Equity
€56,634 ▼ 59.3%
Charolis paid out €125,000 in dividends. That is 294% of the 2025 profit.
Charolis
Overview
Lifetime
6 annual accounts with figures on one time axispeak €83,451 (2020)
€58,998▼ 14.5%
lowest -€56,158 (2023)
€42,587▼ 30.0%
peak €149,374 (2022)
€56,634▼ 59.3%
€24,533▼ 17.4%
Board1 name since 2019
1 directorVerest Inge
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €68,974 to €58,998Result from €60,830 to €42,587Dividend €125,000Equity from €139,047 to €56,634Debts from €29,714 to €24,533Cash from €135,797 to €44,777
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The micro format states no turnover.
Filings
6 annual accounts 2 late
The 2025 accounts came latest: 27 days after the end of the period.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
27 days late
2024
24 days early
2023
6 days early
2022
14 days early
2021
24 days late
2020
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 2 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0733983063
Incorporation
Founding capital of €10,000, 100 shares · Founder: Verest Inge · Appointment: Verest Inge (director) · published on 16-09-2019 · Gazette deed
First establishment
Hugo Verrieststraat 6, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Charolis Antwerp | €81,167 | €58,998 | 69.8% | - |
| AT THE PROJECT Grobbendonk | €76,008 | €57,663 | 35.4% | - |
| Rakkoon Consult Antwerp | €68,690 | €50,775 | 38.3% | - |
| Bacota Antwerp | €101,194 | €52,889 | 90.2% | - |
| OVS Projects Bornem | €79,937 | €70,744 | 23.3% | - |
| BECEMAT Ittre | €85,111 | €61,212 | 15.7% | - |
| Ellalou Ronse | €78,224 | €63,343 | 3.7% | - |
These companies have the same main activity as Charolis: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €68,700 and €101,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 12-09-2019Normal situation
- Activity
- Activities of holding companiesNACE 64210and 3 others
- Establishment unit
- 2.293.616.1712600 Antwerp, since 12-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 06-02-2026
Annual accounts 2025
- €42,587▼ 30.0%
- €56,634▼ 59.3%
- €81,167▼ 51.9%
- Filing
- Filed on 27-08-2026
Insights on Charolis
Charolis files the micro format. That format states no turnover. The gross margin fell from €83,451 in 2020 to €58,998 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-08-2026, 27 days late€56,634
▼ 59.3%
€81,167
▼ 51.9%
€42,587
▼ 30.0%
69.8%
▼ 12.6 percentage points
75.2%
▲ 31.4 percentage points
52.5%
▲ 16.4 percentage points
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €81,167 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
69.8%
Higher than 67% of 9,770 companies in 2025.
52.5%
Higher than 91% of 9,624 companies in 2025.
Charolis
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
81,167 | 168,761 | 120,003 | 160,204 | 185,333 | 104,848 | |
21/28 |
9,437 | 9,755 | 1,632 | 2,567 | - | - | |
22/27 |
9,437 | 9,755 | 1,632 | 2,567 | - | - | |
23 |
639 | 1,667 | 1,632 | 2,567 | - | - | |
24 |
8,799 | 8,088 | - | - | - | - | |
29/58 |
71,730 | 159,005 | 118,371 | 157,637 | 185,333 | 104,848 | |
40/41 |
26,953 | 22,068 | 12,977 | 704 | 44,478 | 23,698 | |
40 |
26,953 | 15,004 | 12,977 | 0 | 42,936 | 23,698 | |
41 |
0 | 7,064 | 0 | 704 | 1,542 | - | |
54/58 |
44,777 | 135,797 | 104,238 | 155,371 | 139,328 | 74,351 | |
490/1 |
0 | 1,140 | 1,156 | 1,562 | 1,527 | 6,799 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
81,167 | 168,761 | 120,003 | 160,204 | 185,333 | 104,848 | |
10/15 |
56,634 | 139,047 | 93,216 | 149,374 | 135,467 | 72,729 | |
10/11 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
13 |
0 | 83,216 | 83,216 | 139,374 | 125,467 | 62,729 | |
133 |
0 | 83,216 | 83,216 | 139,374 | 125,467 | 62,729 | |
14 |
46,634 | 45,830 | - | - | - | - | |
17/49 |
24,533 | 29,714 | 26,787 | 10,830 | 49,866 | 32,119 | |
42/48 |
23,933 | 29,714 | 26,787 | 10,830 | 49,866 | 32,119 | |
44 |
