Active BE 0802.075.380Private limited company

CHAPEWERK EDDY

Moorselbaan 74 ·9300 Aalst, Belgium· 3 yrs active

Sector: Specialised construction (43422)

Conclusion Checked

The computed 12-month bankruptcy probability of CHAPEWERK EDDY is 2.5% (average). The 2025 annual accounts show equity of €43k and a net result of €20k. Its solvency ranks better than 11% of 520 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€43k
Net result	€20k
Better than sector	11%
Active	3 yrs

Snowflake analysis 5 axes · computed by Checked

51 / 100

Mixed profile: strong on stability, weaker on solvency.

Health 62

Profitability 48

Solvency 18

Growth 50

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

2.5% Average

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

62 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 10-03-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	9.2%	45.7%	better than 11% of 520 sector peers
Net result	€20k	€12k	better than 62% of 519 sector peers
Equity	€43k	€40k	better than 52% of 520 sector peers
Gross operating margin	€27k	€34k	better than 43% of 517 sector peers
Total assets	€464k	€99k	better than 94% of 520 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	€1.22M
EBITDA	€27k
Net profit	€20k
Cash flow	€27k
Staff costs	—
Income taxes	—
Dividends	—
Total assets	€464k
Equity	€43k
Debt	€421k
of which ≤ 1y	€421k
of which > 1y	—
Working capital	€26k
Employees (FTE)	—

Ratios (computed)

	2025
Current ratio	1.06
Quick ratio	1.06
Working capital ratio	5.6%
Solvency	9.2%
Debt / equity	9.83
Long-term debt ratio	—
Interest coverage	—
Gross margin	2.1%
Net margin	1.6%
ROA	4.2%
ROE	45.6%
EBITDA margin	2.2%
Days sales outstanding	94d
Days payable outstanding	85d
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2025

Assets

Fixed assets €17k · 3.7% Current assets €447k · 96.3%

Equity & liabilities

Equity €43k · 9.2% Debt €421k · 90.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet — Assets
TOTAL ASSETS	20/58	€464k
Fixed assets	21/28	€17k
Tangible fixed assets	22/27	€13k
Financial fixed assets	28	€5k
Current assets	29/58	€447k
Amounts receivable within one year	40/41	€352k
Cash & bank	54/58	€95k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€464k
Equity	10/15	€43k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€41k
Amounts payable	17/49	€421k
Amounts payable within one year	42/48	€421k
Trade debts payable within one year	44	€280k
Income statement
Turnover	70	€1.22M
Gross operating margin	9900	€27k
Operating result	9901	€20k
Result before taxes	9903	€20k
Net result for the period	9904	€20k
Result to be appropriated	9905	€20k

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Cernei Aliona
Director
State Gazette act 26027291 (23-02-2026)

Current
26-01-2026 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Specialised construction(43422)
Legal form	Private limited company(610)
Incorporation	24-05-2023
Status	Active
Postal code	9300

Establishment units 1 location

CHAPEWERK EDDY

Moorselbaan 74, 9300 AalstVervaardiging van geassembleerde parketvloeren

since 20232.345.528.492

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41303E0535/00G000	Flanders	348 m²	1 · 117 m²	11.5 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

10-03-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

23-02-2026

State Gazette act Director changes

23-02-2026

State Gazette act Capital & shares

23-02-2026

State Gazette act Capital & shares

v3.2

23-02-2026

State Gazette act Director changes

v3.2

2025

10-02-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

26-05-2023

State Gazette act Incorporation

oprichting

Belgisch Staatsblad — acts 5 acts

Capital history · 2

23-02-2026

Capital change

23-02-2026

v3.2

All acts · 5 updated 4 months ago

2026

23-02-2026 4 directors appointed, 1 resigning Director changes

Cernei Aliona — Bestuurder
Cernei Eduard — Bestuurder
Cernei Aliona — Bestuurder
Cernei Eduard — Werkende vennoot
Cernei Eduard — Bestuurder

Original publication ↗

Technical details

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  },
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      "date": "2026-01-26",
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      "date": "2026-01-26",
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  "co_filed_documents": [],
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}

23-02-2026 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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23-02-2026 Transaction in capital or shares Capital & shares

Summary: v3.2

Original publication ↗

Technical details

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      "effective_date": "2026-01-26",
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}

23-02-2026 Cernei Aliona appointed as director Director changes

Cernei Aliona — Bestuurder

Summary: v3.2

Original publication ↗

Technical details

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  }
}

2023

26-05-2023 Incorporation of a new BV Incorporation

Summary: oprichting

Original publication ↗

Technical details

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      },
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  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Chapewerken43422Chapewerken43996Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Installatie van isolatie43230Isolatiewerkzaamheden43291Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210

Primary activity highlighted.

Names & trade names

Legal nameNL

CHAPEWERK EDDY

Registered office

Moorselbaan 74

9300 Aalst, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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