CHAMIDES
ActiveSummary
CHAMIDES has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,661 and a net result of €175,617. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 4565 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-9
Solvency30▲+3
Growth22=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.13 in 2024; short-term debt: 21.2% and cash: 0.6% of total assets), and 95.1% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4565 sector peers (2025).
NBB · sector comparisonPosition among 4565 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €322,661
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
14 d early
2023
33 d early
2022
31 d late
2021
135 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, full schema
Turnover
€525,330▲ 19.1%
2024 · €441,030
EBIT margin
21.1%▲ 3.2pp
2024 · 17.9%
Net result
€175,617▲ 952%
2024 · €16,699
Working capital
-€1.3m▼ 30.3%
2024 · -€1.0m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€19.5m▲ 19.7%€439,599▼ 97.7%€393,600▼ 10.5%€441,030▲ 12.1%€525,330▲ 19.1%
Operating result€260,630▲ 17.2%€71,170▼ 72.7%€68,939▼ 3.1%€78,870▲ 14.4%€110,829▲ 40.5%
Net result€323,357▲ 32.4%€28,784▼ 91.1%€36,392▲ 26.4%€16,699▼ 54.1%€175,617▲ 952%
EBIT margin1.3%=16.2%▲ 14.9pp17.5%▲ 1.3pp17.9%▲ 0.4pp21.1%▲ 3.2pp
Equity€1.6m▲ 25.7%€97,807▼ 93.8%€132,858▲ 35.8%€148,253▲ 11.6%€322,661▲ 118%
Total assets€8.0m▲ 4.6%€2.7m▼ 65.7%€2.5m▼ 7.4%€6.6m▲ 161%€6.5m▼ 0.7%
Debt€6.4m▲ 0.4%€2.6m▼ 58.7%€2.4m▼ 9.0%€6.4m▲ 170%€6.2m▼ 3.4%
Working capital€3.4m▲ 8.7%-€224,410-€412,936▼ 84.0%-€1.0m▼ 143%-€1.3m▼ 30.3%
Staff (FTE)31.7▼ 2.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.5m
Fixed assets
€6.5m ▲ 0.3%
Current assets
€82,371 ▼ 45.6%
Equity and liabilities €6.5m
Equity
€322,661 ▲ 118%
Debt
€6.2m ▼ 3.4%
Debt's share of the balance-sheet total falls from 97.8% to 95.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€528,186▲
2024 · €438,913
Cash flow
€592,975▲
2024 · €376,742
Current ratio
0.06▼
2024 · 0.13
Debt to equity
19.30▼
2024 · 43.50
ROE
54.4%▲
2024 · 11.3%
ROA
2.7%▲
2024 · 0.3%
Interest coverage
3.88▼
2024 · 7.97
Debt ≤ 1 year
€1.4m▲
2024 · €1.2m
Debt > 1 year
€4.8m▼
2024 · €5.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €478,783 | €509,895 | €542,233 | €627,308 | ▲ 15.7% |
| Turnover70 | €19.5m | €439,599 | €393,600 | €441,030 | €525,330 | ▲ 19.1% |
| Other operating income74 | - | €39,184 | €115,449 | €86,014 | €101,978 | ▲ 18.6% |
| Non-recurring operating income76A | - | - | €846 | €15,190 | - | - |
| Operating charges60/66A | - | €407,613 | €440,956 | €463,363 | €516,479 | ▲ 11.5% |
| Services and other goods61 | - | €55,705 | €66,323 | €57,938 | €51,880 | ▼ 10.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €458,463 | €338,517 | €330,399 | €360,042 | €417,358 | ▲ 15.9% |
| Other operating charges640/8 | - | €13,391 | €44,234 | €45,382 | €47,242 | ▲ 4.1% |
| Operating profit (loss)9901 | €260,630 | €71,170 | €68,939 | €78,870 | €110,829 | ▲ 40.5% |
| Financial income75/76B | - | €1,340 | €1,340 | €1,305 | €201,316 | ▲ 15,332% |
| Recurring financial income75 | €220,841 | €1,340 | €1,340 | €1,305 | €201,316 | ▲ 15,332% |
