CGI Technic

Active

Private limited companyfounded 20224 yrs activeCourtil 31, 6671 Gouvy, BelgiumKBO/BCE: BE 0784.237.278

The computed 12-month bankruptcy probability of CGI Technic is 2.0% (moderate). The 2025 annual accounts show equity of €95k and a net result of €37k. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 9352 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

94 / 100

Excellent▲ +77 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency91▲+46

Growth78▲+26

Stability94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity ample (current ratio 2.04 against 0.88 in 2024), but 53.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 33

Relative position

BE, all sectors

reference

Sector 33

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

46.5%

Return on assets

18.4%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

59 d early

2024

59 d early

2023

30 d late

2022

28 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

10-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€95k▲ 65.5%

2024 · €57k

2022: €33k 2023: €85k 2024: €57k

2022 → 2025

Total assets

€204k▲ 9.3%

2024 · €186k

2022: €63k 2023: €109k 2024: €186k

2022 → 2025

Net result

€37k

2024 · €-28k

2022: €30k 2023: €52k 2024: €-28k

2022 → 2025

Working capital

€41k

2024 · €-5k

2022: €15k 2023: €45k 2024: €-5k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€33k-€85k▲ 156%€57k▼ 32.9%€95k▲ 65.5%

Operating result€43k-€70k▲ 62.4%€-24k€47k

Net result€30k-€52k▲ 71.8%€-28k€37k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €47k after a loss of €24k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €203k

60.2%

39.8%

Fixed assets €123k▼ 16.9%

Current assets €81k▲ 110%

Equity and liabilities €204k

46.5%

53.5%

Equity €95k▲ 65.5%

Debt €109k▼ 15.6%

The debt ratio falls from 69.3% to 53.5%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€86k▲

2024 · €2k

Cash flow

€77k▲

2024 · €-2k

Solvency

46.5%▲

2024 · 30.7%

Current ratio

2.04▲

2024 · 0.88

Quick ratio

1.97▲

2024 · 0.80

Debt / equity

1.15▼

2024 · 2.26

ROE

39.6%▲

2024 · -49.0%

ROA

18.4%▲

2024 · -15.0%

Interest coverage

17.67▲

2024 · 0.54

Debt

€109k▼

2024 · €129k

Debt ≤ 1 year

€40k▼

2024 · €44k

Debt > 1 year

€70k▼

2024 · €85k

Income taxes

€4k▲

2024 · €222

Staff costs

€39k▼

2024 · €43k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€186k€204k▲

Formation expenses20€499€277▼

Fixed assets21/28€147k€123k▼

Tangible fixed assets22/27€147k€123k▼

Land and buildings22€3k€3k▼

Plant, machinery and equipment23€67k€55k▼

Furniture and vehicles24€77k€65k▼

Financial fixed assets28€7€7=

Current assets29/58€39k€81k▲

Stocks and contracts in progress3€3k€3k▼

Stocks30/36€3k€3k▼

Amounts receivable within one year40/41€26k€42k▲

Trade receivables40€26k€31k▲

Other amounts receivable41€413€11k▲

Cash at bank and in hand54/58€4k€36k▲

Deferred charges and accrued income490/1€5k€323▼

Equity and liabilities

Total equity and liabilities10/49€186k€204k▲

Equity10/15€57k€95k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€54k€92k▲

Amounts payable17/49€129k€109k▼

Amounts payable after more than one year17€85k€70k▼

Financial debts170/4€85k€70k▼

Amounts payable within one year42/48€44k€40k▼

Current portion of amounts payable after more than one year42€19k€25k▲

Trade debts44€10k€2k▼

Suppliers440/4€10k€2k▼

Taxes, remuneration and social security45€14k€13k▼

Taxes450/3€6k€6k▲

Remuneration and social security454/9€9k€7k▼

Other amounts payable47/48€61€522▲

Accrued charges and deferred income492/3€53-

Income statement Code20242025

Remuneration, social security and pensions62€43k€39k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€40k▲

Other operating charges640/8€3k€3k▲

Non-recurring operating charges66A-€2k

Gross operating margin9900€48k€131k▲

Operating profit (loss)9901€-24k€47k▲

Financial charges65/66B€4k€5k▲

Recurring financial charges65€4k€5k▲

Profit (loss) for the period before taxes9903€-28k€42k▲

Income taxes67/77€222€4k▲

Profit (loss) for the period9904€-28k€37k▲

Profit (loss) for the period to be appropriated9905€-28k€37k▲

Appropriation of the result

Profit (loss) to be appropriated9906€54k€92k▲

Profit (loss) brought forward from the previous period14P€82k€54k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €37k

Net result €37k after one loss-making year.

31-12

Financial Liquidity doublescurrent ratio 2.04

Current ratio from 0.88 to 2.04; short-term debt falls from €44k to €40k.

02-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-28k ▼154%

Net result drops to €-28k, the lowest in the series; recovery starts the following year.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Highest result since 2022net €52k ▲71.8%

Operating result €70k, net result €52k, both a record.

28-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gouvy · 1 establishment unit since 2022

exact location from the address register On OpenStreetMap

Ground area

1,148 m²

Building footprint

116 m²

Parcel 82007E0829/00C000, Wallonia. Linked by address, not a title deed.

1 establishment unit

CGI TECHNIC

Courtil 31, 6671 GouvyManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20222.333.235.921

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
82007E0829/00C000	Wallonia	1,148 m²	1 · 116 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,703 companies in sector 33120 we hold annual accounts for 1,334. 1,116 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-03-2022

Fiscal year end31-12

Activities, NACEBEL

33120Repair and maintenance of machinery

71121Engineering and related technical consultancy, excluding land surveyors

16281Manufacture of other wood products

25510Coating of metals

25610Manufacture of fabricated metal products, except machinery and equipment

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.