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CHABRÉ

Active Private limited companyfounded 2005active for 20 yearsSlinkerstraat 85, 3920 LommelKBO/BCE: BE 0877.205.642
CHABRÉ
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Overview

Lifetime

20 annual accounts with figures on one time axis
peak €112,018 (2020)
€15,681▼ 47.4%
lowest -€29,778 (2015)
-€15,167▼ €4,414
peak €48,313 (2023)
€22,394▼ 40.4%
€92,126▲ 36.7%
peak 2.7 FTE (2017)
0.3 FTE▼ 50.0%
Board1 name since 2005
1 directorULENAERS Koen Jozef Frieda
Documentsfilings and deeds
18-06-202643 days before the deadline
2025abbreviated format
Gross margin from €29,815 to €15,681Loss of €15,167Staff from 0.6 FTE to 0.3 FTEEquity from €37,560 to €22,394Debts from €67,414 to €92,126Cash from €12,172 to €114

Key points

from the 2025 annual accounts

Losses

-€25,919 in two years
-10,7532024-15,1672025

The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.

Debts

€92,126 80% of the balance sheet
Financial debts 47%Suppliers 14%Taxes and wages 3%Other 36%

€41,820 of the debts are secured on the company's own assets. In 2024 that was €50,019.

Investments

€32,500 1.9 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 14.0% higher than in 2024.

Liquidity

0.52 was 1.04 in 2024

Short-term debts rose from €32,775 to €68,098.

Filings

20 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

The last five annual accounts were filed 3 to 43 days before the end of the period.

Position in the sector

-€15,167

Lower net result than 84% of companies in food products. Sector median €33,053 · 1,012 companies.

Checked score

52
Fair
Financially stronger than 19% of micro companies in food products (NACE 10)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.1% across 3,080 companies (NACE 10, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6%lowest value 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.9 percentage points vs 06-2026highest value 08-2026: 1.9%● unchanged vs 07-2026highest value 09-2026: 1.9%● unchanged vs 08-2026highest value 10-2026: 1.9%● unchanged vs 09-2026highest value 11-2026: 1.9%● unchanged vs 10-2026highest value

Financial strength
Weak

45-16equity 19.6% of total assets
19-32short-term debt 59.5% · cash 0.1%
4-9return on assets -13.2%

Score breakdown

raises risk
Loss of €15,167, the second in a row (financial year 2025)
Sector: Manufacture of food products (NACE 10)
lowers risk
Founded in 2005
Size: 0.3 FTE, total assets €114,520
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 36% of them on solvency, 13% on liquidity, 14% on profitability and 14% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,221 companies had the same profile as CHABRÉ has now. Each dot stands for 4 companies, two years later.

88.6%
were still trading
7.4%
stopped another way
3.8%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CHABRÉ itself: 1.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,221 companies, not a prediction for CHABRÉ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.52 (1.04 in 2024), below 1. Short-term debt is 59.5% and cash 0.1% of total assets. 80.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €15,167, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 0.3 FTE, total assets €114,520
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15,167
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
3 days early
2023
29 days early
2022
28 days early
2021
37 days early
2020
22 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

UK
ULENAERS Koen Jozef Frieda
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0877205642
Company renamed from BAKKERIJ CHABRÉ to CHABRÉ Change of role: ULENAERS Koen Jozef Frieda, from manager to director · “De uitoefening van alle activiteiten van warme bakker en koude bakker; Kleinhandel in producten van brood- en…” (deed in Dutch) · Director discharge: ULENAERS Koen Jozef Frieda · General meeting of 24-07-2023 · Gazette deed
First establishment Slinkerstraat 85, Lommel
Incorporation published on 22-11-2005 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
CHABRÉ Lommel €114,520 €15,681 19.6% 0.3
BOULANGERIE - PATISSERIE MICHEL Honnelles €111,207 €30,119 -159.5% 0.5
BROOD- EN BANKETBAKKERIJ FABRY Oud-Turnhout €107,846 €14,049 83.4% -
A & S BAKERY Sint-Gillis (bij-Brussel) €130,240 €14,655 62.4% -
ZABIZAK Brussels €94,897 €19,340 57.3% -
JONCKERS Glabbeek €110,585 €11,071 33.2% -
Mattetaarten VAN BELLE Geraardsbergen €110,832 €13,719 46.9% -

These companies have the same main activity as CHABRÉ: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €94,900 and €130,000, founded between 1988 and 2006.

