ELISE D
ActiveThe computed 12-month bankruptcy probability of ELISE D is 1.6% (moderate). The 2025 annual accounts show equity of €146k and a net result of €16k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 3674 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+20
Solvency59▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.01 in 2024; short-term debt: 40.3% and cash: 6.1% of total assets), and 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
3.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
54 d early
2023
6 d early
2022
22 d early
2021
5 d early
2020
9 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€146k▲ 12.4%
2024 · €130k
2019: €29k
2020: €30k
2021: €33k
2022: €86k
2023: €103k
2024: €130k
2019 → 2025
Total assets
€429k▼ 39.4%
2024 · €709k
2019: €185k
2020: €165k
2021: €148k
2022: €672k
2023: €2.70M
2024: €709k
2019 → 2025
Net result
€16k▼ 39.5%
2024 · €27k
2019: €573
2020: €1k
2021: €2k
2022: €53k
2023: €17k
2024: €27k
2019 → 2025
Working capital
€6k▲ 16.0%
2024 · €5k
2019: €55k
2020: €70k
2021: €50k
2022: €55k
2023: €1.93M
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€86k▲ 163%€103k▲ 19.5%€130k▲ 25.7%€146k▲ 12.4%
Operating result€8k-€59k▲ 666%€24k▼ 59.4%€76k▲ 219%€44k▼ 42.1%
Net result€2k-€53k▲ 2,062%€17k▼ 68.5%€27k▲ 57.6%€16k▼ 39.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets
€250k▲ 42.4%
Current assets
€179k▼ 66.4%
Equity and liabilities €429k
Equity
€146k▲ 12.4%
Debt
€284k▼ 51.0%
The debt ratio falls from 81.7% to 66.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▼
2024 · €107k
Cash flow
€57k▼
2024 · €58k
Solvency
33.9%▲
2024 · 18.3%
Current ratio
1.03▲
2024 · 1.01
Quick ratio
0.71▲
2024 · 0.38
Debt / equity
1.95▼
2024 · 4.47
ROE
11.0%▼
2024 · 20.5%
ROA
3.7%▼
2024 · 3.7%
Interest coverage
4.81▲
2024 · 2.40
Debt
€284k▼
2024 · €579k
Debt ≤ 1 year
€173k▼
2024 · €528k
Debt > 1 year
€111k▲
2024 · €51k
Income taxes
€11k▲
2024 · €6k
Staff costs
€46k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€709k€429k▼
Fixed assets21/28€176k€250k▲
Tangible fixed assets22/27€176k€250k▲
Plant, machinery and equipment23€131k€208k▲
Furniture and vehicles24€45k€42k▼
Current assets29/58€533k€179k▼
Stocks and contracts in progress3€332k€57k▼
Stocks30/36€332k€57k▼
Amounts receivable within one year40/41€146k€96k▼
Trade receivables40€93k-
Other amounts receivable41€54k€96k▲
Cash at bank and in hand54/58€55k€26k▼
Equity and liabilities
Total equity and liabilities10/49€709k€429k▼
Equity10/15€130k€146k▲
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€109k€125k▲
Distributable reserves133€109k€125k▲
Amounts payable17/49€579k€284k▼
Amounts payable after more than one year17€51k€111k▲
Financial debts170/4€51k€111k▲
Amounts payable within one year42/48€528k€173k▼
Current portion of amounts payable after more than one year42€25k€33k▲
Financial debts43€243k-
Credit institutions430/8€243k-
Trade debts44€27k€4k▼
Suppliers440/4€27k€4k▼
Taxes, remuneration and social security45€22k€10k▼
Taxes450/3€22k€10k▼
Other amounts payable47/48€211k€126k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€41k▲
Other operating charges640/8€792€869▲
Gross operating margin9900€159k€132k▼
Operating profit (loss)9901€76k€44k▼
Financial income75/76B€1k€301▼
Recurring financial income75€1k€301▼
Financial charges65/66B€45k€18k▼
Recurring financial charges65€45k€18k▼
Profit (loss) for the period before taxes9903€32k€27k▼
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€27k€16k▼
Profit (loss) for the period to be appropriated9905€27k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€16k▼
Transfer to equity691/2€27k€16k▼
To other reserves6921€27k€16k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Liquidity quadruplescurrent ratio 3.99
Current ratio from 1.10 to 3.99.
30-06
Financial
Equity above €100kEq €103k ▲19.5%
5 profitable years in a row build equity to €103k.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €53k ▲2062%
Net result €53k, the highest in the series.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oost-Eindeken(STE) 279190 StekeneGround area
2,872 m²
Building footprint
388 m²
Volume, LiDAR
869 m³
2 parcels, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
ELISE D
since 20042.139.031.132
't Frietkaffee
since 20222.326.851.539
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A0475/00H000 | Flanders | 2,259 m² | 1 · 207 m² | - |
| 46024A0635/00E000 | Flanders | 613 m² | 1 · 181 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 21,769 EUR awarded · 21,769 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 21,769 EUR | 21,769 EUR |
Schemes
Vlaams Beschermingsmechanisme 10 (stopgezet)
Vlaams Beschermingsmechanisme 11 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesStekene2.139.031.132
Stekene2.326.851.539
Similar companies · same sector, comparable size
CAESAR CATERING
BE 0744.520.530
Sint-Pieters-Woluwe · Eq €146k
SHUN - LI
BE 0477.833.678
Boutersem · Eq €146k
BUDHA LAXMI
BE 0889.424.573
Bonheiden · Eq €147k
SUSHI ST-ELOOIS-VIJVE
BE 0638.806.762
Gent · Eq €147k
MILLE GRADI
BE 0657.863.601
Floreffe · Eq €143k
Of 1,352 companies in sector 56220 we hold annual accounts for 405. 293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2004
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:marc.demonie@telenet.be