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CHAMPIGNONS LAPIERRE

Active
Private limited companyfounded 198640 yrs activeOostrozebekestraat 215, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0429.293.096

CHAMPIGNONS LAPIERRE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €71k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 475 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
52 / 100
Fair▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+9
Solvency11=
Growth72▼-1
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.32 in 2024), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 40 years 0 50 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15.8%
Return on assets
0.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 475 sector peers (2025).
NBB · sector comparison
Position among 475 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
59 d early
2023
12 d early
2022
13 d early
2021
8 d late
2020
16 d late
2019
24 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€4.76M▲ 6.1%
2024 · €4.49M
2019: €2.93M 2020: €2.96M 2021: €3.29M 2022: €4.16M 2023: €4.12M 2024: €4.49M
2019 → 2025
EBIT margin
4.0%▲ 0.2pp
2024 · 3.7%
2019: 2.7% 2020: 1.9% 2021: 3.5% 2022: 2.9% 2023: 5.3% 2024: 3.7%
2019 → 2025
Net result
€71k▲ 212%
2024 · €23k
2018: €18k 2019: €63k 2020: €66k 2021: €45k 2022: €27k 2023: €77k 2024: €23k
2018 → 2025
Working capital
€-2.66M▼ 24.6%
2024 · €-2.14M
2018: €-994k 2019: €-1.01M 2020: €-1.55M 2021: €-2.14M 2022: €-2.91M 2023: €-2.03M 2024: €-2.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€3.29M-€4.16M▲ 26.5%€4.12M▼ 0.9%€4.49M▲ 8.8%€4.76M▲ 6.1%
Equity€542k-€569k▲ 5.0%€962k▲ 69.2%€1.13M▲ 17.8%€1.18M▲ 4.5%
Operating result€116k-€121k▲ 4.6%€219k▲ 80.1%€168k▼ 23.3%€189k▲ 12.6%
Net result€45k-€27k▼ 40.5%€77k▲ 187%€23k▼ 70.5%€71k▲ 212%
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €116k€116kNet result 2021: €45k€45kOperating result 2022: €121k€121kNet result 2022: €27k€27kOperating result 2023: €219k€219kNet result 2023: €77k€77kOperating result 2024: €168k€168kNet result 2024: €23k€23kOperating result 2025: €189k€189kNet result 2025: €71k€71k20212022202320242025
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.48M
Fixed assets €6.29M▲ 11.5%
Current assets €1.18M▲ 19.5%
Equity and liabilities €7.48M
Equity €1.18M▲ 4.5%
Provisions €23k▼ 4.2%
Debt €6.27M▲ 14.5%
The debt ratio rises from 82.6% to 83.9%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€585k
2024 · €512k
Cash flow
€466k
2024 · €367k
Solvency
15.8%
2024 · 17.1%
Current ratio
0.31
2024 · 0.32
Quick ratio
0.27
2024 · 0.28
Debt / equity
5.29
2024 · 4.83
ROE
6.0%
2024 · 2.0%
ROA
0.9%
2024 · 0.3%
Interest coverage
4.61
2024 · 2.95
Debt
€6.27M
2024 · €5.48M
Debt ≤ 1 year
€3.85M
2024 · €3.13M
Debt > 1 year
€2.42M
2024 · €2.35M
Income taxes
€21k
2024 · €6k
Staff costs
€1.39M
2024 · €1.45M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€6.63M€7.48M
Fixed assets21/28€5.64M€6.29M
Tangible fixed assets22/27€5.56M€6.20M
Land and buildings22€5.11M€4.71M
Plant, machinery and equipment23€412k€460k
Furniture and vehicles24€28k€9k
Leasing and similar rights25-€1.01M
Other tangible fixed assets26€7k€4k
Financial fixed assets28€87k€98k
Affiliated companies280/1€77k€77k=
Participating interests280€77k€77k=
Other financial fixed assets284/8€10k€20k
Amounts receivable and cash guarantees285/8€10k€20k
Current assets29/58€990k€1.18M
Stocks and contracts in progress3€100k€128k
Stocks30/36€100k€128k
Raw materials and consumables30/31€76k€81k
Work in progress32€17k€40k
Goods purchased for resale34€7k€7k=
Amounts receivable within one year40/41€848k€932k
Trade receivables40€848k€824k
Other amounts receivable41€0€108k
Current investments50/53€87€87=
Other investments51/53€87€87=
Cash at bank and in hand54/58€31k€109k
Deferred charges and accrued income490/1€10k€14k
Equity and liabilities
Total equity and liabilities10/49€6.63M€7.48M
Equity10/15€1.13M€1.18M
Contributions10/11€85k€85k=
Reserves13€583k€654k
Distributable reserves133€583k€654k
Investment grants15€465k€445k
Provisions and deferred taxes16€24k€23k
Deferred taxes168€24k€23k
Amounts payable17/49€5.48M€6.27M
Amounts payable after more than one year17€2.35M€2.42M
Financial debts170/4€2.35M€2.42M
Leasing and similar obligations172-€594k
Credit institutions173€2.35M€1.83M
Amounts payable within one year42/48€3.13M€3.85M
Current portion of amounts payable after more than one year42€534k€696k
Financial debts43€1.02M€1.02M=
Credit institutions430/8€1.02M€1.02M=
Trade debts44€1.05M€1.72M
Suppliers440/4€1.05M€1.72M
Advances received on contracts in progress46€20k€0
Taxes, remuneration and social security45€146k€188k
Taxes450/3€52k€70k
Remuneration and social security454/9€94k€118k
Other amounts payable47/48€353k€217k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Operating income70/76A€4.65M€5.01M
Turnover70€4.49M€4.76M
Change in stocks of work in progress, finished goods and contracts in progress71€17k€23k
Other operating income74€145k€182k
Non-recurring operating income76A€0€46k
Operating charges60/66A€4.48M€4.82M
Goods for resale, raw materials and consumables60€2.04M€2.66M
Purchases600/8€2.02M€2.66M
Change in stocks: decrease (increase)609€16k€-5k
Services and other goods61€588k€323k
Remuneration, social security and pensions62€1.45M€1.39M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€344k€396k
Other operating charges640/8€62k€54k
Operating profit (loss)9901€168k€189k
Financial income75/76B€37k€29k
Recurring financial income75€37k€29k
Income from current assets751€0-
Other financial income752/9€37k€29k
Financial charges65/66B€179k€129k
Recurring financial charges65€179k€129k
Debt charges650€174k€127k
Other financial charges652/9€5k€2k
Profit (loss) for the period before taxes9903€27k€90k
Transfer from deferred taxes780€2k€2k
Income taxes67/77€6k€21k
Taxes670/3€6k€21k
Profit (loss) for the period9904€23k€71k
Profit (loss) for the period to be appropriated9905€23k€71k
Appropriation of the result
Profit (loss) to be appropriated9906€23k€71k
Transfer to equity691/2€23k€71k
To other reserves6921€23k€71k
Social balance
Average headcount (FTE)908733.129.1

