Charlier Construct
ActiveSummary
Charlier Construct has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €63,857 and a net result of €26,583. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 13% of 786 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €63,857
- Profit
- €26,583
Why 79raises riskSector: Specialised construction activities (NACE 43)Equity €63,857 (12.7% of total assets)lowers riskSize: total assets €503,854Founded in 2013Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 16% on solvency, 6% on liquidity, 33% on profitability and 8% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2026 · micro…
- Highest result from 2019 to 2026net €26,583 ▲280%
- Annual accounts filedfinancial year 2025 · micro…
Financials · financial year 2026, micro format
2022 to 2026, 5 financial years 2019 to 2026, 8 financial years
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 121% above 2025 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,609 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 96.8% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,609 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €422,683 | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €200 | €0 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €386,589 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,454 | €37,614 | €32,806 | €30,963 | €33,411 | €34,160 | €20,516 | €20,467 | ▼ 0.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €3,620 | €3,620 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | - | €2,981 | €1,589 | €1,496 | €3,527 | €5,709 | ▲ 61.8% |
| Non-recurring operating charges66A | - | - | - | €190 | - | - | - | - | - |
| Gross operating margin9900 | €73,654 | €42,814 | €54,075 | €40,220 | €45,709 | €45,205 | €47,352 | €69,750 | ▲ 47.3% |
| Operating profit (loss)9901 | €22,777 | €3,419 | €8,573 | €6,087 | €10,708 | €5,929 | €19,689 | €43,575 | ▲ 121% |
| Financial income75/76B | - | - | - | €5,046 | €7,469 | €7,169 | €7,608 | €7,666 | ▲ 0.8% |
| Recurring financial income75 | €3,491 | €3,394 | €4,212 | €5,046 | €7,469 | €7,169 | €7,608 | €7,666 | ▲ 0.8% |
| Financial charges65/66B | - | - | - | €9,175 | €7,634 | €10,680 | €15,737 | €12,815 | ▼ 18.6% |
| Recurring financial charges65 | €11,154 | €8,749 | €8,343 | €9,175 | €7,634 | €10,680 | €15,737 | €12,815 | ▼ 18.6% |
| Profit (loss) for the period before taxes9903 | €15,114 | -€1,936 | €4,442 | €1,957 | €10,544 | €2,418 | €11,560 | €38,426 | ▲ 232% |
| Income taxes67/77 | €4,973 | €204 | €1,203 | €1,841 | €3,871 | €1,585 | €4,564 | €11,843 | ▲ 159% |
| Profit (loss) for the period9904 | €10,141 | -€2,139 | €3,240 | €117 | €6,672 | €833 | €6,996 | €26,583 | ▲ 280% |
| Profit (loss) for the period to be appropriated9905 | €10,141 | -€2,139 | €3,240 | €117 | €6,672 | €833 | €6,996 | €26,583 | ▲ 280% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €551,271 | €509,279 | €517,035 | €496,758 | €491,110 | €492,482 | €518,706 | €503,854 | ▼ 2.9% |
| Fixed assets21/28 | €297,348 | €262,185 | €232,857 | €210,770 | €184,152 | €157,717 | €143,816 | €124,063 | ▼ 13.7% |
| Intangible fixed assets21 | €60,000 | €48,000 | €36,000 | €24,000 | €12,000 | €0 | - | - | - |
| Tangible fixed assets22/27 | €237,348 | €214,185 | €196,857 | €186,770 | €172,152 | €157,717 | €143,816 | €124,063 | ▼ 13.7% |
| Land and buildings22 | - | - | - | €173,890 | €159,270 | €144,650 | €130,800 | €116,950 | ▼ 10.6% |
| Plant, machinery and equipment23 | - | - | - | €5,995 | €5,005 | €9,301 | €8,762 | €4,671 | ▼ 46.7% |
