HEINE
ActiveHEINE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €426k and a net result of €-35k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 1306 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100=
Growth22=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.2%
Return on assets
-8.1%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€35k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
2 d early
2022
4 d early
2021
23 d early
2020
2 d late
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€43k▼ 33.3%
2022 · €64k
2019: €120k
2020: €90k
2022: €64k
2019 → 2023
EBIT margin
-26.9%▼ 48.3pp
2022 · 21.3%
2019: -13.7%
2020: -21.6%
2022: 21.3%
2019 → 2023
Net result
€-35k▼ 202%
2023 · €-12k
2018: €-7k
2019: €-20k
2020: €-19k
2021: €8k
2022: €13k
2023: €-12k
2018 → 2024
Working capital
€354k▼ 7.9%
2023 · €384k
2018: €531k
2019: €402k
2020: €406k
2021: €371k
2022: €391k
2023: €384k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€90k-€64k€43k▼ 33.3%
Equity€454k-€460k▲ 1.5%€473k▲ 2.7%€461k▼ 2.4%€426k▼ 7.6%
Operating result€-19k-€7k€14k▲ 90.2%€-12k€-44k▼ 280%
Net result€-19k-€8k€13k▲ 54.3%€-12k€-35k▼ 202%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2024 against €12k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €430k
Fixed assets
€73k▼ 6.0%
Current assets
€357k▼ 8.5%
Equity and liabilities €430k
Equity
€426k▼ 7.6%
Debt
€3k▼ 45.3%
The debt ratio falls from 1.3% to 0.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-39k▼
2023 · €-7k
Cash flow
€-30k▼
2023 · €-7k
Solvency
99.2%▲
2023 · 98.7%
Debt / equity
0.01▼
2023 · 0.01
ROE
-8.2%▼
2023 · -2.5%
ROA
-8.1%▼
2023 · -2.5%
Interest coverage
-253.64▼
2023 · -124.56
Debt
€3k▼
2023 · €6k
Debt ≤ 1 year
€3k▼
2023 · €6k
Income taxes
€0
A ratio outside any meaningful range has been withheld (balance sheet total €430k, equity €426k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€468k€430k▼
Fixed assets21/28€77k€73k▼
Tangible fixed assets22/27€77k€73k▼
Land and buildings22€77k€73k▼
Furniture and vehicles24€0€0=
Current assets29/58€390k€357k▼
Amounts receivable within one year40/41€103k€106k▲
Trade receivables40€102k€102k=
Other amounts receivable41€1k€4k▲
Current investments50/53€210k€210k=
Cash at bank and in hand54/58€74k€41k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€468k€430k▼
Equity10/15€461k€426k▼
Contributions10/11€254k€254k=
Capital10€254k€254k=
Issued capital100€254k€254k=
Reserves13€54k€54k=
Non-distributable reserves130/1€21k€21k=
Legal reserve130€21k€21k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€153k€118k▼
Investment grants15€0€0=
Amounts payable17/49€6k€3k▼
Amounts payable within one year42/48€6k€3k▼
Trade debts44€6k€19▼
Suppliers440/4€6k€19▼
Taxes, remuneration and social security45€360€360=
Taxes450/3€360€360=
Other amounts payable47/48-€3k
Income statement
Code20232024
Turnover70€43k-
Goods, raw materials, services and sundry goods60/61€40k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€10k€10k▲
Gross operating margin9900€3k€-29k▼
Operating profit (loss)9901€-12k€-44k▼
Financial income75/76B€0€9k▲
Recurring financial income75€0€9k▲
Financial charges65/66B€54€154▲
Recurring financial charges65€54€154▲
Profit (loss) for the period before taxes9903€-12k€-35k▼
Income taxes67/77-€0
Profit (loss) for the period9904€-12k€-35k▼
Profit (loss) for the period to be appropriated9905€-12k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€153k€118k▼
Profit (loss) brought forward from the previous period14P€165k€153k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €13k ▲54.3%
Operating result €14k, net result €13k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-12
Financial
Liquidity times 10current ratio 70.14
Current ratio from 6.93 to 70.14; short-term debt falls from €69k to €5k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 6.02
Current ratio from 1.98 to 6.02; short-term debt falls from €544k to €80k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vaux(MEL) 844633 SoumagneGround area
2,666 m²
Building footprint
209 m²
Volume, LiDAR
2,125 m³
2 parcels, Wallonia · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20162.247.672.617
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810B0072/00Y000 | Wallonia | 1,467 m² | 1 · 69 m² | 17.8 m · 5 fl. |
| 62069A0080/00F000 | Wallonia | 1,198 m² | 1 · 140 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500XJD9QAET2UFX81
Similar companies · same sector, comparable size
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NATURAL FOODS LOGISTICS
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KATOEN NATIE TESSENDERLO
BE 0436.923.929
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VAN LAER & Co
BE 0443.998.692
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Of 1,029 companies in sector 52100 we hold annual accounts for 762. 528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-10-2015
Fiscal year end31-12
Activities, NACEBEL
52100Warehousing and storage
52210Service activities incidental to land transportation
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.