Ellalou
ActiveEllalou is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3k and a net result of €15k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 7971 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
53 d early
2024
28 d late
2023
21 d late
2022
31 d late
2021
18 d late
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 93.8%
2024 · €47k
2020: €26k
2021: €31k
2022: €43k
2023: €45k
2024: €47k
2020 → 2025
Net result
€15k▲ 437%
2024 · €3k
2020: €23k
2021: €6k
2022: €11k
2023: €2k
2024: €3k
2020 → 2025
Total assets
€78k▼ 43.6%
2024 · €139k
2020: €60k
2021: €105k
2022: €115k
2023: €165k
2024: €139k
2020 → 2025
Solvency
3.7%▼ 29.9pp
2024 · 33.7%
2020: 43.1%
2021: 29.8%
2022: 37.1%
2023: 27.2%
2024: 33.7%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€43k▲ 36.4%€45k▲ 4.8%€47k▲ 4.2%€3k▼ 93.8%
Operating result€9k-€15k▲ 63.6%€4k▼ 71.1%€5k▲ 8.9%€20k▲ 314%
Net result€6k-€11k▲ 103%€2k▼ 82.1%€3k▲ 33.6%€15k▲ 437%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 314% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€49k▼ 59.0%
Current assets
€29k▲ 59.6%
Equity and liabilities €78k
Equity
€3k▼ 93.8%
Debt
€75k▼ 18.2%
The debt ratio rises from 66.3% to 96.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
3.7%▼
2024 · 33.7%
ROE
504.0%▲
2024 · 5.9%
ROA
18.8%▲
2024 · 2.0%
Debt
€75k▼
2024 · €92k
Debt ≤ 1 year
€75k▼
2024 · €92k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€78k▼
Fixed assets21/28€121k€49k▼
Tangible fixed assets22/27€121k€49k▼
Furniture and vehicles24€97k€30k▼
Other tangible fixed assets26€23k€19k▼
Current assets29/58€18k€29k▲
Amounts receivable within one year40/41€10k€16k▲
Trade receivables40€9k€0▼
Other amounts receivable41€1k€16k▲
Cash at bank and in hand54/58€7k€12k▲
Deferred charges and accrued income490/1€850€1k▲
Equity and liabilities
Total equity and liabilities10/49€139k€78k▼
Equity10/15€47k€3k▼
Contributions10/11€3k€3k=
Reserves13€44k€416▼
Distributable reserves133€44k€416▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€92k€75k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€92k€75k▼
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€6k€17k▲
Taxes450/3€6k€17k▲
Other amounts payable47/48€83k€59k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€1k€25k▲
Gross operating margin9900€24k€63k▲
Operating profit (loss)9901€5k€20k▲
Financial income75/76B€107€71▼
Recurring financial income75€107€71▼
Financial charges65/66B€177€199▲
Recurring financial charges65€177€199▲
Profit (loss) for the period before taxes9903€5k€20k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€3k€15k▲
Profit (loss) for the period to be appropriated9905€3k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€15k▲
Transfer from equity791/2€833€44k▲
Transfer to equity691/2€3k€198▼
To other reserves6921€3k€198▼
Profit to be distributed694/7€833€59k▲
Return on contributions (dividend)694€833€59k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼82.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Engelsenlaan 2039600 RonseGround area
3,239 m²
Building footprint
148 m²
Volume, LiDAR
1,167 m³
Parcel 45422D1220/00G000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ellalou
since 20192.297.892.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422D1220/00G000 | Flanders | 3,239 m² | 1 · 148 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500C756C8BCDA8905
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 2,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.