CHALET RADAR
ActiveCHALET RADAR has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €340. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 25% of 799 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency31▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.78 in 2024; short-term debt: 33.4% and cash: 0.5% of total assets), and 94.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.6%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
22 d late
2023
1 d early
2022
52 d early
2021
52 d early
2020
43 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€340▼ 69.3%
2024 · €1k
2018: €18k
2019: €-18k
2020: €10k
2021: €17k
2022: €27k
2023: €24k
2024: €1k
2018 → 2025
Working capital
€-36k▲ 8.8%
2024 · €-40k
2018: €-181k
2019: €-189k
2020: €30k
2021: €27k
2022: €-19k
2023: €-55k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€35k▲ 7.4%€34k▼ 2.7%€35k▲ 3.3%€35k▲ 1.0%
Operating result€22k-€33k▲ 45.8%€28k▼ 13.6%€4k▼ 84.7%€2k▼ 46.2%
Net result€17k-€27k▲ 61.4%€24k▼ 12.2%€1k▼ 95.4%€340▼ 69.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €632k
Fixed assets
€457k▼ 8.7%
Current assets
€175k▲ 23.5%
Equity and liabilities €632k
Equity
€35k▲ 1.0%
Debt
€597k▼ 1.8%
The debt ratio falls from 94.6% to 94.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €50k
Cash flow
€46k▼
2024 · €47k
Solvency
5.6%▲
2024 · 5.4%
Current ratio
0.83▲
2024 · 0.78
Quick ratio
0.81▲
2024 · 0.76
Debt / equity
16.97▼
2024 · 17.45
ROE
1.0%▼
2024 · 3.2%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
10.31▲
2024 · 9.07
Debt
€597k▼
2024 · €608k
Debt ≤ 1 year
€211k▲
2024 · €181k
Debt > 1 year
€377k▼
2024 · €416k
Staff costs
€54k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€642k€632k▼
Fixed assets21/28€501k€457k▼
Tangible fixed assets22/27€501k€457k▼
Land and buildings22€289k€268k▼
Plant, machinery and equipment23€212k€189k▼
Furniture and vehicles24€308-
Current assets29/58€141k€175k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€131k€167k▲
Trade receivables40-€5k
Other amounts receivable41€131k€162k▲
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€642k€632k▼
Equity10/15€35k€35k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Profit (loss) carried forward14€12k€12k▲
Amounts payable17/49€608k€597k▼
Amounts payable after more than one year17€416k€377k▼
Financial debts170/4€221k€182k▼
Other amounts payable178/9€195k€195k=
Amounts payable within one year42/48€181k€211k▲
Current portion of amounts payable after more than one year42€39k€40k▲
Trade debts44€13k€15k▲
Suppliers440/4€13k€15k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€121k€147k▲
Accrued charges and deferred income492/3€10k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€55k€54k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€110k€108k▼
Operating profit (loss)9901€4k€2k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€1k€340▼
Profit (loss) for the period9904€1k€340▼
Profit (loss) for the period to be appropriated9905€1k€340▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€12k▲
Profit (loss) brought forward from the previous period14P€11k€12k▲
Social balance
Average headcount (FTE)90871.31.3=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 22 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €27k ▲61.4%
Operating result €33k, net result €27k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.40
Current ratio from 0.28 to 1.40; short-term debt falls from €262k to €75k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-18k ▼201%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 91 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flobecq · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
D'Hoppe 527880 FlobecqGround area
2,597 m²
Building footprint
200 m²
Parcel 51019D0300/00N002, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHALET RADAR
since 20022.098.790.186
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019D0300/00N002 | Wallonia | 2,597 m² | 1 · 200 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOUI
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FANZY
BE 0725.457.060
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COCOMORI
BE 0727.447.837
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Fantastico
BE 0459.342.807
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MAXFIELD
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Antwerpen · Eq €35k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-2001
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56111Full-service restaurants
55401
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.