Official details

Source: KBO
Status
Active since 10-11-2005Normal situation
Activity
Artisanal bread and fresh pastry makingNACE 10712and 2 others
Establishment unit
2.150.352.2203920 Lommel, since 08-12-2005
Financial year end
31 December
Peppol
Reachable since 09-04-2025
Company details

Annual accounts 2025

€15,681▼ 47.4%
≈ €110,000estimated
€15,167▲ 41.1%
€22,394▼ 40.4%
€114,520▲ 9.1%
0.3 FTE▼ 50.0%
Filing
Filed on 18-06-2026, 43 days before the end of the filing period
Financials

Insights on CHABRÉ

CHABRÉ files the abbreviated format. That format states no turnover. The gross margin fell from €41,271 in 2006 to €15,681 in 2025.

The balance sheet grew most from 2021 to 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 18-06-2026, 43 days before the deadline
€15,681
▼ 47.4%
-€14,926
▼ €7,623
-€15,167
▼ €4,414
-€32,510
▼ €33,828
19.6%
▼ 16.2 percentage points
0.52
▼ 0.52

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €44,000 and €270,000.

Balance sheet

balance sheet total €114,520 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

19.6%

Higher than 30% of 1,013 companies in 2025.

0.52

Higher than 14% of 1,003 companies in 2025.

-13.2%

Higher than 10% of 1,005 companies in 2025.

CHABRÉ Middle half of the sector 80% of the sector Abbreviated accounts in food products (NACE 10)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half · Staff: bottom quarter

Staff

€43,043

Staff costs divided by the average number of full-time equivalents.