| Furniture and vehicles24 | - | - | - | €6,885 | €7,877 | €3,766 | €4,254 | €2,442 | ▼ 42.6% |
| Current assets29/58 | €253,923 | €247,094 | €284,178 | €285,988 | €306,959 | €334,765 | €374,890 | €379,791 | ▲ 1.3% |
| Stocks and contracts in progress3 | €138,800 | €154,836 | €136,836 | €134,021 | €114,781 | €92,281 | €28,716 | €25,606 | ▼ 10.8% |
| Stocks30/36 | - | - | - | €134,021 | €114,781 | €92,281 | €28,716 | €25,606 | ▼ 10.8% |
| Amounts receivable within one year40/41 | €108,552 | €81,776 | €135,857 | €141,281 | €183,334 | €238,470 | €336,177 | €347,553 | ▲ 3.4% |
| Trade receivables40 | - | - | - | €60,995 | €51,437 | €127,861 | €202,093 | €211,209 | ▲ 4.5% |
| Other amounts receivable41 | - | - | - | €80,286 | €131,898 | €110,609 | €134,084 | €136,344 | ▲ 1.7% |
| Cash at bank and in hand54/58 | €3,219 | €5,176 | €6,972 | €7,571 | €5,739 | €1,287 | €7,476 | €3,259 | ▼ 56.4% |
| Deferred charges and accrued income490/1 | - | - | - | €3,115 | €3,105 | €2,727 | €2,520 | €3,373 | ▲ 33.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €551,271 | €509,279 | €517,035 | €496,758 | €491,110 | €492,482 | €518,706 | €503,854 | ▼ 2.9% |
| Equity10/15 | €123,212 | €121,073 | €124,312 | €124,429 | €131,101 | €131,934 | €138,930 | €63,857 | ▼ 54.0% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €110,812 | €108,673 | €111,912 | €112,029 | €118,701 | €119,534 | €126,530 | €51,457 | ▼ 59.3% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €110,169 | €116,841 | €119,534 | €126,530 | €51,457 | ▼ 59.3% |
| Profit (loss) carried forward14 | - | - | - | - | - | - | - | €0 | - |
| Amounts payable17/49 | €428,059 | €388,206 | €392,722 | €372,329 | €360,009 | €360,548 | €379,776 | €439,996 | ▲ 15.9% |
| Amounts payable after more than one year17 | €188,425 | €178,785 | €159,252 | €139,336 | €119,034 | €99,714 | €79,342 | €57,988 | ▼ 26.9% |
| Financial debts170/4 | - | - | - | €139,336 | €119,034 | €99,714 | €79,342 | €57,988 | ▼ 26.9% |
| Amounts payable within one year42/48 | €239,634 | €209,326 | €233,470 | €232,993 | €240,975 | €260,834 | €300,435 | €381,929 | ▲ 27.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €119,917 | €120,301 | €120,636 | €120,372 | €121,354 | ▲ 0.8% |
| Trade debts44 | €93,301 | €97,652 | €103,216 | €103,972 | €105,433 | €123,880 | €149,908 | €132,658 | ▼ 11.5% |
| Suppliers440/4 | - | - | - | €103,972 | €105,433 | €123,880 | €149,908 | €132,658 | ▼ 11.5% |
| Taxes, remuneration and social security45 | - | - | - | €9,105 | €15,240 | €16,318 | €30,155 | €26,262 | ▼ 12.9% |
| Taxes450/3 | - | - | - | €9,105 | €12,681 | €14,285 | €28,122 | €24,246 | ▼ 13.8% |
| Remuneration and social security454/9 | - | - | - | - | €2,559 | €2,032 | €2,032 | €2,016 | ▼ 0.8% |
| Other amounts payable47/48 | - | - | - | - | - | - | - | €101,655 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | - | €79 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,141 | -€2,139 | €3,240 | €117 | €6,672 | €833 | €6,996 | €26,583 | ▲ 280% |
| + Depreciation and write-downs630 | €49,454 | €37,614 | €32,806 | €30,963 | €33,411 | €34,160 | €20,516 | €20,467 | ▼ 0.2% |
| Operating cash flow (approximation) | €59,595 | €35,475 | €36,045 | €31,079 | €40,084 | €34,993 | €27,512 | €47,050 | ▲ 71.0% |
| Investment in fixed assets (approximation) | - | -€2,451 | -€3,478 | -€8,875 | -€6,793 | -€7,726 | -€6,615 | -€713 | ▲ 89.2% |
| Change in cash | - | €1,957 | €1,796 | €599 | -€1,832 | -€4,452 | €6,189 | -€4,217 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2026 | micro format | 28-10-2026 | 2026-00570518 |
