency100Growth32Stability100
60 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 70
Profitability 0
Solvency 100
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2006, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
70 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview11 NBB filings
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
€-1k€-500€0€500€1kOperating result 2024: €766€766Net result 2024: €586€586Operating result 2025: €-522€-522Net result 2025: €-702€-70220242025
Operating resultNet result
EBITDA
€6k
-11.3% 24-25
Net profit
€-702
- 24-25
Cash flow
€6k
-11.6% 24-25
Total assets
€376k
+6.7% 24-25
Equity
€347k
-0.2% 24-25
Working capital
€167k
-9.7% 24-25
Debt
€28k
+602.7% 24-25
Debt ≤ 1y
€28k
+602.7% 24-25
Show 7 other metrics
Current ratio
6.93
-85.3% 24-25
Quick ratio
6.93
-85.3% 24-25
Solvency
92.5%
-6.4% 24-25
Debt / equity
0.08
+604.2% 24-25
ROE
-0.2%
- 24-25
ROA
-0.2%
- 24-25
Interest coverage
35.87
-11.3% 24-25
Figures by fiscal year
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA€6k
Net profit€-702
Cash flow€6k
Staff costs-
Income taxes-
Dividends-
Total assets€376k
Equity€347k
Debt€28k
of which ≤ 1y€28k
of which > 1y-
Working capital€167k
Employees (FTE)-
Ratios (computed)
2025
Current ratio6.93
Quick ratio6.93
Working capital ratio44.6%
Solvency92.5%
Debt / equity0.08
Long-term debt ratio-
Interest coverage35.87
Gross margin-
Net margin-
ROA-0.2%
ROE-0.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (17 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€376k
Fixed assets 21/28€180k
Tangible fixed assets 22/27€180k
Current assets 29/58€196k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€376k
Equity 10/15€347k
Contributions / capital 10/11€251k
Reserves 13€62k
Accumulated profits (losses) 14€35k
Amounts payable 17/49€28k
Amounts payable within one year 42/48€28k
Income statement
Gross operating margin 9900€10k
Operating result 9901€-522
Financial charges 65€180
Result before taxes 9903€-702
Net result for the period 9904€-702
Result to be appropriated 9905€-702
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • MC Kenzie Deloris
    Managing director
    State Gazette act 22146651 (12-12-2022)
    Current
    12-12-2022 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation10-07-2006
StatusActive
Postal code8400
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1397/00D000 Flanders 224 m² 1 · 224 m² 17.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
12-12-2022 State Gazette act Director changes
v3.2
26-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
12-12-2022 MC Kenzie Deloris appointed as managing director Director changes
  • MC Kenzie Deloris, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
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    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "MC Kenzie Deloris",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0882.598.347",
    "name_full": "CHARTERHOUSE BELGIUM"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL CHARTERHOUSE BELGIUM
Registered office
Dekenijstraat 12
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative