Champ d’Eveil · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Champ d’Eveil is 0.2% (very low). The 2025 annual accounts show equity of €21k and a net result of €-1k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 2219 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	21-05-2026	71 d early	2026-00116272
31-12-2024	31-07-2025	27-06-2025	34 d early	2025-00185694
31-12-2023	31-07-2024	28-08-2024	28 d late	2024-00384117

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-1k

Working capital€45k+164.1%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 21-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~22.2%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	34.2%	58.2%	better than 36% of 2219 sector peers
Net result	€-1k	€60k	better than 5% of 2217 sector peers
Equity	€21k	€74k	better than 28% of 2219 sector peers
Gross operating margin	€5k	€95k	better than 5% of 2219 sector peers
Total assets	€62k	€187k	better than 15% of 2219 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P36

Improving position over 2023-2025 · n=2219-6587

Net result P5

Weakening position over 2023-2025 · n=2217-6581

Equity P28

Improving position over 2023-2025 · n=2219-6587

Gross operating margin P5

Stable position over 2023-2025 · n=2219-6589

Describes the position versus peers, not a forecast.

EBITDA

€5k

-76.3% 23-25

Net profit

€-1k

- 23-25

Cash flow

€4k

-78.0% 23-25

Total assets

€62k

-5.5% 23-25

Equity

€21k

-8.4% 23-25

Working capital

€45k

+164.1% 23-25

Income taxes

€1k

-73.5% 23-25

Dividends

€833

-3.0% 23-25

Show 9 other metrics

Debt

€41k

-4.0% 23-25

Debt ≤ 1y

€13k

-68.2% 23-25

Current ratio

4.47

+215.3% 23-25

Quick ratio

4.47

+215.3% 23-25

Solvency

34.2%

-3.0% 23-25

Debt / equity

1.93

+4.8% 23-25

ROE

-5.2%

- 23-25

ROA

-1.8%

- 23-25

Interest coverage

28.66

-92.7% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€5k
Net profit	€-1k
Cash flow	€4k
Staff costs	-
Income taxes	€1k
Dividends	€833
Total assets	€62k
Equity	€21k
Debt	€41k
of which ≤ 1y	€13k
of which > 1y	-
Working capital	€45k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	4.47
Quick ratio	4.47
Working capital ratio	72.3%
Solvency	34.2%
Debt / equity	1.93
Long-term debt ratio	-
Interest coverage	28.66
Gross margin	-
Net margin	-
ROA	-1.8%
ROE	-5.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €4k · 6.9% Current assets €58k · 93.1%

Equity & liabilities

Equity €21k · 34.2% Debt €41k · 65.8%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€62k
Fixed assets	21/28	€4k
Tangible fixed assets	22/27	€4k
Current assets	29/58	€58k
Amounts receivable within one year	40/41	€26k
Cash & bank	54/58	€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€62k
Equity	10/15	€21k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€19k
Amounts payable	17/49	€41k
Amounts payable within one year	42/48	€13k
Trade debts payable within one year	44	€327
Income statement
Gross operating margin	9900	€5k
Operating result	9901	€209
Financial income	75	€0
Financial charges	65	€173
Result before taxes	9903	€36
Income taxes	67/77	€1k
Net result for the period	9904	€-1k
Result to be appropriated	9905	€-1k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

63 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

6 companies at this address See who is registered here

Establishment units

1 location

Terre d'Eveil

Rue de Renivaux 29, 1340 Ottignies-Louvain-la-NeuveBewerking van digitale gegevens : verrijking, selectie en koppeling van digitale gegevens op gegevensdragers

since 20232.350.266.250

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area160 m²

Buildings1

Building footprint314 m²

Volume (LiDAR)2,861 m³

Tallest building12.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25083D0027/00H002	Wallonia	160 m²	1 · 314 m²	12.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 1 year ago

2024

04-09-2024 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles Statutes amendment·Jean-Frédéric VIGNERON

Notary: Jean-Frédéric VIGNERON · Wavre

Original publication ↗