6,045 | 1,190 | 2,617 | 1,350 | 654 | 133 | |
440/4 |
6,045 | 1,190 | 2,617 | 1,350 | 654 | 133 | |
45 |
9,835 | 13,524 | 15,310 | 7,420 | 44,214 | 25,942 | |
450/3 |
9,835 | 13,524 | 12,905 | 7,420 | 44,214 | 25,942 | |
454/9 |
- | 0 | 2,406 | - | - | - | |
47/48 |
8,053 | 15,000 | 8,859 | 2,061 | 4,998 | 6,045 | |
492/3 |
600 | - | - | - | - | - | |
| Income statement | |||||||
9900 |
58,998 | 68,974 | -53,104 | 23,311 | 82,235 | 83,451 | |
630 |
2,964 | 2,019 | 935 | 238 | - | - | |
640/8 |
883 | 631 | 1,357 | 979 | 614 | 1,587 | |
9901 |
55,151 | 66,324 | -55,396 | 22,093 | 81,622 | 81,863 | |
75/76B |
0 | 214 | - | - | 0 | 0 | |
75 |
0 | 214 | - | - | 0 | 0 | |
65/66B |
454 | 229 | 466 | 766 | 880 | 997 | |
65 |
454 | 229 | 466 | 766 | 880 | 997 | |
9903 |
54,697 | 66,310 | -55,861 | 21,327 | 80,742 | 80,866 | |
67/77 |
12,110 | 5,479 | 297 | 7,420 | 18,004 | 18,138 | |
9904 |
42,587 | 60,830 | -56,158 | 13,907 | 62,739 | 62,729 | |
9905 |
42,587 | 60,830 | -56,158 | 13,907 | 62,739 | 62,729 | |
| Appropriation of the result | |||||||
9906 |
88,418 | 60,830 | -56,158 | 13,907 | 62,739 | 62,729 | |
14P |
45,830 | - | - | - | - | - | |
791/2 |
83,216 | 0 | 56,158 | - | - | - | |
691/2 |
- | - | 0 | 13,907 | 62,739 | 62,729 | |
6921 |
- | - | 0 | 13,907 | 62,739 | 62,729 | |
694/7 |
125,000 | 15,000 | - | - | - | - | |
694 |
125,000 | 15,000 | - | - | - | - | |
| Document | |||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00476162.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00476162 | |
| 31-12-2024 | micro format | 07-07-2025 | 2025-00240204 | |
| 31-12-2023 | micro format | 25-07-2024 | 2024-00280935 | |
| 31-12-2022 | micro format | 17-07-2023 | 2023-00239422 | |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20310092 | |
| 31-12-2020 | micro format | 13-07-2021 | 2021-34200327 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 2,646 | 10,142 | 0 | 2,805 | - | - | ||
| -91,021 | 31,560 | -51,134 | 16,043 | 64,977 | - | ||
| 69.8% | 82.4% | 77.7% | 93.2% | 73.1% | 69.4% | ||
| 75.2% | 43.7% | -60.2% | 9.3% | 46.3% | 86.3% | ||
| 52.5% | 36.0% | -46.8% | 8.7% | 33.9% | 59.8% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,646 | €10,142 | - | €2,805 | - |
| €2,964 | €2,019 | €935 | €238 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Charolis
The operating result for 2025 is 17% lower than in 2024.
Debt's share of the balance-sheet total rises from 17.6% to 30.2%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 16-09-2019
term without a fixed end
listed in the 2025 annual accounts, filed on 27-08-2026
Mandates through the years
1 name, the dashed line is todayVerest Inge
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Verest Inge
- Director (not named in the articles), from 12-09-2019 to date
Control
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €566 in 2025
- Source
- deed of 16-09-2019
Articles of association
deed of 16-09-2019 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 16:00
Shareholders
At incorporation
deed of 16-09-2019 ↗
- Verest Inge 100 shares (100%) · €10,000
Network & group
No group
Charolis has no parent and no holdings in its annual accounts. Verest Inge is the only director. Charolis shares no director with another company.
Timeline
Timeline
14 events since 2019Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 27 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0733983063
2025
Annual accounts 2024 filed PDFmicro format · 24 days before the deadline
2024
Back to profit net €60,830 The net result is €60,830, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 6 days before the deadline
2023
Weakest financial year net -€56,158 The net result drops to -€56,158, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 14 days before the deadline
2022
Liquidity more than triples current ratio 14.56 The current ratio rises from 3.72 to 14.56. Short-term debt falls from €49,866 to €10,830.
