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HAXORIA

Active Private limited companyfounded 2025active for 1 yearLes Heures-Claires 30, 1400 NivellesKBO/BCE: BE 1019.640.343

Lifetime

1 annual account with figures
peak €29,163 (2025)
€29,163 
peak €14,601 (2025)
€14,601 
peak €8,601 (2025)
€8,601 
€42,240 
Board2 names since 2025
2 directorsLOCUS Pierre Edward Philippe and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Incorporation 07-02Dividend €10,0001 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €95,000 estimated

The micro format states no turnover.

Debts

€42,240 83% of the balance sheet
Suppliers 37%Taxes and wages 23%Other 40%

Position in the sector

€8,601

Less equity than 84% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.

2025 accounts filed 28 days after the deadline

Checked score

87
Excellent
Financially stronger than 36% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2026: 0.4% 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

42equity 16.9% of total assets
17short-term debt 83.1% · cash 10.4%
100return on assets 28.7%

Score breakdown

raises risk
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €50,841
Figures for financial year 2025 (filed on 02-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 20% of them on solvency, 7% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,390 companies had the same profile as HAXORIA has now. Each dot stands for 6 companies, two years later.

96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of HAXORIA itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for HAXORIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.73, below 1. Short-term debt is 83.1% and cash 10.4% of total assets. 83.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €50,841
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-09-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 21206 sector peers (2025).
NBB · sector comparison
Position among 21206 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

  • LOCUS Pierre Edward Philippe 50 sharesdeed of 07-02-2025
  • TAMISÉ Roxane Margaux Julie 50 sharesdeed of 07-02-2025
Board & ownership

Recent changes

Incorporation Founding capital of €4,000, 100 shares · Founders: LOCUS Pierre Edward Philippe and TAMISÉ Roxane Margaux Julie · Appointments: LOCUS Pierre Edward Philippe (director) and TAMISÉ Roxane Margaux Julie (director) · published on 07-02-2025 · Gazette deed
First establishment Les Heures-Claires 30, Nivelles
All 3 events

Comparable companies

same main activity, similar in size and age
Company
HAXORIA Nivelles €50,841 €29,163 16.9% -
LINK-Fin Ottignies-Louvain-la-Neuve €45,614 €27,145 54.4% -
IT KnowHow Ittre €49,163 €36,504 57.5% -
Chapter Two Antwerp €49,503 €27,439 49.0% -
YFS Services Mortsel €49,989 €30,703 47.2% -
SPHERIS Forest €45,888 €26,771 50.2% -
Labora Consulting S.R.L. Verlaine €54,489 €33,478 45.9% -

These companies have the same main activity as HAXORIA: computer programming (NACE 62100). They are comparable in size and age: total assets between €45,600 and €54,500, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 05-02-2025Normal situation
Activity
Computer programmingNACE 62100and 4 others
Establishment unit
2.369.976.0561400 Nivelles, since 05-02-2025
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€50,841
Filing
Filed on 28-08-2026
Financials

Insights on HAXORIA

HAXORIA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,601 and a net result of €14,601.

Its solvency ranks better than 19% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HAXORIA

What is the company number of HAXORIA?
The company number of HAXORIA is 1019.640.343. The VAT number is the same number with BE in front: BE 1019.640.343.
Where is HAXORIA based?
The registered office is at Les Heures-Claires 30, 1400 Nivelles.Company details
What does HAXORIA do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of HAXORIA?
HAXORIA is a private limited company (BV).
When was HAXORIA founded?
HAXORIA was founded on 05-02-2025.
Is HAXORIA still active?
Yes, HAXORIA is an active enterprise in the KBO register.
What is the turnover of HAXORIA?
The turnover in financial year 2025 is ≈ €95,000. This figure is estimated from the gross margin of €29,163 and 84 comparable companies (NACE 62). It probably lies between €74,000 and €130,000.Financials
Is HAXORIA profitable?
In financial year 2025, HAXORIA made a profit of €14,601.
Where can I find the annual accounts of HAXORIA?
HAXORIA filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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