CHARLES INVEST
The computed 12-month bankruptcy probability of CHARLES INVEST is 1.2% (low). The 2025 annual accounts show negative equity (€-473k) and a net result of €163k. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-473k |
| Net result | €163k |
| Active | 11 yrs |
| Board | 3 |
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | - |
| Net profit | €163k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.02M |
| Equity | €-473k |
| Debt | €1.49M |
| of which ≤ 1y | €306k |
| of which > 1y | €1.19M |
| Working capital | €715k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 3.33 |
| Quick ratio | 1.01 |
| Working capital ratio | 70.0% |
| Solvency | -46.3% |
| Debt / equity | -3.16 |
| Long-term debt ratio | -2.51 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 15.9% |
| ROE | -34.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.02M |
| Current assets | 29/58 | €1.02M |
| Stocks & contracts in progress | 3 | €712k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €301k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.02M |
| Equity | 10/15 | €-473k |
| Contributions / capital | 10/11 | €19k |
| Accumulated profits (losses) | 14 | €-491k |
| Amounts payable | 17/49 | €1.49M |
| Amounts payable after one year | 17 | €1.19M |
| Amounts payable within one year | 42/48 | €306k |
| Trade debts payable within one year | 44 | €292k |
| Income statement | ||
| Gross operating margin | 9900 | €194k |
| Operating result | 9901 | €193k |
| Financial income | 75 | €10k |
| Financial charges | 65 | €40k |
| Result before taxes | 9903 | €163k |
| Net result for the period | 9904 | €163k |
| Result to be appropriated | 9905 | €163k |
-
BV BrudesLegal entityDirectorState Gazette act 25337037 (12-06-2025)Current10-03-2025 → present
-
NV Cube FactoryLegal entityDirectorState Gazette act 25337037 (12-06-2025)Current10-03-2025 → present
-
EUROSIMLegal entityDirector· perm. rep.: Harry Van NamenState Gazette act 23452902 (11-12-2023)Current11-12-2023 → present
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 09-02-2015 |
| Status | Active |
| Postal code | 2970 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0583/00X000 | Flanders | 4,517 m² | 1 · 407 m² | 14.2 m · 1 fl. |
| 21442A0138/00T003 | Brussels | 67 m² | 1 · 61 m² | 16.4 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
12-06-2025 4 directors appointed
- NV Cube Factory, Bestuurder
- BV Brudes, Bestuurder
- BV KADRESS & RUBELS, Dagelijks bestuur
- Eurosim BV, Dagelijks bestuur
Technical details
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"subkind": "regular",
"via_org": {
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"name": "NV Cube Factory",
"address": "Rodedreef 36, 2970 SCHILDE",
"country": "BE",
"legal_form": "NV"
},
"statutory": null,
"compensated": false,
"effective_date": "2025-03-10",
"evidence_quote": "De algemene vergadering beslist tot de benoeming van NV Cube Factory (met vast vertegenwoordiger Christophe Lhoest), met zetel te 2970 SCHILDE Rodedreef 36, als niet-statutaire bestuurder, en dit met ingang op 10/03/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd.",
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"via_org": {
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"name": "BV Brudes",
"address": "Stoktevijver(RON) 43, 9932 Lievegem",
"country": "BE",
"legal_form": "BV"
},
"statutory": null,
"compensated": false,
"effective_date": "2025-03-10",
"evidence_quote": "De algemene vergadering beslist tot de benoeming van BV Brudes (met vast vertegenwoordiger Bruno Despriet), met zetel te 9932 Lievegem Stoktevijver(RON) 43, als niet-statutaire bestuurder, en dit met ingang op 10/03/2025. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd.",
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{
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"via_org": {
"kbo": "0475.286.043",
"name": "BV KADRESS \u0026 RUBELS",
"address": "Kapelstraat 25, 3370 Boutersem",
"country": "BE",
"legal_form": "BV"
},
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"compensated": null,
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"evidence_quote": "De algemene vergadering verleent volmacht aan BV KADRESS \u0026 RUBELS, rechtspersoon met zetel te 3370 Boutersem, Kapelstraat 25, RPR Leuven, gekend in de KBO onder nummer 0475.286.043, en aan diens aangestelden, voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping, voor wat betreft de acties no",
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{
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"role": "dagelijks_bestuur",
"person": null,
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"subkind": "regular",
"via_org": {
"kbo": null,
"name": "Eurosim BV",
"address": null,
