Summary
CFC EUROPE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.1m and a net result of €878,564. Equity has been growing by about 75% per year since 2019. Its solvency ranks better than 52% of 612 sector peers (NACE 66, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 17-10-2018 Normal situation
- Registered office
- 397 active companies are registered at this address 31 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
- Establishment unit
- 2.369.234.106 1050 Elsene, since 17-10-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- C & B SOCIETE PROFESSIONNELLE D'AVOCATChair · permanent representative Thomas FAELLI
- Angus MARSHALLDaily manager
- Nicholas LINEDaily manager
- Auditor
- SRL DELOITTE Réviseurs d'Entreprises
Shareholders
- CFC Group Limitedconsolidatesannual accounts 2025
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €878,564
- ▲ 113%
- Equity
- €2.1m
- ▼ 35.3%
- Total assets
- €4.6m
- ▼ 17.2%
- Employees on 31-12-2025
- 12
- ▲ 20.0%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
53 days early
2024
54 days early
2023
49 days early
2022
63 days early
2021
88 days early
2021
17 days early
2020
96 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 60 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Result rose in 2025from €412,788 to €878,564 ▲ 113% View
- Positive: Higher net result than 87% of companies in auxiliary financial servicessector median €113,793 · 613 companies €878,564 View
- Board changedlatest change 20-07-2026 · 5 in office 3 joined · 3 left View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €878,564 8 years View
Recent changes
- · Gazette deed Resignation: Andrew HOLMES (director)Branch representative
- · Gazette deed Appointments: Paul DUFFY, Nicholas LINE and C & B SOCIETE PROFESSIONNELLE D'AVOCAT SRLPermanent representative: Thomas FAELLI
- · Gazette deed Resignations: Michael GRIST (director) and Louise O'SHEA (director)
Comparable companies
These companies have the same main activity as CFC EUROPE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €3.4m and €12m, founded between 2013 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| CFC EUROPE Elsene | €4.6m | €5.5m |
| Quatannens-Norga Verzekeringen Anzegem | €4.5m | €3.1m |
| HECK VERSICHERUNGEN Bütgenbach | €4.1m | €2.3m |
| Kantoor Bouly Lommel | €3.4m | €2.0m |
| AKSES FINANCIAL COACHING Halle | €4.1m | €1.9m |
| R.G.F. LIFE Chaudfontaine | €11.7m | €3.2m |
| Financieel Maatwerk Hasselt | €4.1m | €1.9m |
Key facts about CFC EUROPE
- What is the company number of CFC EUROPE?
- The company number of CFC EUROPE is 0711.818.068. The VAT number is the same number with BE in front: BE 0711.818.068.
- Where is CFC EUROPE based?
- The registered office is at Marsveldplein 5, 1050 Elsene.Company details
- What does CFC EUROPE do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of CFC EUROPE?
- The legal form of CFC EUROPE is Public limited company (NV).
- When was CFC EUROPE founded?
- CFC EUROPE was founded on 17-10-2018.
- Is CFC EUROPE still active?
- Yes, CFC EUROPE is an active enterprise in the KBO register.
- How many employees does CFC EUROPE have?
- CFC EUROPE had an average of 11 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CFC EUROPE fall under?
- In its 2025 annual accounts, CFC EUROPE states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
- What is the turnover of CFC EUROPE?
- The turnover in financial year 2025 is ≈ €9.5m. This figure is estimated from the gross margin of €5.5m and 1,584 comparable companies of the same size. It probably lies between €6.4m and €16.0m. It is a rough estimate.
- Is CFC EUROPE profitable?
- In financial year 2025, CFC EUROPE made a profit of €878,564.
- Where can I find the annual accounts of CFC EUROPE?
- CFC EUROPE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CFC EUROPE due?
- CFC EUROPE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed
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