CG CONFORT
ActiveSummary
CG CONFORT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431k and a net result of €66k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.36 in 2024; short-term debt: 11.6% and cash: 6.3% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
13.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
134 d early
2024
126 d early
2023
8 d late
2022
18 d early
2021
12 d early
2020
22 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€66k▲ 5.0%
2024 · €63k
2018: €50k
2019: €75k
2020: €56k
2021: €72k
2022: €62k
2023: €63k
2024: €63k
2018 → 2025
Working capital
€-23k▲ 65.2%
2024 · €-66k
2018: €-16k
2019: €-4k
2020: €-14k
2021: €-28k
2022: €-36k
2023: €-50k
2024: €-66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237k-€300k▲ 26.6%€351k▲ 17.2%€390k▲ 10.9%€431k▲ 10.6%
Operating result€94k-€90k▼ 3.7%€92k▲ 1.4%€89k▼ 2.7%€94k▲ 5.0%
Net result€72k-€62k▼ 13.3%€63k▲ 1.3%€63k▼ 0.8%€66k▲ 5.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €488k
Fixed assets
€454k ▼ 0.4%
Current assets
€33k ▼ 10.3%
Equity and liabilities €488k
Equity
€431k ▲ 10.6%
Debt
€56k ▼ 45.5%
Debt's share of the balance-sheet total falls from 21.0% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €91k
Cash flow
€68k▲
2024 · €64k
Current ratio
0.59▲
2024 · 0.36
Debt to equity
0.13▼
2024 · 0.27
ROE
15.3%▼
2024 · 16.1%
ROA
13.5%▲
2024 · 12.7%
Interest coverage
21.71▲
2024 · 21.61
Debt ≤ 1 year
€56k▼
2024 · €103k
Income taxes
€23k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€493k€488k▼
Fixed assets21/28€456k€454k▼
Tangible fixed assets22/27€3k€718▼
Furniture and vehicles24€3k€718▼
Financial fixed assets28€454k€454k=
Current assets29/58€37k€33k▼
Amounts receivable within one year40/41€934€1k▲
Trade receivables40€934€1k▲
Cash at bank and in hand54/58€33k€31k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€493k€488k▼
Equity10/15€390k€431k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€369k€411k▲
Amounts payable17/49€103k€56k▼
Amounts payable within one year42/48€103k€56k▼
Current portion of amounts payable after more than one year42€56k-
Trade debts44€2k€244▼
Suppliers440/4€2k€244▼
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€31k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€287€261▼
Gross operating margin9900€91k€96k▲
Operating profit (loss)9901€89k€94k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€85k€89k▲
Income taxes67/77€22k€23k▲
Profit (loss) for the period9904€63k€66k▲
Profit (loss) for the period to be appropriated9905€63k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€394k€435k▲
Profit (loss) brought forward from the previous period14P€331k€369k▲
Profit to be distributed694/7€24k€24k▼
Return on contributions (dividend)694€24k€24k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €237k ▲27.3%
4 profitable years in a row build equity to €237k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €186k ▲42.5%
3 profitable years in a row build equity to €186k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €75k ▲51.3%
Operating result €104k, net result €75k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲134%
2 profitable years in a row build equity to €131k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre, Biesme 35640 MettetGround area
396 m²
Building footprint
64 m²
Parcel 92013E0080/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CG CONFORT
since 20182.335.818.396
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92013E0080/00G000 | Wallonia | 396 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JH CONSULTING
BE 0464.845.972
Merchtem · Eq €431,308
NoLam
BE 0708.991.113
Overijse · Eq €431,174
SYQUEST MANAGEMENT
BE 0828.712.174
Holsbeek · Eq €431,376
GENESIS 3C
BE 0837.946.871
Thimister-Clermont · Eq €431,106
LeFun
BE 0738.486.041
Herenthout · Eq €431,438
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.