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Generated 11-08-2026
Active BE 0803.634.112Private limited company

Chalet des Bruyères

Enclus du haut(O) 49 ·7750 Mont-de-l'Enclus, Belgium· 3 yrs active
Sector: Cafés en bars (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of Chalet des Bruyères is 5.1% (elevated). The 2024 annual accounts show equity of €53k and a net result of €13k. Its solvency ranks better than 38% of 5615 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €53k
Net result €13k
Staff (FTE) 1.5
Better than sector 38%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health73Profitability100Solvency38Growth-Stability79
72 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 73
Profitability 100
Solvency 38
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
5.1% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
73 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-04-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 7.0% 19.3%
better than 38% of 5615 sector peers
Net result €13k €4k
better than 66% of 5603 sector peers
Equity €53k €14k
better than 77% of 5626 sector peers
Gross operating margin €104k €52k
better than 69% of 5589 sector peers
Staff costs €47k €49k
higher than 49% of 4064 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€56k
Net profit€13k
Cash flow€51k
Staff costs€47k
Income taxes€3k
Dividends-
Total assets€760k
Equity€53k
Debt€707k
of which ≤ 1y€7k
of which > 1y€700k
Working capital€58k
Employees (FTE)1.5
Ratios (computed)
2024
Current ratio9.49
Quick ratio9.49
Working capital ratio7.7%
Solvency7.0%
Debt / equity13.28
Long-term debt ratio13.15
Interest coverage24.51
Gross margin-
Net margin-
ROA1.7%
ROE24.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€760k
Fixed assets 21/28€695k
Tangible fixed assets 22/27€695k
Financial fixed assets 28€85
Current assets 29/58€65k
Amounts receivable within one year 40/41€440
Cash & bank 54/58€63k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€760k
Equity 10/15€53k
Contributions / capital 10/11€40k
Reserves 13€13k
Amounts payable 17/49€707k
Amounts payable after one year 17€700k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€104k
Operating result 9901€18k
Financial income 75€20
Financial charges 65€2k
Result before taxes 9903€16k
Income taxes 67/77€3k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Fien Schroeder
    Director
    State Gazette act 25068604 (30-05-2025)
    Current
    01-05-2025 → present
  • Bernd Schroeder
    Director
    State Gazette act 25056723 (02-05-2025)
    Current
    18-04-2025 → present
  • Katrien Vandezande
    Director
    State Gazette act 25056723 (02-05-2025)
    Current
    18-04-2025 → present
Former directors (2)
  • Frederik Derycke
    Director
    State Gazette act 25056723 (02-05-2025)
    Former
    - → 18-04-2025
  • Isabel Matthijs
    Director
    State Gazette act 25056723 (02-05-2025)
    Former
    - → 18-04-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Cafés en bars(56301)
Legal form Private limited company(610)
Incorporation05-07-2023
StatusActive
Postal code7750
Establishment units 1 location
Chalet des Bruyères
Enclus du haut(O) 49, 7750 Mont-de-l'EnclusEetgelegenheden met beperkte bediening
since 20232.348.911.022
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57061B0399/00T000 Wallonia 1,169 m² 1 · 62 m² 10.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-05-2025
State Gazette act Director changes
02-05-2025
State Gazette act Director changes
30-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
30-05-2025 2 directors appointed, 1 resigning Director changes
  • Fien Schroeder, Bestuurder
  • SRL LUMINAD, Dagelijks bestuur
  • SRL LUMINAD, Dagelijks bestuur
Technical details 
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  "notary": {
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  "act_meta": {
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  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2025-04-28",
      "unanimous": true
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  "is_correction": false,
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    "_kbo_filled_from_list": true
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    "org_name": null,
    "person_name": "Sabine Holvoet",
    "org_rep_person_name": null,
    "person_role_at_subject": "administrateur"
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
02-05-2025 3 directors appointed, 2 resigning Director changes
  • Bernd Schroeder, Bestuurder
  • Katrien Vandezande, Bestuurder
  • SRL LUMINAD, Vaste vertegenwoordiger
  • Frederik Derycke, Bestuurder
  • Isabel Matthijs, Bestuurder
Technical details 
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      "reason": "revocation",
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      "effective_date": "2025-04-18",
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR Chalet des Bruyères
Registered office
Enclus du haut(O) 49
7750 Mont-de-l'Enclus, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative