CHARME D’OCCIDENT
The file of CHARME D’OCCIDENT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.5% (moderate). The 2024 annual accounts show equity of €98k and a net result of €110k. Equity is growing by ~80.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 78 sector peers (fiscal year 2024).
| Equity | €98k |
| Net result | €110k |
| Staff (FTE) | 4 |
| Better than sector | 65% |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 41.9% | 21.1% | |
| Net result | €110k | €3k | |
| Equity | €98k | €16k | |
| Gross operating margin | €249k | €28k | |
| Staff costs | €109k | €81k |
Show 10 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €137k |
| Net profit | €110k |
| Cash flow | €133k |
| Staff costs | €109k |
| Income taxes | - |
| Dividends | - |
| Total assets | €233k |
| Equity | €98k |
| Debt | €135k |
| of which ≤ 1y | €135k |
| of which > 1y | - |
| Working capital | €-44k |
| Employees (FTE) | 4.0 |
| 2024 | |
|---|---|
| Current ratio | 0.68 |
| Quick ratio | 0.09 |
| Working capital ratio | -18.9% |
| Solvency | 41.9% |
| Debt / equity | 1.38 |
| Long-term debt ratio | - |
| Interest coverage | 36.66 |
| Gross margin | - |
| Net margin | - |
| ROA | 47.2% |
| ROE | 112.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €233k |
| Fixed assets | 21/28 | €142k |
| Intangible fixed assets | 21 | €15k |
| Tangible fixed assets | 22/27 | €52k |
| Financial fixed assets | 28 | €75k |
| Current assets | 29/58 | €91k |
| Stocks & contracts in progress | 3 | €80k |
| Amounts receivable within one year | 40/41 | €23 |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €233k |
| Equity | 10/15 | €98k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €95k |
| Amounts payable | 17/49 | €135k |
| Amounts payable within one year | 42/48 | €135k |
| Trade debts payable within one year | 44 | €90k |
| Income statement | ||
| Gross operating margin | 9900 | €249k |
| Operating result | 9901 | €114k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €110k |
| Net result for the period | 9904 | €110k |
| Result to be appropriated | 9905 | €110k |
-
Current22-02-2025 → present
Former directors (4)
-
Former06-12-2023 → 22-02-2025
2 events
- 22-02-2025 Resigned· Director
- 06-12-2023 Appointed· Director
-
Former02-11-2023 → 06-12-2023
2 events
- 06-12-2023 Resigned· Director
- 02-11-2023 Appointed· Director
-
Former- → 02-11-2023
-
Former- → 02-11-2023
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | LUCILLE BERMOND CHAUSSEE DE LA HULPE 187,
1170 WATERMAEL-BOITSFORT |
08-06-2026 → present | Belgian State Gazette |
| NACE primary | Activiteiten van kuuroorden, sauna’s en stoombaden(96230) |
| Legal form | Private limited company(610) |
| Incorporation | 10-02-2022 |
| Status | Active |
| Postal code | 1000 |
| First BS signal | 16-06-2026 |
| Latest BS signal | 10-07-2026 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0141/00A002 | Brussels | 1.1 ha | 1 · 1.1 ha | 34.6 m · 7 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.
We hold 1 further earlier event in this file, covering 08-06-2026 to 29-06-2026.
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
24-10-2025 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 100,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2025-08-13",
"evidence_quote": "acte de la validit\u00E9 du transfert des 100 parts Mme JAMIS Ammour Shaima vers Melle DROUAY GHOMARI Hanae qui accepte.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}06-03-2025 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 100,
"currency": "BEF",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2025-02-22",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte de la validit\u00E9 du transfert des 100 parts de M. RAHOUYA Abdelmalek vers Mme JAMIS Ammour Shaima qui accepte.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}15-12-2023 1 director appointed, 1 resigning
- RAHOUYA Abdelmalek, Bestuurder
- NADIRI Boutaina, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "NADIRI Boutaina",
"address": null,
"birth_date": null
},
"effective_date": "2023-12-06",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de Melle NADIRI Boutaina de son poste d\u0027administratrice et ce en date du 06/12/2023."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "RAHOUYA Abdelmalek",
"address": null,
"birth_date": null
},
"effective_date": "2023-12-06",
"evidence_quote": "Et accepte la nomination de M. RAHOUYA Abdelmalek au poste d\u0027administrateur avec effet le 06/12/2023"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}23-11-2023 1 director appointed, 2 resigning
- NADIRI Boutaina, Bestuurder
- ABOU ZAID Ouissal, Bestuurder
- AFFIFI Nada, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "ABOU ZAID Ouissal",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-02",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire accepte \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de Melle ABOU ZAID Ouissal et Mme AFFIFI Nada de leur mandats d\u0027administratrices et leur donne d\u00E9charge pour la p\u00E9riode de leur mandat",
"discharge_granted": true
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "AFFIFI Nada",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-02",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire accepte \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de Melle ABOU ZAID Ouissal et Mme AFFIFI Nada de leur mandats d\u0027administratrices et leur donne d\u00E9charge pour la p\u00E9riode de leur mandat",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "NADIRI Boutaina",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-02",
"evidence_quote": "accepte la nomination de Melle NADIRI Boutaina, domicili\u00E9e \u00E0 1081 Koekelberg, Rue du Cubisme 24, en tant qu\u0027administratrice. Son mandat d\u00E9butera le 02/11/2023"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}24-08-2023 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}28-04-2023 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}18-10-2022 Registered office moved within Bruxelles
- Rue Ketels 29, 1000 Bruxelles → Avenue du Port 86, 1000 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Avenue du Port",
"country": "BE",
"postcode": "1000",
"box_number": null,
"street_number": "86"
},
"old_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Rue Ketels",
"country": "BE",
"postcode": "1000",
"box_number": null,
"street_number": "29"
},
"effective_date": "2022-08-01",
"evidence_quote": "Par simple decision de l\u0027administrateur le si\u00E8ge sociale est transf\u00E8r\u00E9 avec effet le 01-08-22 au 86 Avenue du Port 1000 Bruxelles."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u0027OCCIDENT",
"legal_form": "SRL"
}
}14-02-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1020 Laeken, Rue Ketels 29",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "2000-03-23",
"name": "Madame ABOU ZAID Ouissal",
"niss": null,
"address": "1000 Bruxelles, Rue de la Senne 45"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "Madame ABOU ZAID Ouissal",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0781.825.443",
"name_full": "CHARME D\u2019OCCIDENT",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-02-09",
"post_incorporation_mandates": []
}| Legal nameFR | CHARME D’OCCIDENT |