Chabaoui
ActiveChabaoui has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-9k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 2533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-43
Solvency64▲+5
Growth54▼-25
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.56 against 1.5 in 2024; short-term debt: 61.2% and cash: 11.4% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
-9.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
3 d early
2023
65 d late
2022
69 d late
2021
26 d late
2020
85 d late
2019
104 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€239k▼ 28.6%
2024 · €335k
2018: €145k
2019: €184k
2020: €165k
2021: €290k
2022: €330k
2023: €390k
2024: €335k
2018 → 2025
EBIT margin
-3.5%▼ 3.9pp
2024 · 0.4%
2018: 0.3%
2019: -1.5%
2020: -4.9%
2021: 8.5%
2022: 1.7%
2023: 2.0%
2024: 0.4%
2018 → 2025
Net result
€-9k
2024 · €912
2018: €285
2019: €-3k
2020: €-8k
2021: €25k
2022: €-606
2023: €239
2024: €912
2018 → 2025
Working capital
€32k▼ 26.6%
2024 · €43k
2018: €27k
2019: €25k
2020: €17k
2021: €46k
2022: €41k
2023: €42k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€290k-€330k▲ 13.7%€390k▲ 18.3%€335k▼ 14.1%€239k▼ 28.6%
Equity€45k-€45k▼ 1.3%€45k▲ 0.5%€46k▲ 2.0%€36k▼ 20.3%
Operating result€25k-€6k▼ 77.7%€8k▲ 42.5%€1k▼ 83.6%€-8k
Net result€25k-€-606€239€912▲ 281%€-9k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€5k▲ 102%
Current assets
€89k▼ 31.7%
Equity and liabilities €94k
Equity
€36k▼ 20.3%
Debt
€57k▼ 34.2%
The debt ratio falls from 65.6% to 61.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €2k
Cash flow
€-9k▼
2024 · €1k
Solvency
38.8%▲
2024 · 34.4%
Current ratio
1.56▲
2024 · 1.50
Quick ratio
1.37▲
2024 · 1.34
Debt / equity
1.58▼
2024 · 1.91
ROE
-25.5%▼
2024 · 2.0%
ROA
-9.9%▼
2024 · 0.7%
Interest coverage
-49.40▼
2024 · 5.36
Debt
€57k▼
2024 · €87k
Debt ≤ 1 year
€57k▼
2024 · €87k
Income taxes
€688▲
2024 · €220
Staff costs
€128k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€94k▼
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24-€3k
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€247€247=
Current assets29/58€131k€89k▼
Stocks and contracts in progress3€14k€11k▼
Stocks30/36€14k€11k▼
Amounts receivable within one year40/41€94k€67k▼
Trade receivables40€94k€63k▼
Other amounts receivable41€437€3k▲
Cash at bank and in hand54/58€21k€11k▼
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€133k€94k▼
Equity10/15€46k€36k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€25k€16k▼
Amounts payable17/49€87k€57k▼
Amounts payable within one year42/48€87k€57k▼
Trade debts44€69k€26k▼
Suppliers440/4€69k€26k▼
Advances received on contracts in progress46-€22k
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€9k€1k▼
Remuneration and social security454/9€9k€8k▼
Income statement
Code20242025
Turnover70€335k€239k▼
Non-recurring operating income76A-€295
Goods, raw materials, services and sundry goods60/61€250k€119k▼
Remuneration, social security and pensions62€84k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€250€700▲
Other operating charges640/8€636€524▼
Gross operating margin9900€86k€120k▲
Operating profit (loss)9901€1k€-8k▼
Financial income75/76B€136€63▼
Recurring financial income75€136€63▼
Financial charges65/66B€286€158▼
Recurring financial charges65€286€158▼
Profit (loss) for the period before taxes9903€1k€-9k▼
Income taxes67/77€220€688▲
Profit (loss) for the period9904€912€-9k▼
Profit (loss) for the period to be appropriated9905€912€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€16k▼
Profit (loss) brought forward from the previous period14P€24k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-9k ▼1117%
Net result drops to €-9k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €239
Net result €239 after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 5.01
Current ratio from 1.99 to 5.01; short-term debt falls from €18k to €11k.
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 85 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 59 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 4291000 BrusselGround area
213 m²
Building footprint
110 m²
Volume, LiDAR
871 m³
Parcel 21813D0524/00T019, Brussels · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OMNIUM MOTOR
since 20112.205.018.450
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813D0524/00T019 | Brussels | 213 m² | 1 · 110 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 1,947 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2011
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.