The notes to these accounts (80 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Equity above €1MEq €1.13M ▲17.8%
7 profitable years in a row build equity to €1.13M.
19-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Highest result since 2018net €77k ▲187%
Operating result €219k, net result €77k, both a record.
18-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
08-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
31-12
Financial Equity above €500kEq €527k ▲7.3%
3 profitable years in a row build equity to €527k.
24-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
11-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 42 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-07-2022 Resigned as Director
Location & real-estate footprint
Registered office, Ingelmunster · 3 establishment units since 1986
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oostrozebekestraat 2158770 Ingelmunster
Ground area
1.6 ha
Building footprint
1,032 m²
Volume, LiDAR
5,651 m³
3 parcels, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Muzzroom
Oostrozebekestraat 215, 8770 IngelmunsterManufacture of fabricated metal products, except machinery and equipment
since 19862.035.342.585
Champignonkwekerij
Vuilputstraat 133, 8760 TieltCrop and animal production, hunting and related service activities
since 20212.316.012.976
Champignonkwekerij
Meulebekestraat 110, 8770 IngelmunsterGrowing of vegetables, melons, roots and tubers
since 20212.316.055.241
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007B0963/00A003 Flanders 1.5 ha 1 · 697 m² 6.8 m · 2 fl.
36007B1140/00M000 Flanders 777 m² 1 · 112 m² 6.1 m · 2 fl.
37007E0611/00D000 Flanders 156 m² 1 · 224 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,615 companies in sector 01130 we hold annual accounts for 783. 575 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-08-1986
Fiscal year end31-12
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
01123
01220
01250
01301Crop and animal production, hunting and related service activities
01450Raising of sheep and goats
01480Raising of other animals
01490Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.