CFO Centre
ActiveSummary
CFO Centre has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,013 and a net result of -€17. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37=
Solvency30=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.06 in 2024; short-term debt: 95.1% and cash: 11.5% of total assets), and 95.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
0%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 8737 sector peers (2025).
NBB · sector comparisonPosition among 8737 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
13 d early
2023
14 d early
2022
21 d early
2021
5 d early
2020
51 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€13,013▼ 0.1%
2024 · €13,030
Total assets
€267,332▲ 7.6%
2024 · €248,489
Net result
-€17▲ 72.5%
2024 · -€60
Working capital
€12,746▼ 2.2%
2024 · €13,030
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,138-€2,710-€5,014▼ 85.0%€531€1,539▲ 190%
Net result€6,945within the sector's middle half-€1,208below the sector's middle half-€4,210below the sector's middle half▼ 248%-€60below the sector's middle half▲ 98.6%-€17below the sector's middle half▲ 72.5%
Equity€18,508below the sector's middle half▲ 0.9%€17,300below the sector's middle half▼ 6.5%€13,090below the sector's middle half▼ 24.3%€13,030below the sector's middle half▼ 0.5%€13,013below the sector's middle half▼ 0.1%
Total assets€298,505below the sector's middle half▲ 46.1%€295,145below the sector's middle half▼ 1.1%€267,160below the sector's middle half▼ 9.5%€248,489below the sector's middle half▼ 7.0%€267,332below the sector's middle half▲ 7.6%
Debt€279,997▲ 45.3%€277,845▼ 0.8%€254,070▼ 8.6%€235,459▼ 7.3%€254,319▲ 8.0%
Working capital€18,508▲ 60.1%€17,300▼ 6.5%€13,090▼ 24.3%€13,030▼ 0.5%€12,746▼ 2.2%
Solvency6.2%below the sector's middle half▼ 2.8pp5.9%below the sector's middle half▼ 0.3pp4.9%below the sector's middle half▼ 1.0pp5.2%below the sector's middle half▲ 0.3pp4.9%below the sector's middle half▼ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 190% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267,332
Fixed assets
€267
Current assets
€267,065
Equity and liabilities €267,332
Equity
€13,013 ▼ 0.1%
Debt
€254,319 ▲ 8.0%
Debt's share of the balance-sheet total rises from 94.8% to 95.1%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.05▼
2024 · 1.06
Debt to equity
19.54▲
2024 · 18.07
ROE
-0.1%▲
2024 · -0.5%
ROA
0.0%▲
2024 · 0.0%
Debt ≤ 1 year
€254,319▲
2024 · €235,459
Income taxes
€1,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,038 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a small loss
2.9%
went bankrupt
2.7%
stopped otherwise
94%
still going
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €24,322 | €4,499 | -€13,791 | -€28,772 | €0 | ▲ 100% |
| Other operating charges640/8 | €489 | €1,455 | €14,324 | €29,323 | €566 | ▼ 98.1% |
| Gross operating margin9900 | €32,949 | €3,244 | -€4,480 | €1,082 | €2,104 | ▲ 94.4% |
| Operating profit (loss)9901 | €8,138 | -€2,710 | -€5,014 | €531 | €1,539 | ▲ 190% |
| Financial income75/76B | €107 | €3,153 | €1,401 | €11 | €42 | ▲ 289% |
| Recurring financial income75 | €107 | €3 | €7 | €11 | €42 | ▲ 289% |
| Non-recurring financial income76B | - | €3,150 | €1,395 | - | - | - |
| Financial charges65/66B | €556 | €781 | €598 | €602 | €561 | ▼ 6.9% |
| Recurring financial charges65 | €556 | €781 | €598 | €602 | €561 | ▼ 6.9% |
| Profit (loss) for the period before taxes9903 | €7,689 | -€338 | -€4,211 | -€60 | €1,020 | ▲ 1,790% |
| Income taxes67/77 | €744 | €870 | -€0 | - | €1,037 | - |
| Profit (loss) for the period9904 | €6,945 | -€1,208 | -€4,210 | -€60 | -€17 | ▲ 72.5% |
| Profit (loss) for the period to be appropriated9905 | €6,945 | -€1,208 | -€4,210 | -€60 | -€17 | ▲ 72.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €298,505 | €295,145 | €267,160 | €248,489 | €267,332 | ▲ 7.6% |
| Fixed assets21/28 | - | - | - | - | €267 | - |
| Financial fixed assets28 | - | - | - | - | €267 | - |
| Current assets29/58 | €298,505 | €295,145 | €267,160 | €248,489 | €267,065 | ▲ 7.5% |
| Amounts receivable within one year40/41 | €236,897 | €232,714 | €236,503 | €213,253 | €226,867 | ▲ 6.4% |
| Trade receivables40 | €234,830 | €232,620 | €234,971 | €213,253 | €225,058 | ▲ 5.5% |
| Other amounts receivable41 | €2,068 | €94 | €1,531 | - | €1,809 | - |
| Cash at bank and in hand54/58 | €61,608 | €62,431 | €30,657 | €35,236 | €30,731 | ▼ 12.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €9,467 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €298,505 | €295,145 | €267,160 | €248,489 | €267,332 | ▲ 7.6% |
| Equity10/15 | €18,508 | €17,300 | €13,090 | €13,030 | €13,013 | ▼ 0.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€92 | -€1,300 | -€5,510 | -€5,570 | -€5,587 | ▼ 0.3% |
| Amounts payable17/49 | €279,997 | €277,845 | €254,070 | €235,459 | €254,319 | ▲ 8.0% |
| Amounts payable within one year42/48 | €279,997 | €277,845 | €254,070 | €235,459 | €254,319 | ▲ 8.0% |
| Trade debts44 | €277,019 | €262,853 | €243,024 | €220,392 | €235,229 | ▲ 6.7% |
| Suppliers440/4 | €277,019 | €262,853 | €243,024 | €220,392 | €235,229 | ▲ 6.7% |
| Taxes, remuneration and social security45 | €2,978 | €13,972 | €11,045 | €15,067 | €19,090 | ▲ 26.7% |
| Taxes450/3 | €2,978 | €13,972 | €11,045 | €15,067 | €19,090 | ▲ 26.7% |
| Other amounts payable47/48 | - | €1,020 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,945 | -€1,208 | -€4,210 | -€60 | -€17 | ▲ 72.5% |
| Operating cash flow (approximation) | €6,945 | -€1,208 | -€4,210 | -€60 | -€17 | ▲ 72.5% |
| Change in cash | - | €823 | -€31,775 | €4,579 | -€4,505 | ▼ 198% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €6,945
Net result €6,945 after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€6,782
Net result drops to -€6,782, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
3,154 m²
Building footprint
885 m²
Parcel 11808H1298/00C000, Flanders. Linked by address, not a title deed.
170
companies at this address
See who is registered here
1 establishment unit
CFO Centre
since 20152.248.244.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1298/00C000 | Flanders | 3,154 m² | 1 · 885 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 25,900 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
coen.vanderkley@cfocentrum.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0643522942
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.