Active BE 0737.797.638Private limited company

CFINANCE HOLDING

Fortstraat 27 ·8400 Oostende, Belgium· 6 yrs active

Sector: Financial services (64210)

Conclusion Checked

CFINANCE HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	6 yrs
Board	1
Locations	1
Publications	4

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2019, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview6 NBB filings

Financials being processed

NBB has 6 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2025	verkort	26-05-2026	2026-00120870
31-12-2024	verkort	08-05-2025	2025-00092901
31-12-2023	verkort	20-09-2024	2024-00469918
31-12-2022	verkort	08-11-2023	2023-00509465
31-12-2021	verkort	02-11-2022	2022-20481437
31-12-2020	verkort	22-04-2021	2021-10900201

Directors & mandates 2 directors

Current directors & mandates

EMCALegal entity
Director· perm. rep.: Lieselot Adransens
State Gazette act 21027576 (02-03-2021)

Current
02-01-2021 → present

Former directors (1)

Lieselot Adriansens
Director
State Gazette act 21027576 (02-03-2021)

Former
- → 02-01-2021

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	18-11-2019
Status	Active
Postal code	8400

Connections & network 6 connected companies

Group structure

EMCA

Parent · 3 subsidiaries · 1 location

Control→

CFINANCE VERZEKERINGEN

Subsidiary · 1 location

→

OSTEND FINANCE

Subsidiary · 1 location

→

Network connections

JGD

Shared address

→

JGD IMMO

Shared address

→

LenH

Shared address

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

CFINANCE HOLDING

Fortstraat 27, 8400 OostendeHoldings

since 20192.295.868.551

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35382D0707/00Y000	Flanders	704 m²	1 · 517 m²	7.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

26-05-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

07-11-2025

State Gazette act Registered-office change

v3.2

08-05-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

07-11-2024

State Gazette act Director changes

v3.2

20-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

08-11-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

02-11-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

22-04-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

02-03-2021

State Gazette act Director changes

v3.2

2019

20-11-2019

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 4 acts

Address history · 1

07-11-2025

v3.2

All acts · 4 updated 9 months ago

2025

07-11-2025 Registered office moved from Bredene to Oostende Registered-office change

Driftweg 199, 8450 Bredene → Fortstraat 27, 8400 Oostende

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Oostende",
        "region": null,
        "street": "Fortstraat",
        "country": "BE",
        "postcode": "8400",
        "box_number": null,
        "street_number": "27"
      },
      "old_address": {
        "city": "Bredene",
        "region": null,
        "street": "Driftweg",
        "country": "BE",
        "postcode": "8450",
        "box_number": null,
        "street_number": "199"
      },
      "effective_date": "2025-09-01",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Driftweg 199, 8450 Bredene naar Fortstraat 27, 8400 Oostende, en dit vanaf 01/09/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0737.797.638",
    "name_full": "CFINANCE HOLDING",
    "legal_form": "BV"
  }
}

2024

07-11-2024 2 resigning Director changes

BV EMCA, Bestuurder
BV EMCA, Gedelegeerd bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BV EMCA",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-06-27",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van BV EMCA, met zetel te 8420 De Haan Vogelzanglaan 4, als niet-statutaire bestuurder, en dit met ingang op 27/06/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "BV EMCA",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-06-27",
      "evidence_quote": "Het bestuursorgaan beslist tot ontslag van BV EMCA, met zetel te 8420 De Haan Vogelzanglaan 4, als gedelegeerd bestuurder met ingang op 27/06/2024."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0737.797.638",
    "name_full": "CFINANCE HOLDING",
    "legal_form": "BV"
  }
}

2021

02-03-2021 1 director appointed, 1 resigning Director changes

Lieselot Adransens, Bestuurder
Lieselot Adriansens, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lieselot Adriansens",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-01-02",
      "evidence_quote": "De vergadering aanvaardt het ontslag van Mevrouw Lieselot Adriansens als bestuurder en dit met ingang vanaf 02 januari 2021.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lieselot Adransens",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0758842183",
        "name": "EMCA BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-01-02",
      "evidence_quote": "De vergadering beslist tot benoeming van EMCA BV, met ondernemingsnummer 0758.842.183, en met vaste vertegenwoordiger Lieselot Adransens, als bestuurder van de vennootschap en dit met ingang vanaf 02 januari 2021."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0737.797.638",
    "name_full": "CFINANCE HOLDING",
    "legal_form": "BV"
  }
}

2019

20-11-2019 Incorporation of a new BV Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "8450 Bredene, Driftweg 199",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "ADRIANSENS Lieselot",
        "niss": null,
        "address": "8420 De Haan, Kardinaal Mercierlaan 22 bus 301"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 200531.66,
      "holder_person_name": "ADRIANSENS Lieselot",
      "is_subscriber_only": true,
      "n_shares_subscribed": 133,
      "amount_subscribed_eur": 200531.66,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "ADRIANSENS Bert",
        "niss": null,
        "address": "8020 Oostkamp, Wollestraat 14"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 200531.66,
      "holder_person_name": "ADRIANSENS Bert",
      "is_subscriber_only": true,
      "n_shares_subscribed": 133,
      "amount_subscribed_eur": 200531.66,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "DEJONGHE Jord",
        "niss": null,
        "address": "8600 Diksmuide, Kasteelstraat 23 bus 32"
      },
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "in_kind",
      "amount_paid_in_eur": 0,
      "holder_person_name": "DEJONGHE Jord",
      "is_subscriber_only": false,
      "n_shares_subscribed": 94,
      "amount_subscribed_eur": 200535.01,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "TJK INVEST"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "TJK INVEST",
      "contribution_type": "cash",
      "amount_paid_in_eur": 200001.66,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 240,
      "amount_subscribed_eur": 200001.66,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0822.484.972",
        "name": "JGD BVBA"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": "0822.484.972",
      "holder_org_name": "JGD BVBA",
      "contribution_type": "cash",
      "amount_paid_in_eur": null,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": null,
      "amount_subscribed_eur": null,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0836.094.963",
        "name": "TJK Invest BVBA"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "C",
      "partner_role": null,
      "holder_org_kbo": "0836.094.963",
      "holder_org_name": "TJK Invest BVBA",
      "contribution_type": "cash",
      "amount_paid_in_eur": null,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": null,
      "amount_subscribed_eur": null,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 601599.99,
  "subject_company": {
    "kbo": "0737.797.638",
    "name_full": "CFINANCE HOLDING",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2019-11-18",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210

Primary activity highlighted.

Names & trade names

Legal nameNL

CFINANCE HOLDING

Registered office

Fortstraat 27

8400 Oostende, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

IMMO HANSSENS BE 0429.672.287 · Oostende

A-Hotels BE 0421.079.572 · Oostende

BRIDELANCE BE 0429.957.844 · Oostende

COPERMA BE 0428.356.255 · Oostende

DELANGHE PROPERTIES BE 0416.248.081 · Oostende