| Income from financial fixed assets750 | - | - | - | - | €200,000 | - |
| Other financial income752/9 | - | €1,340 | €1,340 | €1,305 | €1,316 | ▲ 0.9% |
| Financial charges65/66B | - | €34,627 | €29,026 | €59,435 | €136,528 | ▲ 130% |
| Recurring financial charges65 | €92,242 | €34,627 | €29,026 | €59,435 | €136,528 | ▲ 130% |
| Debt charges650 | €82,548 | €33,205 | €28,703 | €55,093 | €136,164 | ▲ 147% |
| Other financial charges652/9 | - | €1,421 | €323 | €4,342 | €363 | ▼ 91.6% |
| Profit (loss) for the period before taxes9903 | €437,005 | €37,883 | €41,254 | €20,740 | €175,617 | ▲ 747% |
| Income taxes67/77 | €113,647 | €9,099 | €4,862 | €4,040 | - | - |
| Taxes670/3 | - | €9,099 | €9,210 | €4,040 | - | - |
| Tax adjustments and reversals of tax provisions77 | - | - | €4,348 | - | - | - |
| Profit (loss) for the period9904 | €323,357 | €28,784 | €36,392 | €16,699 | €175,617 | ▲ 952% |
| Profit (loss) for the period to be appropriated9905 | €323,357 | €28,784 | €36,392 | €16,699 | €175,617 | ▲ 952% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.0m | €2.7m | €2.5m | €6.6m | €6.5m | ▼ 0.7% |
| Fixed assets21/28 | €2.7m | €2.4m | €2.4m | €6.4m | €6.5m | ▲ 0.3% |
| Intangible fixed assets21 | €157,844 | - | - | - | - | - |
| Tangible fixed assets22/27 | €2.5m | €2.4m | €2.4m | €3.8m | €3.8m | ▲ 0.6% |
| Land and buildings22 | - | €2.3m | €2.0m | €1.8m | €1.5m | ▼ 13.5% |
| Plant, machinery and equipment23 | - | €124,176 | €90,415 | €56,654 | €23,143 | ▼ 59.1% |
| Assets under construction and advance payments27 | - | €17,985 | €317,058 | €2.0m | €2.3m | ▲ 14.9% |
| Financial fixed assets28 | €10,748 | €107 | - | €2.6m | €2.6m | = |
| Affiliated companies280/1 | - | - | - | - | €2.6m | - |
| Participating interests280 | - | - | - | - | €2.6m | - |
| Other financial fixed assets284/8 | - | €107 | - | €2.6m | - | - |
| Shares284 | - | - | - | €2.6m | - | - |
| Amounts receivable and cash guarantees285/8 | - | €107 | - | - | - | - |
| Current assets29/58 | €5.3m | €299,174 | €110,032 | €151,350 | €82,371 | ▼ 45.6% |
| Stocks and contracts in progress3 | €2.2m | - | - | - | - | - |
| Amounts receivable within one year40/41 | €2.5m | €115,735 | €27,242 | €16,094 | €45,640 | ▲ 184% |
| Trade receivables40 | - | €48,152 | €3,203 | €4,345 | €37,681 | ▲ 767% |
| Other amounts receivable41 | - | €67,582 | €24,039 | €11,750 | €7,960 | ▼ 32.3% |
| Cash at bank and in hand54/58 | €572,338 | €99,439 | €82,790 | €120,066 | €36,730 | ▼ 69.4% |
| Deferred charges and accrued income490/1 | - | €84,000 | - | €15,190 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.0m | €2.7m | €2.5m | €6.6m | €6.5m | ▼ 0.7% |
| Equity10/15 | €1.6m | €97,807 | €132,858 | €148,253 | €322,661 | ▲ 118% |
| Contributions10/11 | €100,000 | €61,603 | €61,603 | €61,603 | €61,603 | = |
| Capital10 | - | €61,603 | €61,603 | €61,603 | €61,603 | = |
| Issued capital100 | - | €61,603 | €61,603 | €61,603 | €61,603 | = |
| Reserves13 | €10,000 | €6,160 | €6,160 | €6,160 | €6,160 | = |
| Non-distributable reserves130/1 | - | €6,160 | €6,160 | €6,160 | €6,160 | = |
| Legal reserve130 | - | €6,160 | €6,160 | €6,160 | €6,160 | = |
