MAISON DESPRIET
ActiveMAISON DESPRIET has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.82M and a net result of €1.84M. Equity is growing by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+8
Solvency91▲+6
Growth70▼-2
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
Liquidity ample (current ratio 3.25 against 4.22 in 2024; short-term debt: 25% and cash: 7.8% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
356 d late
2023
55 d early
2022
31 d late
2021
135 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€31.82M▲ 3.9%
2024 · €30.62M
2022: €26.08M
2023: €30.28M
2024: €30.62M
2022 → 2025
EBIT margin
6.9%▲ 2.6pp
2024 · 4.3%
2022: 6.7%
2023: 6.6%
2024: 4.3%
2022 → 2025
Net result
€1.84M▲ 63.4%
2024 · €1.13M
2018: €57k
2019: €55k
2020: €5k
2021: €116k
2022: €1.45M
2023: €1.70M
2024: €1.13M
2018 → 2025
Working capital
€7.54M▼ 0.7%
2024 · €7.59M
2018: €163k
2019: €211k
2020: €231k
2021: €355k
2022: €5.85M
2023: €7.19M
2024: €7.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€26.08M€30.28M▲ 16.1%€30.62M▲ 1.1%€31.82M▲ 3.9%
Equity€380k-€4.62M▲ 1,114%€6.18M▲ 33.8%€7.16M▲ 16.0%€8.82M▲ 23.1%
Operating result€170k-€1.76M▲ 937%€2.00M▲ 13.6%€1.30M▼ 34.8%€2.19M▲ 67.9%
Net result€116k-€1.45M▲ 1,155%€1.70M▲ 17.4%€1.13M▼ 33.9%€1.84M▲ 63.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 68% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.40M
Fixed assets
€2.51M▲ 30.7%
Current assets
€10.89M▲ 9.4%
Equity and liabilities €13.40M
Equity
€8.82M▲ 23.1%
Debt
€4.58M▼ 2.7%
The debt ratio falls from 39.7% to 34.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.82M▲
2024 · €1.66M
Cash flow
€2.47M▲
2024 · €1.48M
Solvency
65.8%▲
2024 · 60.3%
Current ratio
3.25▼
2024 · 4.22
Quick ratio
2.44▼
2024 · 3.17
Debt / equity
0.52▼
2024 · 0.66
ROE
20.9%▲
2024 · 15.7%
ROA
13.7%▲
2024 · 9.5%
Interest coverage
23.96▲
2024 · 17.73
Debt
€4.58M▼
2024 · €4.71M
Debt ≤ 1 year
€3.35M▲
2024 · €2.36M
Debt > 1 year
€1.23M▼
2024 · €2.35M
Income taxes
€584k▲
2024 · €432k
Staff costs
€2.23M▲
2024 · €2.15M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11.87M€13.40M▲
Fixed assets21/28€1.92M€2.51M▲
Intangible fixed assets21€273k€371k▲
Tangible fixed assets22/27€1.62M€2.11M▲
Land and buildings22€86k€54k▼
Plant, machinery and equipment23€101k€64k▼
Furniture and vehicles24€177k€292k▲
Leasing and similar rights25€270k€213k▼
Assets under construction and advance payments27€984k€1.49M▲
Financial fixed assets28€29k€30k▲
Other financial fixed assets284/8€29k€30k▲
Shares284€5k€5k=
Amounts receivable and cash guarantees285/8€24k€25k▲
Current assets29/58€9.95M€10.89M▲
Amounts receivable after more than one year29€680k€1.08M▲
Trade receivables290€680k€1.06M▲
Other amounts receivable291-€24k
Stocks and contracts in progress3€2.49M€2.70M▲
Stocks30/36€2.49M€2.70M▲
Goods purchased for resale34€2.49M€2.70M▲
Amounts receivable within one year40/41€2.72M€3.90M▲
Trade receivables40€2.03M€2.47M▲
Other amounts receivable41€688k€1.42M▲
Current investments50/53€3.20M€2.10M▼
Other investments51/53€3.20M€2.10M▼
Cash at bank and in hand54/58€736k€1.05M▲
Deferred charges and accrued income490/1€127k€50k▼
Equity and liabilities
Total equity and liabilities10/49€11.87M€13.40M▲
Equity10/15€7.16M€8.82M▲
Contributions10/11€238k€238k=
Capital10€238k€238k=
Issued capital100€238k€238k=
Reserves13€1.83M€2.60M▲
Non-distributable reserves130/1€24k€24k=
Legal reserve130€24k€24k=
Tax-exempt reserves132€1.09M€1.86M▲
Distributable reserves133€717k€717k=
Profit (loss) carried forward14€4.97M€5.89M▲
Investment grants15€126k€93k▼
Amounts payable17/49€4.71M€4.58M▼
Amounts payable after more than one year17€2.35M€1.23M▼
Financial debts170/4€1.03M€1.23M▲
Leasing and similar obligations172€214k€157k▼
Credit institutions173€819k€1.07M▲
Trade debts175€383k-
Suppliers1750€383k-
Other amounts payable178/9€934k-
Amounts payable within one year42/48€2.36M€3.35M▲
Current portion of amounts payable after more than one year42€179k€189k▲
Trade debts44€1.37M€1.35M▼
Suppliers440/4€1.37M€1.35M▼
Taxes, remuneration and social security45€673k€417k▼
Taxes450/3€445k€143k▼