level

contracts started contracts ended

In 2025, 63 people joined and 63 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 114,520104,975119,39984,62561,31131,23834,48338,50739,15052,81343,41478,387101,353132,773169,186119,277140,604146,189147,128157,762
20 ----------------7701,6932,6173,540
21/28 78,93370,88268,44730,80329,9098,88311,13212,38313,41616,60515,52840,75968,60097,793119,71688,779110,713128,223122,219138,662
22/27 78,43370,38267,94730,30329,4098,38310,63211,88312,91616,10515,02840,25968,10097,293119,21688,279109,443126,030119,602135,122
22 4,6485,214--1593174766347931,2011,70712,09518,06922,45826,97227,55932,78434,14434,50537,916
23 69,64961,10662,79524,98123,0044,8225,5953,3482,3933,6807,01426,68448,26472,73187,46655,37268,32980,73682,89995,180
24 8707671,1075277038791,2733,2995,3257,3791,1931,4801,7672,1044,7785,3488,33011,1502,1992,026
26 3,2653,2954,0454,7945,5442,3653,2884,6014,4063,8445,114---------
28 500500500500500500500500500500500500500500500500500500--
29/58 35,58734,09350,95253,82331,40222,35423,35126,12425,73536,20827,88537,62832,75334,97949,47130,49829,89117,96624,90919,100
29 --5,56111,525----------------
291 --5,56111,525----------------
3 9,93310,98722,81420,9828,52113,87911,86114,94514,17616,45617,49517,64115,97620,69718,24710,1479,5697,0967,3046,998
30/36 9,93310,98722,81420,9828,52113,87911,86114,94514,17616,45617,49517,64115,97620,69718,24710,1479,5697,0967,3046,998
40/41 24,40610,24015,4236,6615,3912,7254,7274,4025,93212,5397,08414,9059,63710,65318,29711,74913,7044,70310,0733,752
40 21,6302,9846,5406,6615,0082,7253,8934,2004,9629,5285,66214,3239,63710,1519,61511,74910,8482,3503,1943,168
41 2,7767,2578,884-383-8332029713,0121,422582-5038,682-2,8562,3526,879584
54/58 11412,1727,1549,07317,4905,7516,7646,7773,4665,5922,7023,3434,6691,2629,5243,9874,2283,7884,1825,138
490/1 1,135694-5,582----2,1601,6206041,7402,4722,3673,4034,6152,3902,3803,3503,212
Balance sheet: equity and liabilities
10/49 114,520104,975119,39984,62561,31131,23834,48338,50739,15052,81343,41478,387101,353132,773169,186119,277140,604146,189147,128157,762
10/15 22,39437,56048,31346,98218,791-31,223-93,757-117,315-127,399-120,565-120,007-90,230-72,532-42,857-17,690-8,053-10,808-11,5422,8494,974
10/11 20,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,000
100 ------20,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,000
13 28,31328,31328,31326,982----------------
133 28,31328,31328,31326,982----------------
14 -25,919-10,753---1,209-51,223-113,757-137,315-147,399-140,565-140,007-110,230-92,532-62,857-37,690-28,053-30,808-31,542-17,151-15,026
17/49 92,12667,41471,08637,64342,51962,461128,240155,822166,550173,378163,421168,617173,885175,630186,876127,330151,412157,732144,279152,788
17 24,02934,63942,22910,00020,00020,00023,56027,41034,19848,23265,39081,94798,009113,527130,52586,38797,933111,286109,365105,144
170/4 24,02934,63932,229---3,5607,41014,19828,23245,39061,94778,00993,527110,52566,38777,93391,28692,36588,144
178/9 --10,00010,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00017,00017,000
42/48 68,09832,77528,52127,23621,70541,649103,081126,812130,724123,54696,43185,07074,00460,14054,62039,21751,57244,56733,39346,001
42 17,79115,3807,189--3,5603,8506,78814,90017,13216,55716,56714,98116,44618,18311,05212,76211,4618,8925,873
43 19,517-----11,55213,03712,6957,44912,29113,4881,1554,050--12,6334,4395,069-
430/8 19,517-----11,55213,03712,6957,44912,29113,4881,1554,050--12,6334,4395,069-
44 12,7388,25511,5766,7044,9956,23323,92731,16134,49528,60619,41319,84212,80724,60417,71311,72219,30512,3426,57812,084
440/4 12,7388,25511,5766,7044,9956,23323,92731,16134,49528,60619,41319,61512,80724,60417,71311,72219,30512,3426,57812,084
441 -----------227--------
46 --557-----------------
45 2,7241,8029,07418,47015,93311,22513,72515,15119,6169,86210,22210,38614,94512,15610,4869,4985,0794,2914,8954,082
450/3 2,024-5,13010,8548,2332,4452,0921,2121,0863002296973,1151,015615524188225230218
454/9 7001,8023,9437,6157,7008,77911,63313,93918,5309,5629,9939,68911,83111,1409,8728,9744,8924,0664,6653,865
47/48 15,3287,3381262,06277720,63250,02760,67549,01860,49837,94824,78630,1162,8858,2376,9461,79412,0357,96023,961
492/3 --3364078148121,6001,6001,6271,6001,6001,6001,8731,9631,7301,7261,9071,8791,5211,643
Income statement
76A 5,887-------11,217---4,700-------
9900 15,68129,81548,08194,168106,774112,01883,43870,33467,23353,42741,71061,49052,34656,64165,04464,18246,80736,23340,28041,271
62 12,91324,40534,71342,85239,96738,94446,80946,10458,64838,19537,32640,28846,58740,70836,26429,28411,88513,98113,55324,735
630 16,76111,8516,9775,9483,1193,1784,8484,6686,0237,16525,73128,36428,67532,13630,40224,31724,91823,96219,42822,023
640/8 9338623,0231,8562,1762,8992,7163,7773,5223,1312,7564,1592,6952,4342,4402,4131,2441,4122,2242,563
66A --91---390-48139-2612,803-459--3,49710-
9901 -14,926-7,3033,27743,51161,51266,99728,67315,785-1,4424,897-24,103-11,321-25,611-18,637-4,0628,1698,760-3,1235,075-8,050
75/76B 6,5191,7461,3051964,97426174966313213102292112015149349
75 6,5191,7461,30519644926174966313213102292112015149349
76B ----4,525---------------
65/66B 6,7605,1952,7511,8863,7554,4834,9385,5415,1645,4685,8876,2175,9906,5525,1175,4348,0407,9207,1947,025
65 6,7605,1952,7511,8863,7554,4834,9385,5415,1645,4685,8876,2175,9906,5525,1175,4348,0407,9207,1947,025
9903 -15,167-10,7531,83141,82162,73062,77523,80910,340-6,543-558-29,778-17,698-29,675-25,167-9,6372,755734-14,391-2,126-15,026
67/77 0-50013,63012,716240251255291-----------
9904 -15,167-10,7531,33128,19150,01462,53423,55810,084-6,834-558-29,778-17,698-29,675-25,167-9,6372,755734-14,391-2,126-15,026
9905 -15,167-10,7531,33128,19150,01462,53423,55810,084-6,834-558-29,778-17,698-29,675-25,167-9,6372,755734-14,391-2,126-15,026
Appropriation of the result
9906 -25,919-10,7531,33126,982-1,209-51,223-113,757-137,315-147,399-140,565-140,007-110,230-92,532-62,857-37,690-28,053-30,808-31,542-17,151-15,026
14P -10,753---1,209-51,223---------------
691/2 --1,33126,982----------------
6921 --1,33126,982----------------
Social balance sheet
9087 0.30.61.12.73.21.41.72.22.71.81.81.61.91.61.210.80.50.50.7
Hours worked1013 5701,4201,8092,8972,3892,3502,9982,8393,4202,1262,1942,2212,4952,3342,0421,7179568989101,397
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 18-06-2026 2026-00171657 PDF
31-12-2024 abbreviated format 28-07-2025 2025-00316421 PDF
31-12-2023 micro format 02-07-2024 2024-00216134 PDF
31-12-2022 micro format 03-07-2023 2023-00206290 PDF
31-12-2021 micro format 24-06-2022 2022-20145939 PDF
31-12-2020 micro format 09-07-2021 2021-34400179 PDF
31-12-2019 micro format 30-06-2020 2020-24600448 PDF
31-12-2018 micro format 01-07-2019 2019-26600165 PDF
31-12-2017 micro format 02-07-2018 2018-28100425 PDF
31-12-2016 micro format 05-07-2017 2017-28200587 PDF
31-12-2015 abbreviated format 18-07-2016 2016-33800278 PDF
31-12-2014 abbreviated format 02-07-2015 2015-26800506 PDF
31-12-2013 abbreviated format 30-06-2014 2014-23600501 PDF
31-12-2012 abbreviated format 01-07-2013 2013-24800302 PDF
31-12-2011 abbreviated format 03-07-2012 2012-25400014 PDF
31-12-2010 abbreviated format 22-07-2011 2011-33000315 PDF
31-12-2009 abbreviated format 30-07-2010 2010-37800414 PDF
31-12-2008 abbreviated format 22-07-2009 2009-46700346 PDF
31-12-2007 abbreviated format 02-07-2008 2008-34500174 PDF
31-12-2006 abbreviated format 27-07-2007 2007-52600014 PDF