| 31-03-2025 | micro format | 09-10-2025 | 2025-00536919 |
| 31-03-2024 | micro format | 21-10-2024 | 2024-00512906 |
| 31-03-2023 | micro format | 02-11-2023 | 2023-00503255 |
| 31-03-2022 | micro format | 07-11-2022 | 2022-20519247 |
| 31-03-2021 | micro format | 29-11-2021 | 2021-79000252 |
| 31-03-2020 | micro format | 30-11-2020 | 2020-73100060 |
| 31-03-2019 | micro format | 06-11-2019 | 2019-73200234 |
| 31-03-2018 | abbreviated format | 31-10-2018 | 2018-71400251 |
| 31-03-2017 | micro format | 31-10-2017 | 2017-68500384 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Johan CHARLIER |
|
Owners and capital
Capital and shareholders
- 31-01-2024 Converted to unavailable equity · €14,260
- 31-01-2024 Converted to available equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
31-01
Gazette deed
Resignation: Johan CHARLIER (manager)Appointment: Johan CHARLIER (director) · Director discharge · Power of attorney17 facts ▸
- Director resignation, Johan CHARLIER (manager (not named in the articles))
- Director appointment, Johan CHARLIER (director (not named in the articles))
- Director discharge, Johan CHARLIER
- Power of attorney
- General meeting, 22-12-2023
- Other provision, “vaststelling enige aandeelhouder” (deed in Dutch)
- Amendment of the articles (2 times)
- Other provision, “aanpassing zetel” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “beschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “elektronisch aandelenregister” (deed in Dutch)
- Other provision, “bestuur,bevoegdheid bestuurders,vergoeding bestuurders,dagelijks bestuur, wijziging bestuur” (deed in Dutch)
- +5 further facts in this act
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0525.965.771
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23546L0739/00W000 | Flanders | 4,926 m² | 1 · 157 m² | 8.9 m · 2 |
| 23546L0718/00H000 | Flanders | 3,510 m² | 1 · 1,023 m² | 9.6 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Onderneming voor timmer- en schrijnwerk voor gebouwen, bouw van daken, het vervaardigen en het plaatsten van ramen en deuren, met of zonder…” (deed in Dutch)
6 activities (deed in Dutch)
- Onderneming voor timmer- en schrijnwerk voor gebouwen, bouw van daken, het vervaardigen en het plaatsten van ramen en deuren, met of zonder beglazingen, vensterluiken, parketvloeren, alle andere houten bedekkingen van muren en vloeren en allerhande houten voorwerpen;
- Het plaatsen van tussenwanden en plafonds van gipsplaten, hout, kunststof of metaal;
- De installatie en herstelling van garagepoorten, luiken, zonneblinden, traliewerk, hekken enz., in hout of kunststof;
- De installatie, de handel, aan- en verkoop van producten met betrekking tot al het voorgaande;
- Het vervaardigen van metalen constructiewerken of gebinten voor de bouw;
- Onderneming voor het monteren van niet-zelfvervaardigde metalen constructiewerken.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Charlier Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bijlagen bij het Belgisch Staatsblad” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, bestuursorgaan” (deed in Dutch)“Bedrag vaste of evenredige vergoeding, algemene kosten,los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten helft overdrager,helft koper(s) naar evenredigheid aantal bij meerdere kopers;ook bij weigering erfgenaam of…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of September at 17:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed