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CHARMAX

Active
Private limited companyfounded 20188 yrs activeAvenue de Maire(TOU) 91, 7500 Tournai, BelgiumKBO/BCE: BE 0699.511.045
Summary

The annual accounts of CHARMAX for fiscal year 2025 show a net loss of 81% of the equity at the start of that year. The 2025 annual accounts show equity of €2,918 and a net result of -€12,729. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 1050 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

What they do
Warehousing and storage
NACE 52100
1 site
How big
€687,470total assets 2025
Equity
€2,918
Loss
-€12,729
Turnover not published (abridged schema)
Financially healthy?
52 Fair Checked score 2025
Bankruptcy chance 12 m
1.3%
Who decides
Accounts 11 d early0 of 2 deeds read
Why 52- Higher-failure-rate sector- Higher-failure-rate region- Annual accounts: weaker financial profile- Limited track record- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability66▼-3
Solvency25▼-3
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.75 against 1.65 in 2024; short-term debt: 20.9% and cash: 2.2% of total assets), and 99.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.4%
Return on assets
-1.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 1050 sector peers (2025).
NBB · sector comparison
Position among 1050 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
11 d early
2024
16 d early
2023
14 d early
2022
11 d early
2021
29 d late
2020
31 d late
2019
47 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €3,127

Key points

  • Caution: Among the weakest 14% on net resultsector median €11,177 · 1,049 companies -€12,729 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20256 fiscal years filed €687,470 View

By topic

Financials

Fiscal year
2025
Total assets
€687,470
Loss
-€12,729
Solvency
0.4%
Total assets▲ 21.9%
Net result
20192025
Go to Financials

Timeline

Events
9
Since
2020
Next accounts
by 31-07-2027
  1. 20-07-2026Annual accounts filed
  2. 15-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Warehousing and storageNACE 52100
Founded
02-07-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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