Subsidies and aid

Flemish government 2025, 1 entry, €431 awarded, €431 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€431

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
1,8354,54810,25449,45964,63170,17533,52220,4534,58112,0621,62817,0433,06513,50026,34032,48633,67820,83924,50313,973
1,5951,0998,30834,13953,13365,71228,40614,752-8116,607-4,04710,667-1,0006,96920,76527,07125,6539,57217,3026,997
32,50014,28644,7126,84224,1459293,9883,6352,8348,2805007842,28510,21461,7982,3837,40833,7633,010156,067
-12,0585,018-1,919-8,41711,739-1,013-143,312-2,1272,890-641-1,3263,407-8,2625,537-240440-394-956-
-32,5101,31822,43126,5869,696-19,294-79,730-100,688-104,989-87,338-68,546-47,442-41,250-25,160-5,150-8,719-21,681-26,601-8,485-26,901
19.6%35.8%40.5%55.5%30.6%-100.0%-271.9%-304.7%-325.4%-228.3%-276.4%-115.1%-71.6%-32.3%-10.5%-6.8%-7.7%-7.9%1.9%3.2%
0.521.041.791.981.450.540.230.210.200.290.290.440.440.580.910.780.580.400.750.42
0.380.700.991.211.050.200.110.090.090.160.110.230.230.240.570.520.390.240.530.26
4.111.791.470.802.26-------------50.6530.72
-67.7%-28.6%2.8%60.0%266.2%--------------74.6%-302.1%
-13.2%-10.2%1.1%33.3%81.6%200.2%68.3%26.2%-17.5%-1.1%-68.6%-22.6%-29.3%-19.0%-5.7%2.3%0.5%-9.8%-1.4%-9.5%
0.270.883.7326.2317.21---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date---34
full-time---1-
part-time---24
in full-time equivalents---1.81.3
0.30.60.71.71.2
On a permanent contract---11
Joined63981023839
Left63981053939

