CHAKRILAU
ActiveCHAKRILAU has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 81% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.57 against 2.95 in 2024), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
-23.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
26 d late
2023
28 d late
2022
28 d late
2021
30 d late
2020
27 d late
2019
81 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 22.3%
2024 · €6k
2018: €345
2019: €848
2020: €-637
2021: €988
2022: €5k
2023: €6k
2024: €6k
2018 → 2025
Total assets
€5k▼ 25.7%
2024 · €7k
2018: €5k
2019: €3k
2020: €6k
2021: €6k
2022: €8k
2023: €7k
2024: €7k
2018 → 2025
Net result
€-1k▼ 1,322%
2024 · €-88
2018: €-2k
2019: €502
2020: €-1k
2021: €2k
2022: €4k
2023: €357
2024: €-88
2018 → 2025
Working capital
€3k▼ 16.7%
2024 · €3k
2018: €-177
2019: €848
2020: €-637
2021: €988
2022: €5k
2023: €3k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€988-€5k▲ 437%€6k▲ 6.7%€6k▼ 1.5%€4k▼ 22.3%
Operating result€2k-€5k▲ 179%€644▼ 86.6%€-35€-1k▼ 3,314%
Net result€2k-€4k▲ 166%€357▼ 91.7%€-88€-1k▼ 1,322%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €35 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5k
Fixed assets
€2k▼ 30.0%
Current assets
€4k▼ 23.6%
Equity and liabilities €5k
Equity
€4k▼ 22.3%
Debt
€1k▼ 36.9%
The debt ratio falls from 22.9% to 19.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-495▼
2024 · €661
Cash flow
€-540▼
2024 · €608
Solvency
80.6%▲
2024 · 77.1%
Current ratio
3.57▲
2024 · 2.95
Quick ratio
3.38▲
2024 · 2.71
Debt / equity
0.24▼
2024 · 0.30
ROE
-28.7%▼
2024 · -1.6%
ROA
-23.2%▼
2024 · -1.2%
Interest coverage
-11.00▼
2024 · 14.11
Debt
€1k▼
2024 · €2k
Debt ≤ 1 year
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€5k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€729€560▼
Current assets29/58€5k€4k▼
Stocks and contracts in progress3€400€200▼
Stocks30/36€400€200▼
Amounts receivable within one year40/41€2k€566▼
Trade receivables40€1k€172▼
Other amounts receivable41€513€394▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€349€198▼
Equity and liabilities
Total equity and liabilities10/49€7k€5k▼
Equity10/15€6k€4k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€-2k€-4k▼
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€1k▼
Trade debts44€2k€879▼
Suppliers440/4€2k€879▼
Taxes, remuneration and social security45€87€164▲
Taxes450/3€87€164▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€696€705▲
Other operating charges640/8-€80
Gross operating margin9900€661€-415▼
Operating profit (loss)9901€-35€-1k▼
Financial charges65/66B€47€45▼
Recurring financial charges65€47€45▼
Profit (loss) for the period before taxes9903€-82€-1k▼
Income taxes67/77€6-
Profit (loss) for the period9904€-88€-1k▼
Profit (loss) for the period to be appropriated9905€-88€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-4k▼
Profit (loss) brought forward from the previous period14P€-2k€-2k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To contributions691€2k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
30-07
State Gazette act
Registered office · Purpose · Statutes amendment · Resignations & appointmentsGeneral meeting · Director resignation · Director discharge9 facts ▸
State Gazette act
Registered office · Purpose · Statutes amendment · Resignations & appointments
General meeting · Director resignation · Director discharge9 facts ▸
- General meeting, 25 juillet 2026
- Director resignation, VAN DYCK Karine Marie-Laurence Hubert (administrateur)
- Director discharge, VAN DYCK Karine Marie-Laurence Hubert
- Director appointment, SNOECK Charlotte (administrateur non-statutaire)
- Mandate compensation, SNOECK Charlotte
- Registered-office move, 1470 Genappe, chaussée de Charleroi, 2
- Purpose change, La société a comme objet: I. Activités spécifiques ... IV. Dispositions particulières ...
- Corporate purpose, La société a comme objet: I. Activités spécifiques ... IV. Dispositions particulières ...
- Statutes amendment
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €4k ▲166%
Operating result €5k, net result €4k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.62
Current ratio from 1.19 to 2.62; short-term debt falls from €5k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
31-12
Financial
Back to profitnet €502
Net result €502 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
SNOECK Charlotte
CurrentAdministrateur non statutaire · since 25-07-2026
25-07-2026
SNOECK Charlotte: Appointed as Administrateur non statutaire
25-07-2026
VAN DYCK Karine Marie-Laurence Hubert: Resigned as Director
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Charleroi 21470 GenappeGround area
221 m²
Building footprint
34 m²
Volume, LiDAR
247 m³
Parcel 25003D0024/00K004, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carrefour Market Genappe
since 20132.218.249.448
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003D0024/00K004 | Wallonia | 221 m² | 1 · 34 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenappe2.218.249.448
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Of 6,128 companies in sector 46190 we hold annual accounts for 2,554. 877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2013
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:chakrilau@gmail.com
Phone:0496280934