Turnover
≈ €91,000 estimated
The micro format states no turnover.
Chapter Two
Overview
Lifetime
1 annual account with figurespeak €27,439 (2025)
€27,439
peak €21,277 (2025)
€21,277
peak €24,277 (2025)
€24,277
€25,226
Board1 name since 2024
1 director
Documentsfilings and deeds
15-05-202677 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as Chapter Two has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for Chapter Two. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017785168
Incorporation
Founding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 24-12-2024 · Gazette deed
First establishment
Korte Van Ruusbroecstraat 6, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Chapter Two Antwerp | €49,503 | €27,439 | 49.0% | - |
| Goovaerts Consulting Heist-op-den-Berg | €40,831 | €27,745 | 61.0% | - |
| YFS Services Mortsel | €49,989 | €30,703 | 47.2% | - |
| HAXORIA Nivelles | €50,841 | €29,163 | 16.9% | - |
| SPHERIS Forest | €45,888 | €26,771 | 50.2% | - |
| LINK-Fin Ottignies-Louvain-la-Neuve | €45,614 | €27,145 | 54.4% | - |
| BlinConsulting Tournai | €51,518 | €25,111 | 60.3% | - |
These companies have the same main activity as Chapter Two: computer programming (NACE 62100). They are comparable in size and age: total assets between €40,800 and €51,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 20-12-2024Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.367.868.0872018 Antwerp, since 20-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2025
Annual accounts 2025
- €27,439
- €21,277
- €24,277
- €49,503
- Filing
- Filed on 15-05-2026, 77 days before the end of the filing period
Insights on Chapter Two
Chapter Two has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,277 and a net result of €21,277.
Its solvency ranks better than 41% of 22,049 sector peers (NACE 62, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-05-2026, 77 days before the deadline€27,439
€27,319
€21,277
€24,277
49.0%
1.96
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €91,000. Estimated: probably between €70,000 and €120,000.
Balance sheet
balance sheet total €49,503 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
49.0%
Higher than 41% of 22,049 companies in 2025.
1.96
Higher than 42% of 21,350 companies in 2025.
43.0%
Higher than 81% of 21,541 companies in 2025.
Chapter Two
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
49,503 | |
29/58 |
49,503 | |
40/41 |
48,866 | |
40 |
37,402 | |
41 |
11,464 | |
490/1 |
637 | |
| Balance sheet: equity and liabilities | ||
10/49 |
49,503 | |
10/15 |
24,277 | |
10/11 |
3,000 | |
13 |
21,277 | |
133 |
21,277 | |
17/49 |
25,226 | |
42/48 |
25,226 | |
43 |
4 | |
430/8 |
4 | |
44 |
13,305 | |
440/4 |
13,305 | |
45 |
11,917 | |
450/3 |
11,917 | |
| Income statement | ||
9900 |
27,439 | |
640/8 |
120 | |
9901 |
27,319 | |
75/76B |
337 | |
75 |
337 | |
65/66B |
79 | |
65 |
79 | |
9903 |
27,577 | |
67/77 |
6,300 | |
9904 |
21,277 | |
9905 |
21,277 | |
| Appropriation of the result | ||
9906 |
21,277 | |
691/2 |
21,277 | |
6921 |
21,277 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-05-2026 | 2026-00111407 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 24,277 | ||
| 49.0% | ||
| 1.96 | ||
| 1.04 | ||
| 87.6% | ||
| 43.0% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Chapter Two
Debt's share of the balance-sheet total is 51.0%.
Board & ownership
Board
1 director, since incorporationDirector
since 20-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 15-05-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 24-12-2024
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, from 20-12-2024 to date
Control
Founder
This company
Chapter Two
Equity €24,277
Profit €21,277 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €243 in 2025
- Source
- deed of 24-12-2024
Articles of association
deed of 24-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of May at 10:00
Shareholders
At incorporation
deed of 24-12-2024 ↗
- 100 shares (100%) · €3,000 in cash
Network & group
No group
Chapter Two has no parent and no holdings in its annual accounts. is the only director. Chapter Two shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 77 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017785168
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 24-12-20246 points ▸
- Founder,
- Founding capital, €3,000, 100 shares
- Registered office clause, Korte Van Ruusbroecstraat 6 Bus 301, 2018 Antwerpen
- Board rule, 1
- Director appointment,
- Power of attorney,
- The deed holds 1 more point.
First establishment Korte Van Ruusbroecstraat 6, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.785.168
- VAT number
- BE 1017.785.168
- Peppol ID
- 0208:1017785168
- Other Peppol ID
- 9925:BE1017785168
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of May at 10:00deed of 24-12-2024 (in Dutch)
- Peppol
- Reachable since 06-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Chapter Two in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-12-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Chapter Twodeed of 24-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 24-12-2024 (in Dutch)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
64200
Holdings
70220
Business consulting
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Korte Van Ruusbroecstraat 6 registered office 2018 Antwerp | 20-12-2024 | 2.367.868.087 |
Buildings and parcels at the address
- Ground area
- 109 m²
- Buildings
- 92 m²
- Volume, LiDAR
- 850 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11806F1223/00D013 | 109 m² | 1 · 92 m² | 10.6 m · 3 |