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item20252024202320222021
Debts secured on the company's own assets€41,820€50,019---

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€32,500€14,286€44,712€6,842€24,145
€16,761€11,851€6,977€5,948€3,119

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CHABRÉ

The operating result for 2025 is a loss of €14,926, larger than the loss of €7,303 in 2024. It is the lowest result since 2015.

Debt's share of the balance-sheet total rises from 64.2% to 80.4%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, no change since 2023
ULENAERS Koen Jozef Frieda
Director (not named in the articles)
appointed by deed of 01-08-2023 term without a fixed end
earlier manager, until 01-08-2023
listed in the 2024 annual accounts, filed on 28-07-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 01-08-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
ULENAERS Koen Jozef Frieda
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • ULENAERS Koen Jozef Frieda
    • Director (not named in the articles), from 07-11-2005 to date
    • Manager, until 01-08-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€20,000
Source
deed of 01-08-2023

Articles of association

deed of 01-08-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00

Network & group

No group

CHABRÉ has no parent and no holdings in its annual accounts. ULENAERS Koen Jozef Frieda is the only director. CHABRÉ shares no director with another company.

Timeline

Timeline

29 events since 2005

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 43 days before the deadline
2025
Annual accounts 2024 filed PDFabbreviated format · 3 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0877205642
2024
Annual accounts 2023 filed PDFmicro format · 29 days before the deadline
2023
Company renamed from BAKKERIJ CHABRÉ to CHABRÉChange of role: ULENAERS Koen Jozef Frieda, from manager to director · “De uitoefening van alle activiteiten van warme bakker en koude bakker; Kleinhandel in producten van brood- en…” (deed in Dutch) · Director discharge: ULENAERS Koen Jozef Frieda · General meeting of 24-07-20237 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 28 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 37 days before the deadline
2021
Liquidity more than doubled current ratio 1.45 The current ratio rises from 0.54 to 1.45. Short-term debt falls from €41,649 to €21,705.
Annual accounts 2020 filed PDFmicro format · 22 days before the deadline
2020
Highest result from 2006 to 2025 net €62,534 ▲165% The operating result of €66,997 and the net result of €62,534 are both a record.
Annual accounts 2019 filed PDFmicro format · 31 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 30 days before the deadline
2018
Back to profit net €10,084 The net result is €10,084, after 7 loss-making years.
Annual accounts 2017 filed PDFmicro format · 29 days before the deadline
2017
Annual accounts 2016 filed PDFmicro format · 26 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 13 days before the deadline
2015
Weakest financial year net -€29,778 The net result drops to -€29,778, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2014 filed PDFabbreviated format · 29 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 31 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 30 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 28 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 9 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 1 day before the deadline
2009
Back to profit net €734 The net result is €734, after 3 loss-making years.
Annual accounts 2008 filed PDFabbreviated format · 9 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 29 days before the deadline
2007
Annual accounts 2006 filed PDFabbreviated format · 4 days before the deadline
2005
First establishment Slinkerstraat 85, Lommel
Incorporation PDFpublished on 22-11-2005

