Active BE 0769.270.178Private limited company

Challenger One

Rue Marc Brison 25 ·1300 Wavre, Belgium· 5 yrs active

Sector: Activiteiten van webportalen (63910)

Conclusion Checked

The computed 12-month bankruptcy probability of Challenger One is 0.5% (low). The 2025 annual accounts show equity of €296k and a net result of €1.62M. Equity is shrinking by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€296k
Net result	€1.62M
Staff (FTE)	4
Better than sector	21%

Snowflake analysis 5 of 5 axes measured · computed by Checked

62 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 65

Profitability 100

Solvency 19

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

65 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 27-04-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~25.5%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 63 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	9.5%	58.1%	better than 21% of 280 sector peers
Net result	€1.62M	€31k	better than 95% of 280 sector peers
Equity	€296k	€51k	better than 94% of 280 sector peers
Gross operating margin	€2.17M	€50k	better than 95% of 279 sector peers
Total assets	€3.13M	€123k	better than 95% of 280 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€1.94M

-8.7% 22-25

Net profit

€1.62M

-4.8% 22-25

Cash flow

€1.64M

-4.9% 22-25

Total assets

€3.13M

-44.5% 22-25

Equity

€296k

-94.1% 22-25

Working capital

€227k

-95.4% 22-25

Employees (FTE)

4

+25.0% 22-25

Staff costs

€225k

+38.5% 22-25

Income taxes

€189k

+8.4% 22-25

Dividends

€6.34M

- 22-25

Debt

€2.83M

+354.6% 22-25

Debt ≤ 1y

€2.83M

+354.6% 22-25

Current ratio

1.08

-87.9% 22-25

Quick ratio

1.08

-87.9% 22-25

Solvency

9.5%

-89.4% 22-25

Debt / equity

9.57

+7603.4% 22-25

ROE

546.6%

+1512.8% 22-25

ROA

51.7%

+71.6% 22-25

Interest coverage

7.84

+5.4% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€1.94M
Net profit	€1.62M
Cash flow	€1.64M
Staff costs	€225k
Income taxes	€189k
Dividends	€6.34M
Total assets	€3.13M
Equity	€296k
Debt	€2.83M
of which ≤ 1y	€2.83M
of which > 1y	-
Working capital	€227k
Employees (FTE)	4.0

Ratios (computed)

	2025
Current ratio	1.08
Quick ratio	1.08
Working capital ratio	7.3%
Solvency	9.5%
Debt / equity	9.57
Long-term debt ratio	-
Interest coverage	7.84
Gross margin	-
Net margin	-
ROA	51.7%
ROE	546.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €69k · 2.2% Current assets €3.06M · 97.8%

Equity & liabilities

Equity €296k · 9.5% Debt €2.83M · 90.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.13M
Fixed assets	21/28	€69k
Tangible fixed assets	22/27	€34k
Financial fixed assets	28	€35k
Current assets	29/58	€3.06M
Amounts receivable within one year	40/41	€70k
Investments	50/53	€1.82M
Cash & bank	54/58	€1.16M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.13M
Equity	10/15	€296k
Contributions / capital	10/11	€2k
Reserves	13	€295k
Amounts payable	17/49	€2.83M
Amounts payable within one year	42/48	€2.83M
Trade debts payable within one year	44	€109k
Income statement
Gross operating margin	9900	€2.17M
Operating result	9901	€1.92M
Financial income	75	€132k
Financial charges	65	€248k
Result before taxes	9903	€1.81M
Income taxes	67/77	€189k
Net result for the period	9904	€1.62M
Result to be appropriated	9905	€1.62M

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Activiteiten van webportalen(63910)
Legal form	Private limited company(610)
Incorporation	02-06-2021
Status	Active
Postal code	1300

Establishment units 1 location

Challenger One

Avenue des Combattants 31, 1340 Ottignies-Louvain-la-NeuveBemiddelingsactiviteiten in verband met de niet-gespecialiseerde detailhandel

since 20212.318.750.950

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25083F0081/00D003	Wallonia	1,262 m²	1 · 114 m²	11.1 m · 3 fl.
25055C0282/00R000	Wallonia	1,203 m²	1 · 190 m²	10.2 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

27-04-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

29-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

09-10-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

14-04-2023

State Gazette act Director changes

Delphine Stévigny

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

14-04-2023 Change in the board of directors Director changes·Delphine Stévigny

Notary: Delphine Stévigny · Dinant

Original publication ↗

Technical details

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      "via_org": {
        "kbo": "0677.439.090",
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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Uitgeven van overige software58290Webportalen63120Activiteiten van webportalen63910Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110

Primary activity highlighted.

Names & trade names

Legal nameFR

Challenger One

Registered office

Rue Marc Brison 25

1300 Wavre, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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