| Profit (loss) carried forward14 | €1.2m | €23,054 | €59,446 | €76,145 | €251,762 | ▲ 231% |
| Investment grants15 | - | €6,989 | €5,649 | €4,345 | €3,136 | ▼ 27.8% |
| Amounts payable17/49 | €6.4m | €2.6m | €2.4m | €6.4m | €6.2m | ▼ 3.4% |
| Amounts payable after more than one year17 | €4.5m | €2.1m | €1.9m | €5.3m | €4.8m | ▼ 8.6% |
| Financial debts170/4 | - | €1.6m | €1.4m | €4.8m | €4.3m | ▼ 9.5% |
| Subordinated loans170 | - | €113,750 | €87,500 | €52,500 | €26,250 | ▼ 50.0% |
| Credit institutions173 | - | €1.5m | €1.3m | €4.7m | €4.3m | ▼ 9.0% |
| Other amounts payable178/9 | - | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Amounts payable within one year42/48 | €1.9m | €523,583 | €522,967 | €1.2m | €1.4m | ▲ 20.3% |
| Current portion of amounts payable after more than one year42 | - | €302,596 | €259,861 | €456,625 | €469,519 | ▲ 2.8% |
| Trade debts44 | €1.3m | €21,472 | €24,882 | €173,374 | €13,767 | ▼ 92.1% |
| Suppliers440/4 | - | €21,472 | €24,882 | €173,374 | €13,767 | ▼ 92.1% |
| Taxes, remuneration and social security45 | - | €2,506 | - | - | - | - |
| Taxes450/3 | - | €2,506 | - | - | - | - |
| Other amounts payable47/48 | - | €197,009 | €238,225 | €523,856 | €904,869 | ▲ 72.7% |
| Accrued charges and deferred income492/3 | - | €3,232 | €2,008 | €2,718 | €1,195 | ▼ 56.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €323,357 | €28,784 | €36,392 | €16,699 | €175,617 | ▲ 952% |
| + Depreciation and write-downs630 | €458,463 | €338,517 | €330,399 | €360,042 | €417,358 | ▲ 15.9% |
| Operating cash flow (approximation) | €781,820 | €367,301 | €366,790 | €376,742 | €592,975 | ▲ 57.4% |
| Investment in fixed assets (approximation) | - | -€76,791 | -€316,595 | -€4.4m | -€439,067 | ▲ 90.0% |
| Change in cash | - | -€472,899 | -€16,649 | €37,276 | -€83,335 | ▼ 324% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-12
Financial
Equity above €200,000Eq €322,661 ▲118%
8 profitable years in a row build equity to €322,661.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €16,699 ▼54.1%
Net result drops to €16,699, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100,000Eq €132,858 ▲35.8%
6 profitable years in a row build equity to €132,858.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €357,671 ▲29.5%
Operating result €382,181, net result €357,671, both a record.
31-12
Financial
Equity above €1mEq €1.0m ▲39.5%
2 profitable years in a row build equity to €1.0m.
Show earlier events
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 77 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2015
Ground area
7,319 m²
Building footprint
2,866 m²
Volume, LiDAR
26,550 m³
Parcel 62357G0767/00P002, Wallonia · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
VDHORECA
since 20152.246.339.757
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62357G0767/00P002 | Wallonia | 7,319 m² | 1 · 2,866 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MECAIMMO
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#SustainableHub
BE 0805.083.766
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,994. 4,419 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.