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CHABRÉ was incorporated on 10 November 2005.1 In 2023 the company took the name CHABRÉ.2 ULENAERS Koen Jozef Frieda is director of the company, appointed by deed of 01-08-2023.2 Total assets rose from €38,507 in 2018 to €114,520 in 2025 and headcount from 2.2 to 0.3 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-08-2023
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0877.205.642
VAT number
BE 0877.205.642
Peppol ID
0208:0877205642
Legal form
Private limited company
Status
Active, normal situation
Founded
10-11-2005
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 01-08-2023 (in Dutch)
Peppol
Reachable since 09-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CHABRÉ in Dutch
Former name
BAKKERIJ CHABRÉ until the deed of 01-08-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-08-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 01-08-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
10712 Artisanal bread and fresh pastry making main activity
10720 Manufacture of rusks, biscuits and preserved pastry goods
47241 Retail sale of bread and pastry (bakery outlets)
Social security (RSZ) activities
10712 Artisanal bread and fresh pastry making main activity
Codes under NACEBEL 2008
VAT activities
10712 Artisanal bread and fresh pastry making main activity
10720 Manufacture of food products
47241 Retail trade
Social security (RSZ) activities
10712 Artisanal bread and fresh pastry making main activity
Codes under NACEBEL 2003
VAT activities
15812 main activity
15820
52240
Social security (RSZ) activities
15812 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De uitoefening van alle activiteiten van warme bakker en koude bakker; Kleinhandel in producten van brood- en banketbakkerij en het…”
15 activities
  1. De uitoefening van alle activiteiten van warme bakker en koude bakker;
  2. Kleinhandel in producten van brood- en banketbakkerij en het suikergoed,algemene voedingswaren uitgezonderd tabakswaren,alcoholische dranken en verse vleeswaren.
  3. Verbruikssalon.
  4. Klein- en groothandel in bakkerijgrondstoffen,machines en gereedschappen voor de bakkerssector.
  5. Het geven en organiseren van onderricht en opleidingen in verband met de bakkersstiel.
  6. De aanschaf met het oog op ter beschikking stelling,onder alle mogelijke juridische vormen,van onroerende goederen,zowel lichamelijke als onlichamelijke,die dienstig,nuttig of noodzakelijk zijn voor de uitoefening van hun beroep.
  7. Het scheppen van materiële en immateriële structuren,dienstig voor de uitoefening van het beroep door de vennoten.
  8. Leningen aan te gaan en toe te staan,waarborgen te nemen of te laten nemen,borgstellingen – ook hypothecaire – te verlenen voor aandeelhouders.
  9. Entertainingsactiviteiten en het organiseren van events.
  10. Acteerprestaties allerhande.
  11. Overige zakelijke dienstverlening.
  12. Het oprichten en het verwerven van,het deelnemen in,het samenwerken met en het voeren van de directie en/of het management over andere ondernemingen,al dan niet rechtspersonen,evenals het (doen) financieren,ook door middel van het stellen van zekerheden,van andere ondernemingen,al dan niet rechtspersonen,met name van die waarmee de vennootschap in een groep is verbonden.
  13. Het voeren van besturen over en van administratie van vennootschappen,ondernemingen of zaken,alsook het geven van adviezen in de meest ruime zin aan vennootschappen,ondernemingen of zaken.
  14. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen ; de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
  15. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
deed of 01-08-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
Slinkerstraat 85 registered office 3920 Lommel 08-12-2005 2.150.352.220 Buyer of raw cow’s milk
Bakery
Retail with processing activity

Buildings and parcels at the address

Ground area
517 m²
Buildings
377 m²
Volume, LiDAR
1,629 m³
Tallest building
8.1 m
Buildings to scale, each on its own parcel
377 m², 8.1 m 377 m², 8.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
72345B0379/00B003517 m² 1 · 377 m² 8.1 m · 1

Recognitions

Food safety, FASFC

1 site
Lommelunit number 2.150.352.220
3 permissions
Authorisation · Buyer of raw cow’s milk · since 05-10-2010
Authorisation · Bakery · since 16-10-2008
Authorisation · Retail with processing activity · since 16-10-2008

Source: FAVV-AFSCA, open data, updated on 02-11-2026

Dual-learning approval

3 live approvals · 2 ended
Brood- en banketbakkerij duaal (so)
approved · 2022 to 2027
Medewerker (banket)bakkerij duaal (so)
approved · 2022 to 2027
Medewerker bakkerij (vwo)
approved · 2022 to 2027
Show 2 ended approvals
Brood- en banketbakker (so)
discontinued · 2022 to 2025
Broodbakker (so)
discontinued · 2022 to 2025

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