CHARLES-CUSTOM
ActiveSummary
For CHARLES-CUSTOM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €22,300 and a net result of €430. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 8328 sector peers (fiscal year 2023). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability56▼-24
Solvency36▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
11.1%
Return on assets
0.2%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 15-07-2024, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
16 d early
2022
76 d early
2021
5 d early
2020
33 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€430▼ 96.8%
2022 · €13,291
Working capital
€13,753
2022 · -€13,327
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€4,135-€911€1,205€15,938▲ 1,223%€7,893▼ 50.5%
Net result€3,663-€2,173within the sector's middle half€832within the sector's middle half€13,291within the sector's middle half▲ 1,497%€430within the sector's middle half▼ 96.8%
Equity€9,918▲ 58.6%€7,747below the sector's middle half▼ 21.9%€8,579below the sector's middle half▲ 10.7%€21,870within the sector's middle half▲ 155%€22,300within the sector's middle half▲ 2.0%
Total assets€53,310▲ 54.9%€76,073below the sector's middle half▲ 42.7%€79,997below the sector's middle half▲ 5.2%€141,567within the sector's middle half▲ 77.0%€201,409within the sector's middle half▲ 42.3%
Debt€43,392▲ 77.5%€68,326▲ 57.5%€71,418▲ 4.5%€119,697▲ 67.6%€179,109▲ 49.6%
Working capital-€14,378▼ 10.7%-€7,523within the sector's middle half▲ 47.7%-€8,477within the sector's middle half▼ 12.7%-€13,327below the sector's middle half▼ 57.2%€13,753within the sector's middle half
Solvency18.6%▲ 0.4pp10.2%below the sector's middle half▼ 8.4pp10.7%below the sector's middle half▲ 0.5pp15.4%below the sector's middle half▲ 4.7pp11.1%below the sector's middle half▼ 4.4pp
Current ratio0.58▲ 0.120.79below the sector's middle half▲ 0.220.84below the sector's middle half▲ 0.040.82below the sector's middle half▼ 0.011.18within the sector's middle half▲ 0.36
Return on assets (ROA)6.9%▲ 19.6pp-2.9%below the sector's middle half▼ 9.7pp1.0%within the sector's middle half▲ 3.9pp9.4%within the sector's middle half▲ 8.3pp0.2%within the sector's middle half▼ 9.2pp
Staff (FTE)0.71.3▲ 85.7%
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 50% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €201,409
Fixed assets
€112,208 ▲ 40.6%
Current assets
€89,201 ▲ 44.4%
Equity and liabilities €201,409
Equity
€22,300 ▲ 2.0%
Debt
€179,109 ▲ 49.6%
Debt's share of the balance-sheet total rises from 84.6% to 88.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28,703▼
2022 · €35,924
Cash flow
€21,240▼
2022 · €33,277
Quick ratio
0.35▼
2022 · 0.50
Debt to equity
8.03▲
2022 · 5.47
ROE
1.9%▼
2022 · 60.8%
Interest coverage
4.42▼
2022 · 14.38
Debt ≤ 1 year
€75,448▲
2022 · €75,115
Debt > 1 year
€103,661▲
2022 · €44,582
Income taxes
€976▲
2022 · €151
Staff costs
€38,382▲
2022 · €25,397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €11,876 | - |
| Remuneration, social security and pensions62 | - | €12,028 | €21,303 | €25,397 | €38,382 | ▲ 51.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,247 | €16,131 | €17,822 | €19,986 | €20,810 | ▲ 4.1% |
| Other operating charges640/8 | - | €1,135 | - | €3,923 | €2,622 | ▼ 33.2% |
| Non-recurring operating charges66A | - | - | - | €2,096 | €2,128 | ▲ 1.5% |
| Gross operating margin9900 | €31,689 | €28,383 | €40,330 | €67,340 | €71,835 | ▲ 6.7% |
| Operating profit (loss)9901 | €4,135 | -€911 | €1,205 | €15,938 | €7,893 | ▼ 50.5% |
| Financial income75/76B | - | - | - | €3 | - | - |
| Recurring financial income75 | - | - | - | €3 | - | - |
| Financial charges65/66B | - | €1,262 | €373 | €2,499 | €6,487 | ▲ 160% |
| Recurring financial charges65 | €472 | €1,262 | €373 | €2,499 | €6,487 | ▲ 160% |
| Profit (loss) for the period before taxes9903 | €3,663 | -€2,173 | €832 | €13,442 | €1,406 | ▼ 89.5% |
| Income taxes67/77 | - | - | - | €151 | €976 | ▲ 546% |
| Profit (loss) for the period9904 | €3,663 | -€2,173 | €832 | €13,291 | €430 | ▼ 96.8% |
| Profit (loss) for the period to be appropriated9905 | €3,663 | -€2,173 | €832 | €13,291 | €430 | ▼ 96.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53,310 | €76,073 | €79,997 | €141,567 | €201,409 | ▲ 42.3% |
| Fixed assets21/28 | €33,823 | €47,110 | €36,916 | €79,779 | €112,208 | ▲ 40.6% |