Annual accounts 2021 filed PDFmicro format · 24 days late
2021
Highest result from 2020 to 2025 net €62,739 ▲0% The net result of €62,739 is the highest of those years.
Equity above €100,000 equity €135,467 ▲86.3% With a profit in every financial year since 2020, equity grows to €135,467.
Annual accounts 2020 filed PDFmicro format · 18 days before the deadline
2019
IncorporationFounding capital of €10,000, 100 shares · Founder: Verest Inge · Appointment: Verest Inge (director) · published on 16-09-20194 points ▸
- Founder, Verest Inge
- Founding capital, €10,000, 100 shares
- Board rule, 1
- Director appointment, Verest Inge (director (not named in the articles))
- The deed holds 1 more point.
First establishment Hugo Verrieststraat 6, Antwerp
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 12 September 2019, Charolis was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 Verest Inge is director of the company, appointed by deed of 16-09-2019.2 Total assets went from €104,848 in 2020 to €81,167 in 2025.3
Company details
Identity
- Enterprise number
- 0733.983.063
- VAT number
- BE 0733.983.063
- Peppol ID
- 0208:0733983063
- Other Peppol ID
- 9925:BE0733983063
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-09-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 16:00deed of 16-09-2019 (in Dutch)
- Peppol
- Reachable since 06-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Charolis in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-09-2019 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Antwerpen (Berchem), Hugo Verrieststraat 6”deed of 16-09-2019 (in Dutch)
Activities
NACEBEL 202564210
Activities of holding companies main activity
Codes under NACEBEL 2008
64200
Holdings main activity
70210
Activities of head offices; management consultancy activities
70220
Business consulting
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van advies en ondersteuning; Het uitvoeren van management- en consultancy-opdrachten; Het verlenen van diensten m.b.t.algemene…”deed of 16-09-2019 (in Dutch)
13 activities
- Het verlenen van advies en ondersteuning;
- Het uitvoeren van management- en consultancy-opdrachten;
- Het verlenen van diensten m.b.t.algemene ondernemingsstrategie;
- Het deelnemen aan het bestuur van vennootschappen,al dan niet middels het uitoefenen van bestuursmandaten;
- Het verwerven in portefeuille houden en verkopen van aandelen in vennootschappen;
- Het uitoefenen van de lidmaatschapsrechten verbonden aan de aandelen die de vennootschap in portefeuille houdt;
- Het beheer van onroerend of roerend vermogen en de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,(doen)verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen;
- De vennootschap mag een eigen roerend en onroerend vermogen beheren en alle handelingen stellen die hiermee rechtstreeks of onrechtstreeks verband houden en die van die aard zijn de opbrengst van deze onroerende en roerende goederen te bevorderen,zonder dat deze activiteiten evenwel de activiteiten van vastgoedmakelaar behelzen;
- Zij mag haar onroerende goederen in hypotheek stellen en mag borgstelling verlenen voor alle leningen,kredietopeningen en andere verrichtingen zowel voor haarzelf als voor alle derden.Zij mag aan wie ook leningen toestaan,en(hypothecaire)waarborgen verlenen;
- Het toestaan van leningen aan vennootschappen of particulieren,onder om het even welke vorm,in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels– en financiële operaties verrichten,behalve die wettelijk voorbehouden zijn aan de depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- De vennootschap mag alle brevetten,vergunningen of merken,die betrekking hebben op haar maatschappelijk doel,aankopen,exploiteren en afstaan.Zij mag in België en in het buitenland alle commerciële,industriële,financiële,roerende en onroerende verrichtingen doen die rechtstreeks of onrechtstreeks in verband staan met haar maatschappelijk doel;
- Daartoe kan de vennootschap samenwerken met,deelnemen in op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in ondernemingen van allerlei aard middels oprichting,inschrijving,inbreng,fusie of iedere andere manier,alle verbintenissen aangaan,kredieten en leningen toestaan,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak;
- Kortom zij mag alles doen wat verband houdt met bovengenoemd doel of wat van aard is de verwezenlijking ervan te bevorderen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hugo Verrieststraat 6 registered office 2600 Antwerp 68204 Real estate activities | 12-09-2019 | 2.293.616.171 |
Buildings and parcels at the address
- Ground area
- 197 m²
- Buildings
- 88 m²
- Volume, LiDAR
- 905 m³
- Tallest building
- 13.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11303C0205/00G002 | 197 m² | 1 · 88 m² | 13.1 m · 4 |