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Chapter 7

Active Private limited companyfounded 2023active for 3 yearsAvenue Marie de Hongrie 10, 1300 WavreKBO/BCE: BE 0805.596.381
Chapter 7
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Overview

Lifetime

3 annual accounts with figures on one time axis
peak €31,905 (2025)
€31,905▲ 15.2%
peak €19,417 (2025)
€19,417▲ 3.1%
peak €43,584 (2025)
€43,584▲ 80.3%
€16,602▲ 23.1%
Board1 name since 2023
1 director
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €27,689 to €31,905Equity from €24,167 to €43,584Debts from €13,487 to €16,602Cash from €26,026 to €47,879

Key points

from the 2025 annual accounts

Equity

€43,584 ▲ 80.3%

Chapter 7 has made a profit in every financial year since 2023.

Turnover

≈ €85,000 estimated

The micro format states no turnover.

Filings

3 annual accounts 2 late
AprilJune31 JulyOctober202320242025

The 2024 accounts came latest: 61 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,274 companies had the same profile as Chapter 7 has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,274 companies, not a prediction for Chapter 7. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 07-09-2023
  • 100 sharesdeed of 11-09-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0805596381
Incorporation Founding capital of €2,500, 100 shares · Founder: · Appointment: (director) · published on 11-09-2023 · Gazette deed
First establishment Avenue Marie de Hongrie 10, Wavre
All 7 events

Comparable companies

same main activity, similar in size and age
Company
Chapter 7 Wavre €60,186 €31,905 72.4% -
Grannata Hasselt €56,024 €31,105 69.5% -
DAVID FEYTONS COMMUNICATIE Gingelom €54,680 €30,067 72.1% -
Genesis of Gisele Ghent €52,743 €35,665 68.9% -
OG Consult Mortsel €66,974 €38,154 73.3% -
Rich Content Antwerp €52,314 €36,807 94.3% -
Marketect Lier €57,143 €24,696 79.5% -

These companies have the same main activity as Chapter 7: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €52,300 and €67,000, founded in 2023.

Official details

Source: KBO
Status
Active since 07-09-2023Normal situation
Activity
Advertising agenciesNACE 73110and 5 others
Establishment unit
2.349.617.5381300 Wavre, since 07-09-2023
Financial year end
31 December
Peppol
Reachable since 20-06-2025
Company details

Annual accounts 2025

€31,905▲ 15.2%
€19,417▲ 3.1%
€43,584▲ 80.3%
€60,186▲ 59.8%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on Chapter 7

Chapter 7 files the micro format. That format states no turnover. The gross margin rose from €4,544 in 2023 to €31,905 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-06-2026, 31 days before the deadline
€31,905
▲ 15.2%
€30,445
▲ 14.0%
€19,417
▲ 3.1%
€42,029
▲ 88.3%
72.4%
▲ 8.2 percentage points
3.53
▲ 0.88

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €85,000. Estimated: probably between €59,000 and €110,000.

Balance sheet

balance sheet total €60,186 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

72.4%

Higher than 69% of 9,119 companies in 2025.

3.53

Higher than 69% of 8,757 companies in 2025.

32.3%

Higher than 80% of 8,885 companies in 2025.

Chapter 7 Middle half of the sector 80% of the sector Micro accounts in advertising and market research (NACE 73)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 60,18637,65414,197
21/28 1,5561,8492,436
22/27 1,5561,8492,436
24 1,5561,8492,436
29/58 58,63035,80511,761
40/41 9,7968,7739,680
40 9,1238,7739,680
41 673--
54/58 47,87926,0261,694
490/1 9561,007388
Balance sheet: equity and liabilities
10/49 60,18637,65414,197
10/15 43,58424,1675,340
10/11 2,5002,5002,500
13 19,417--
133 19,417--
14 21,66721,6672,840
17/49 16,60213,4878,857
42/48 16,60213,4878,857
44 2,9721,6841,953
440/4 2,9721,6841,953
45 13,63011,6846,904
450/3 11,5059,4575,638
454/9 2,1242,2261,265
47/48 -120-
Income statement
9900 31,90527,6894,544
630 1,380991277
640/8 80--
9901 30,44526,6984,267
65/66B 2,1991,7081
65 2,1991,7081
9903 28,24624,9904,265
67/77 8,8296,1621,425
9904 19,41718,8272,840
9905 19,41718,8272,840
Appropriation of the result
9906 41,08421,6672,840
14P 21,6672,840-
691/2 19,417--
6921 19,417--
Document PDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-06-2026 2026-00222505 PDF
31-12-2024 micro format 30-09-2025 2025-00515817 PDF
31-12-2023 micro format 08-08-2024 2024-00335772 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
31,82527,6894,544
20,79719,8193,117
1,0864052,713
21,85324,332-
42,02922,3182,904
72.4%64.2%37.6%
3.532.651.33
0.380.561.66
44.6%77.9%53.2%
32.3%50.0%20.0%
14.4716.21over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€1,086€405€2,713
€1,380€991€277

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on Chapter 7

The operating result for 2025 is 14% higher than in 2024 and the highest since 2023. It is the second rise in a row.