| Intangible fixed assets21 | - | - | - | - | €4,214 | - |
| Tangible fixed assets22/27 | €33,823 | €47,110 | €36,916 | €79,179 | €103,194 | ▲ 30.3% |
| Land and buildings22 | - | €47,110 | €36,916 | - | €6,477 | - |
| Plant, machinery and equipment23 | - | - | - | €39,150 | €43,869 | ▲ 12.1% |
| Furniture and vehicles24 | - | - | - | €37,798 | €52,848 | ▲ 39.8% |
| Leasing and similar rights25 | - | - | - | €2,231 | - | - |
| Financial fixed assets28 | - | - | - | €600 | €4,800 | ▲ 700% |
| Current assets29/58 | €19,487 | €28,963 | €43,081 | €61,788 | €89,201 | ▲ 44.4% |
| Stocks and contracts in progress3 | €3,250 | €15,707 | €15,803 | €24,288 | €62,986 | ▲ 159% |
| Stocks30/36 | - | €15,707 | €15,803 | €24,288 | €62,986 | ▲ 159% |
| Amounts receivable within one year40/41 | €8,773 | €6,061 | €27,134 | €32,014 | €18,767 | ▼ 41.4% |
| Trade receivables40 | - | €3,006 | €15,892 | €13,415 | €18,143 | ▲ 35.2% |
| Other amounts receivable41 | - | €3,055 | €11,242 | €18,599 | €624 | ▼ 96.6% |
| Cash at bank and in hand54/58 | €7,464 | €7,195 | €144 | €3,881 | €5,797 | ▲ 49.4% |
| Deferred charges and accrued income490/1 | - | - | - | €1,605 | €1,651 | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53,310 | €76,073 | €79,997 | €141,567 | €201,409 | ▲ 42.3% |
| Equity10/15 | €9,918 | €7,747 | €8,579 | €21,870 | €22,300 | ▲ 2.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Profit (loss) carried forward14 | -€8,682 | -€10,853 | -€10,021 | €3,270 | €3,700 | ▲ 13.1% |
| Amounts payable17/49 | €43,392 | €68,326 | €71,418 | €119,697 | €179,109 | ▲ 49.6% |
| Amounts payable after more than one year17 | €9,527 | €31,840 | €19,860 | €44,582 | €103,661 | ▲ 133% |
| Financial debts170/4 | - | €31,840 | €19,860 | €44,582 | €103,661 | ▲ 133% |
| Amounts payable within one year42/48 | €33,865 | €36,486 | €51,558 | €75,115 | €75,448 | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €10,557 | €28,180 | ▲ 167% |
| Financial debts43 | - | - | - | €7,240 | €10,496 | ▲ 45.0% |
| Credit institutions430/8 | - | - | - | €7,240 | €10,496 | ▲ 45.0% |
| Trade debts44 | €19,368 | €17,337 | €32,005 | €41,711 | €31,770 | ▼ 23.8% |
| Suppliers440/4 | - | €17,337 | €32,005 | €41,711 | €31,770 | ▼ 23.8% |
| Advances received on contracts in progress46 | - | - | - | €1,296 | - | - |
| Taxes, remuneration and social security45 | - | €6,350 | €1,801 | €2,164 | €4,154 | ▲ 92.0% |
| Taxes450/3 | - | - | - | €149 | €1,685 | ▲ 1,031% |
| Remuneration and social security454/9 | - | €6,350 | €1,801 | €2,015 | €2,469 | ▲ 22.5% |
| Other amounts payable47/48 | - | €12,799 | €17,752 | €12,147 | €848 | ▼ 93.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,663 | -€2,173 | €832 | €13,291 | €430 | ▼ 96.8% |
| + Depreciation and write-downs630 | €10,247 | €16,131 | €17,822 | €19,986 | €20,810 | ▲ 4.1% |
| Operating cash flow (approximation) | €13,910 | €13,958 | €18,654 | €33,277 | €21,240 | ▼ 36.2% |
| Investment in fixed assets (approximation) | - | -€29,418 | -€7,628 | -€62,849 | -€53,239 | ▲ 15.3% |
| Change in cash | - | -€269 | -€7,051 | €3,737 | €1,916 | ▼ 48.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €13,291 ▲1,497%
Operating result €15,938, net result €13,291, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €832
Net result €832 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €3,663
Net result €3,663 after one loss-making year.
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
2015
27-04
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2017
Ground area
4,333 m²
Building footprint
3,055 m²
Parcel 91001C0131/00Y004, Wallonia. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Charles-Custom
since 20172.268.163.569
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91001C0131/00Y004 | Wallonia | 4,333 m² | 1 · 3,055 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,864 companies in sector 73110 we hold annual accounts for 3,758. 2,665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
25110Manufacture of metal structures and parts of structures
25530Machining of metals
47820Retail sale of motor vehicle parts and accessories
46713Wholesale trade
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479600860
Also
9925:BE0479600860
Registered
11-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.