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Generated 12-08-2026
Active BE 0773.802.850Private limited company

CHAMS HEDI

Haachtse Steenweg 32 ·1210 Sint-Joost-ten-Node, Belgium· 4 yrs active
Sector: Activiteiten van eetgelegenheden met volledige bediening (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of CHAMS HEDI is 18.4% (high). The 2021 annual accounts show equity of €2k and a net result of €-987. Its solvency ranks better than 95% of 2087 sector peers (fiscal year 2021). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €2k
Net result €-987
Better than sector 95%
Active 4 yrs
Snowflake analysis 3 of 5 axes measured · computed by Checked
Health-Profitability0Solvency100Growth-Stability79
60 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 100
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
18.4% High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
No health score: the filing is too brief
The accounts filed for FY 2021 supply 2 of the 6 factors this model weighs. Below 3 we publish no score, because it would mostly describe the model rather than this company.
This is not a judgement about the company. Micro and abbreviated schemas may omit turnover (rubriek 70), which makes the EBITDA margin and often the interest coverage impossible to compute.
Financial overview1 NBB filings
Annual accounts filed on 30-08-2022 with the NBB · fiscal year 2021 · micro
Sector comparison
Fiscal year 2021 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 100.0% 23.4%
better than 95% of 2087 sector peers
Net result €-987 €4k
better than 38% of 2082 sector peers
Equity €2k €14k
better than 34% of 2094 sector peers
Total assets €2k €74k
better than 5% of 2087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2021
Depositmicro
Revenue-
EBITDA€0
Net profit€-987
Cash flow€63
Staff costs-
Income taxes-
Dividends-
Total assets€2k
Equity€2k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2021
Current ratio-
Quick ratio-
Working capital ratio-
Solvency100.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-49.0%
ROE-49.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€2k
Current assets 29/58€2k
Amounts receivable within one year 40/41€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2k
Equity 10/15€2k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-987
Income statement
Operating result 9901€-1k
Financial income 75€63
Result before taxes 9903€-987
Net result for the period 9904€-987
Result to be appropriated 9905€-987
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • FAZAOUI Mohamed Hedi
    Manager
    State Gazette act 26018747 (06-02-2026)
    Current
    05-01-2026 → present
    2 events
    • 05-01-2026 Appointed· Manager
    • 10-07-2023 Resigned· Director
  • BOUSLAMA IMEN NAJIA
    Director
    State Gazette act 24108596 (18-07-2024)
    Current
    10-07-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation13-09-2021
StatusActive
Postal code1210
Establishment units 1 location
CHAMS HEDI
Haachtse Steenweg 32, 1210 Sint-Joost-ten-NodeActiviteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
since 20242.364.051.732
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21014A0441/00D000 Brussels 204 m² 1 · 84 m² 16.9 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-02-2026
State Gazette act Director changes
v3.2
2024
18-07-2024
State Gazette act Director changes
v3.2
2022
30-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
15-09-2021
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 6 months ago
2026
06-02-2026 FAZAOUI Mohamed Hedi appointed as manager Director changes
  • FAZAOUI Mohamed Hedi, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "FAZAOUI Mohamed Hedi",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-01-05",
      "evidence_quote": "L\u0027assembl\u00E8e g\u00E9n\u00E9rale acte que Mr. FAZAOUI Mohamed Hedi est associ\u00E9 actif \u00E0 titre gratuit. Son Mandat d\u00E9bute ce jour."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0773.802.850",
    "name_full": "CHAMS HEDI",
    "legal_form": "SRL"
  }
}
2024
18-07-2024 1 director appointed, 1 resigning Director changes
  • BOUSLAMA IMEN NAJIA, Bestuurder
  • FAZAOUI Mohamed Hedi, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FAZAOUI Mohamed Hedi",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-07-10",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte de la d\u00E9mission de Monsleur FAZAOUI Mohamed Hedi de son statut d\u0027administrateur non statutaire."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BOUSLAMA IMEN NAJIA",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-07-10",
      "evidence_quote": "A compter de ce jours Madame BOUSLAMA IMEN NAJIA est nomm\u00E9 \u00E0 la fonction d\u0027administrateur non statutaire, fonction qu\u0027elle accepte."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0773.802.850",
    "name_full": "CHAMS HEDI",
    "legal_form": "SRL"
  }
}
2021
15-09-2021 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1210 Saint-Josse-ten-Noode, Chauss\u00E9e de Haecht, 1201",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1990-10-29",
        "name": "FAZAOUI Mohamed Hedi",
        "niss": null,
        "address": "1210 Saint-Josse-ten-Noode, Chauss\u00E9e de Haecht, 45 3\u00E9t."
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "FAZAOUI Mohamed Hedi",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0773.802.850",
    "name_full": "CHAMS HEDI",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2021-09-13",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201
Primary activity highlighted.
Names & trade names
Legal nameFR CHAMS HEDI
Registered office
Haachtse Steenweg 32
1210 Sint-Joost-ten-Node, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative