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Ellen Peeters

Active
Private limited companyfounded 20214 yrs activeStatiestraat 36, 3770 Riemst, BelgiumKBO/BCE: BE 0778.789.442
Summary

Ellen Peeters has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,984 and a net result of -€26,241. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Employment placement agencies
NACE 78100NACE 63990
1 site
Size
€76,008total assets 2025
Equity
€15,984
Loss
-€26,241
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 128 d early0 of 2 deeds read
Why 82+ Liquidity: current ratio 1.13, cash €33,125+ Sector Employment activities (NACE 78)+ Size: total assets €76,008+ Figures for FY 2025 (filed 01-04-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 24% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 46-54
equity 21.0% of total assets
Liquidity 57-42
short-term debt 79.0% · cash 43.6%
Profitability 0-100
return on assets -34.5%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,363 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▲ +1.2% vs 02-2025 04-2025: 0.1%▼ -60.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▼ -32.9% vs 07-2025 09-2025: < 0.1%▼ -2.1% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%▼ -2.2% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +4.4% vs 03-2026 05-2026: 0.3%▲ +623% vs 04-2026highest value 06-2026: 0.3%● 0.0% vs 05-2026highest value 07-2026: 0.3%● 0.0% vs 06-2026highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 1.13, cash €33,125 lowers the probability
  • Sector Employment activities (NACE 78) lowers the probability
  • Size: total assets €76,008 lowers the probability for this profile
  • Figures for FY 2025 (filed 01-04-2026) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 7.78 in 2024; short-term debt: 79% and cash: 43.6% of total assets), and 79% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 32%, liquidity 49%, profitability 7%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 1.13, cash €33,125
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Employment activities (NACE 78)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €76,008
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 01-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
128 d early
2024
126 d early
2023
23 d late
2022
105 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 84 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 April (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€26,241
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €35,344 in 2024 -€26,241 View
  • Caution: Among the weakest 8% on net resultsector median €14,731 · 974 companies -€26,241 View
  • Total assets 20254 fiscal years filed €76,008 View

By topic

Financials

Fiscal year
2025
Total assets
€76,008
Loss
-€26,241
Solvency
21.0%
Total assets▼ 29.6%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 25-03-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 27-03-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
17-12-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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