Debt's share of the balance-sheet total falls from 35.8% to 27.6%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director
since 07-09-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 11-09-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
Board
Mandates as a list
    • Director, from 07-09-2023 to date

See the board, name and registered office on a given date →

Control

Founder
This company
Chapter 7
Equity €43,584
Profit €19,417 in 2025

Capital

Contribution
€2,500
Shares
100
Contribution per share
€25
Equity per share
€436 in 2025
Source
deed of 11-09-2023

Articles of association

deed of 11-09-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
29 June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor

Shareholders

At incorporation deed of 11-09-2023 ↗
  • 100 shares (100%) · €2,500 in cash

Network & group

No group

Chapter 7 has no parent and no holdings in its annual accounts. is the only director. Chapter 7 shares no director with another company.

The LEI register names no parent.

At the same address

Avenue Marie de Hongrie 10, 1300 Wavre · 2 other companies
D'haeseleer, Cédric (sole trader)
establishment since 01-04-2022
 founded in 2022
0783.720.309
Bosschaerts, Maïté (sole trader)
establishment since 19-07-2018
 founded in 2018
0700.229.340

Timeline

Timeline

7 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Highest result from 2023 to 2025 net €19,417 ▲3.1% The operating result of €30,445 and the net result of €19,417 are both a record.
Annual accounts 2024 filed PDFmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0805596381
2024
Annual accounts 2023 filed PDFmicro format · 8 days late
2023
IncorporationFounding capital of €2,500, 100 shares · Founder: · Appointment: (director) · published on 11-09-20236 points ▸
  • Founder,
  • Founding capital, €2,500, 100 shares
  • Capital, €2,500
  • Board rule, 1
  • Director appointment,
  • Registered office clause, Avenue Marie de Hongrie 10 à 1300 Wavre
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

First establishment Avenue Marie de Hongrie 10, Wavre

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Chapter 7 was incorporated on 7 September 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 Since 2023, has served as director.3 Total assets rose from €14,197 in 2023 to €60,186 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-09-2023
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0805.596.381
VAT number
BE 0805.596.381
Peppol ID
0208:0805596381
Other Peppol ID
9925:BE0805596381
LEI code
2549000BN4P4ZLOYLY35 live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
07-09-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
29 June at 18:00
deed of 11-09-2023 (in French)
Peppol
Reachable since 20-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Chapter 7 in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-09-2023 (in French)
Name clauseThe company operates under this name according to its articles.
Chapter 7
deed of 11-09-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“En Région Wallonne”
deed of 11-09-2023 (in French)

Activities

NACEBEL 2025
73110 Advertising agencies main activity
18130 Pre-press and pre-media services
59201 Sound recording
70200 Business and other management consultancy
82100 Office administrative and support services
85592 Vocational training
Codes under NACEBEL 2008
73110 Advertising, market research and public relations activities main activity
18130 Pre-press and pre-media services
59201 Sound recording
70220 Business consulting
82110 Office administrative, office support and other business support activities
85592 Vocational training
PurposeThe purpose describes the activities the company may carry out under its articles.
“La conception et la réalisation de campagnes publicitaires,de films et slogans publicitaires pour tous médias; L’organisation de campagnes…”
11 activities
  1. La conception et la réalisation de campagnes publicitaires,de films et slogans publicitaires pour tous médias
  2. L’organisation de campagnes médiatiques pour le compte de ses annonceurs,et tous services de consultance en la matière
  3. La création,la vente,l’achat,le placement et le commerce de tous articles publicitaires : affiches,panneaux publicitaires,annonces dans les journaux,à la radio et à la télévision,enseignes lumineuses…
  4. La vente d’espaces publicitaires sur tous supports et par tous médias
  5. La création de contenu rédactionnel (avec photo et vidéo) en vue d’alimenter un site Web et les réseaux sociaux
  6. La production photographique à titre commercial ou privé,les photographies publicitaires,d’édition,de mode,immobilières ou autres
  7. La consultance spécialisée dans le secteur du mediaplanning
  8. L’élaboration et la mise en œuvre de plans tactiques en matière vidéo & display pour ses clients
  9. La mise en place et l’optimisation des campagnes vidéo,display & learnings de campagne
  10. La conception,la réalisation,l’organisation,la commercialisation de tout événement médiatique et de tout système d’information en relation avec les activités ci-dessus
  11. La prestation de tous conseils et services en relation directe ou indirecte avec les activités précitées
deed of 11-09-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Avenue Marie de Hongrie 10 registered office 1300 Wavre 07-09-2023 2.349.617.538

Buildings and parcels at the address

Ground area
526 m²
Buildings
93 m²
Volume, LiDAR
740 m³
Tallest building
10.7 m
Buildings to scale, each on its own parcel
93 m², 10.7 m 93 m², 10.7 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
25772H0110/00R002526 m² 1 · 93 m² 10.7 m · 3

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