Remuneration and social security454/9€227k€275k▲
Other amounts payable47/48€137k€1.40M▲
Income statement
Code20242025
Operating income70/76A€30.72M€32.24M▲
Turnover70€30.62M€31.82M▲
Other operating income74€97k€277k▲
Non-recurring operating income76A€8k€140k▲
Operating charges60/66A€29.42M€30.05M▲
Goods for resale, raw materials and consumables60€22.85M€22.94M▲
Purchases600/8€22.54M€23.15M▲
Change in stocks: decrease (increase)609€312k€-215k▼
Services and other goods61€3.48M€4.16M▲
Remuneration, social security and pensions62€2.15M€2.23M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€354k€630k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€109k€-309▼
Other operating charges640/8€20k€31k▲
Non-recurring operating charges66A€455k€65k▼
Operating profit (loss)9901€1.30M€2.19M▲
Financial income75/76B€369k€375k▲
Recurring financial income75€369k€375k▲
Income from financial fixed assets750€4k€19k▲
Income from current assets751€90k€46k▼
Other financial income752/9€276k€310k▲
Financial charges65/66B€114k€138k▲
Recurring financial charges65€114k€138k▲
Debt charges650€93k€118k▲
Other financial charges652/9€21k€20k▼
Profit (loss) for the period before taxes9903€1.56M€2.42M▲
Income taxes67/77€432k€584k▲
Taxes670/3€432k€584k▲
Profit (loss) for the period9904€1.13M€1.84M▲
Transfer to tax-exempt reserves689€480k€421k▼
Profit (loss) for the period to be appropriated9905€645k€1.42M▲
Appropriation of the result
Profit (loss) to be appropriated9906€5.07M€6.04M▲
Profit (loss) brought forward from the previous period14P€4.42M€4.62M▲
Profit to be distributed694/7€100k€150k▲
Return on contributions (dividend)694€100k€150k▲
Social balance
Average headcount (FTE)908743.045.8▲
The notes to these accounts (78 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 6 days late
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 356 days late
2025
31-12
Financial
Highest result since 2018net €1.84M ▲63.4%
Operating result €2.19M, net result €1.84M, both a record.
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €5MEq €6.18M ▲33.8%
6 profitable years in a row build equity to €6.18M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.58 to 3.56.
31-12
Financial
Equity above €2MEq €4.62M ▲1114%
5 profitable years in a row build equity to €4.62M.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €5k ▼90.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 121 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-08-2020
Resigned as Director
Location & real-estate footprint
Registered office, Seraing · 3 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Six Bonniers 1044100 SeraingGround area
1.1 ha
Building footprint
4,033 m²
Volume, LiDAR
27,704 m³
3 parcels, Wallonia · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
MAISON DESPRIET SERAING
since 19992.091.098.284
MAISON DESPRIET MARCHE
since 20222.332.993.124
MAISON DESPRIET HUY
since 20222.332.993.223
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62357G0767/00P002 | Wallonia | 7,319 m² | 1 · 2,866 m² | 13.8 m · 3 fl. |
| 91010B0213/00B002 | Wallonia | 3,429 m² | 1 · 1,000 m² | - |
| 61042B0595/00Y000 | Wallonia | 530 m² | 1 · 167 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesSeraing2.091.098.284
Somme-Leuze2.332.993.124
Wanze2.332.993.223
Similar companies · same sector, comparable size
CALSA
BE 0405.817.910
Ardooie · Eq €8.67M
ADW Fresh Trade
BE 0428.832.446
Sint-Katelijne-Waver · Eq €8.99M
DE KIMPE-COOL
BE 0452.386.125
Dendermonde · Eq €8.53M
EURO - GIJBELS
BE 0439.703.374
Geel · Eq €9.17M
FRUITHANDEL Romain WOUTERS en Co
BE 0449.152.164
Geetbets · Eq €8.45M
Of 956 companies in sector 46319 we hold annual accounts for 609. 204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-04-1999
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
46311Wholesale trade
46349Wholesale of beverages, general range
46370Wholesale trade
46389Wholesale of other food products
46391Wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
6 entriesE-mail:info@maisondespriet.com
E-mail:hilde@maisondespriet.com
Phone:084321405
Fax:084315277
Phone:085250376
Fax:085251251