Equity
€322,661 from €1.6m in 2021
Equity fell by 80% in 4 years.
CHAMIDES
Lifetime
11 annual accounts with figures on one time axispeak €19.5m (2021)
€525,330▲ 19.1%
lowest -€14,963 (2015)
€175,617▲ 952%
peak €1.6m (2021)
€322,661▲ 118%
€6.2m▼ 3.4%
peak 32.4 FTE (2020)
-not published
Board6 names since 2021
4 directorsDespriet Vincent and 3 others
Owners
21.37%INFODES
Documentsfilings and deeds
28-08-202628 days late
2025financial year
Turnover from €441,030 to €525,330Result from €16,699 to €175,617Equity from €148,253 to €322,661Cash from €120,066 to €36,730
Key points
from the 2025 annual accountsResult
€175,617 ▲ 952%
The result rose in 2025 from €16,699 to €175,617.
Debts
€6.2m 95% of the balance sheet
Financial debts 70%Suppliers 0%Other 30%
Of this, €1.4m falls due within a year.
Payment terms
97 days to suppliers
CHAMIDES pays its suppliers 995 days earlier than in 2024. Customers pay 22 days later.
Filings
11 annual accounts since 2015
Seven of the last ten came late. The 2018 accounts came latest: 77 days after the end of the period.
Position in the sector
4.9%
Lower solvency than 81% of companies in real estate. Sector median 38.2% · 5,810 companies.
Checked score
91
Excellent
Financially stronger than 55% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.4%▲ +0.1 percentage points vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.06, cash €36,730, halved
Equity €322,661 (4.9% of total assets)
lowers risk
Size: turnover €525,330, total assets €6.5m
Figures for financial year 2025 (filed on 01-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 23% of them on solvency, 39% on liquidity, 71% on profitability and 87% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 190 companies had the same profile as CHAMIDES has now. Each dot is one company, two years later.
97.9%
were still trading
1.6%
stopped another way
0.5%
went bankrupt
That fits the bankruptcy probability of CHAMIDES itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 190 companies, not a prediction for CHAMIDES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.06 (0.13 in 2024), below 1. Short-term debt is 21.2% and cash 0.6% of total assets. 95.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 5810 sector peers (2025).
NBB · sector comparisonPosition among 5810 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €322,661
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
14 days early
2023
33 days early
2022
31 days late
2021
135 days early
2020
31 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0600882336
3 directors appointed, 1 resignation
Resignation: Delphine Despriet · Appointments: Valérie Archambeau, Emilie Despriet and Charline Despriet · General meeting of 07-08-2023 · Gazette deed
Demerger: VDHORECA splits off to MAISON DESPRIET
Company renamed to CHAMIDES · New name: CHAMIDES · Capital from €4,298.44 to €60,602.98 · General meeting of 29-06-2022 · Gazette deed
Demerger: FUGEL FRAIS splits off to VDHORECA
Capital increase of €6,190.44 to €106,190.44 · Capital from €100,000 to €106,190.44, 16 new shares · “L'achat, l'administration, la vente de toutes valeurs mobilières et immobilières, de tous droits sociaux et…” (deed in French) · General meeting of 29-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHAMIDES Seraing | €525,330 | 21.1% | 4.9% | - |
| SAGITTA Liège | €623,846 | 50.5% | 40.8% | - |
| HARDY INVEST Bilzen-Hoeselt | €539,043 | 17.6% | 49.5% | - |
| Inmo Noord Ingelmunster | €828,494 | 74.6% | 99.8% | - |
| FIDEVO Antwerp | €766,092 | 64.6% | 22.5% | - |
| RR Real Estate Antwerp | €398,035 | 44.5% | 58.1% | - |
| Immo Scheldehof Antwerp | €355,449 | 49.9% | 4.9% | - |
Grey: the largest companies of the sector (real estate (NACE 68)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CHAMIDES: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €4.5m and €8.1m, founded between 2009 and 2017.
Official details
Source: KBO- Status
- Active since 11-03-2015Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.246.339.7574100 Seraing, since 01-09-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2025
Insights on CHAMIDES
CHAMIDES has existed since 2015. Turnover fell from €19.5m in 2021 to €439,599 in 2022. On 29 June 2022 a branch of activity moved to MAISON DESPRIET.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHAMIDES
- What is the company number of CHAMIDES?
- The company number of CHAMIDES is 0600.882.336. The VAT number is the same number with BE in front: BE 0600.882.336.
- Where is CHAMIDES based?
- The registered office is at Rue des Six Bonniers 104, 4100 Seraing.Company details
- What does CHAMIDES do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of CHAMIDES?
- CHAMIDES is a public limited company (NV).
- When was CHAMIDES founded?
- CHAMIDES was founded on 11-03-2015.
- Is CHAMIDES still active?
- Yes, CHAMIDES is an active enterprise in the KBO register.
- How many employees does CHAMIDES have?
- CHAMIDES had an average of 31.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of CHAMIDES?
- The turnover of CHAMIDES was €525,330 in financial year 2025, according to the filed annual accounts.
- Is CHAMIDES profitable?
- In financial year 2025, CHAMIDES made a profit of €175,617.
- Where can I find the annual accounts of CHAMIDES?
- CHAMIDES filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHAMIDES due?
- CHAMIDES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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