"country": null,
"legal_form": "BV"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Voor de vennootschap Eurosim BV (met vast vertegenwoordiger Harry Van Namen) Bestuurder",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": "Harry Van Namen",
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-06-12",
"filing_date": "2025-06-10",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-03-07",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0597.813.077",
"name_full": "CHARLES INVEST",
"legal_form": "BV"
},
"publication_proxy": {
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},
"co_filed_documents": [],
"corrected_publication_numac": null
}11-12-2023 2 directors appointed
- Harry Van Namen, Bestuurder
- Kurt René Bertha Frans DRESSELAERS, Dagelijks bestuur
Technical details
{
"events": [
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"name": "Harry Van Namen",
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},
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"via_org": {
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"name": "EUROSIM",
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"country": "BE",
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},
"statutory": "niet_statutair",
"compensated": null,
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"evidence_quote": "Tot niet-statutaire bestuurder van de vennootschap wordt herbenoemd: de naamloze vennootschap \u0022EUROSIM\u0022, met zetel te 2970 Schilde, Rodedreef 36, BTW BE0434.717.178, RPR Antwerpen, afdeling Antwerpen, met als vaste vertegenwoordiger de heer Harry Van Namen, voornoemd, die verklaart te aanvaarden.",
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{
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"evidence_quote": "De vergadering aanvaardt \u00E9\u00E9nparig het ontslag van de naamloze vennootschap \u0022EUROSIM\u0022, met zetel te 2970 Schilde, Rodedreef 36, BTW BE0434.717.178, RPR Antwerpen, afdeling Antwerpen, met als vaste vertegenwoordiger de heer VAN NAMEN Harry Roger Victorine, geboren te Deurne op zeventien oktober negent",
"decharge_status": "granted",
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{
"kind": "decharge_granted",
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},
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"evidence_quote": "Tot niet-statutaire bestuurder van de vennootschap wordt herbenoemd: de naamloze vennootschap \u0022EUROSIM\u0022, met zetel te 2970 Schilde, Rodedreef 36, BTW BE0434.717.178, RPR Antwerpen, afdeling Antwerpen, met als vaste vertegenwoordiger de heer Harry Van Namen, voornoemd, die verklaart te aanvaarden.",
"decharge_status": "granted",
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},
{
"kind": "delegation_dagelijks_bestuur_in",
"role": "dagelijks_bestuur",
"person": {
"rrn": null,
"name": "Kurt Ren\u00E9 Bertha Frans DRESSELAERS",
"address": "3370 Boutersem, Kapelstraat 37",
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},
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"evidence_quote": "De aandeelhouders verlenen bijzondere volmacht aan: a. de besloten vennootschap Kadress \u0026 Rubels, met zetel te 3370 Boutersem, Kapelstraat 25, RPR Leuven BTW-BE 0475.286.043. b. de heer DRESSELAERS Kurt Ren\u00E9 Bertha Frans, wonende te 3370 Boutersem, Kapelstraat 37;",
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}
],
"notary": {
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"firm_city": null,
"firm_name": null,
"office_city": "Luik",
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},
"act_meta": {
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"pub_date": "2023-12-11",
"filing_date": "2023-12-07",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
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"body": "algemene_vergadering",
"date": "2023-12-01",
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},
{
"body": "algemene_vergadering",
"date": "2023-12-01",
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},
{
"body": "algemene_vergadering",
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},
{
"body": "algemene_vergadering",
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},
{
"body": "algemene_vergadering",
"date": "2023-12-01",
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{
"body": "algemene_vergadering",
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},
{
"body": "algemene_vergadering",
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}
],
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},
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"eensluidende uitgifte",
"geco\u00F6rdineerde statuten"
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}| Legal nameNL | CHARLES INVEST |