CF GROUP BENELUX

Active

Public limited companyfounded 1971active for 55 yearsEuropalaan 74, 1932 Zaventem, BelgiumKBO/BCE: BE 0408.217.966

Summary

CF GROUP BENELUX has been active since 1971 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of -€368,997. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 51% of 6,153 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

CF GROUP BENELUXActiveChecked score 81/100

Risk analysis Report Compare

Activity

Wholesale of construction materials, general range

NACE 46831

2 sites

Size

€11.0mturnover 2025

Staff: 22.2 FTE
Equity: €3.0m
Loss: -€368,997

Financial health

81 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Parent: CF GROUP FRANCE SAS
Board: 5 members
Holdings: 2

Gil Luc GALIEManaging director

Auditor: Michel Weber2025 accounts 23 days early6 of 19 deeds summarised

Why 81raises riskLoss of €368,997, the second in a row (financial year 2025)Liquidity: current ratio 2.44, cash €81,247lowers riskFounded in 1971Legal form: public limited companyShow the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 31% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 71-2

equity 46.3% of total assets

Liquidity 37-3

short-term debt 32.8% · cash 1.2%

Profitability 13+9

return on assets -5.7%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024lowest value 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.3 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026highest value 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.3 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €240,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.44, compared with 2.7 in 2024, above the usual 1.5; short-term debt: 32.8% and cash: 1.2% of total assets), but 53.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 54% on solvency, 40% on liquidity, 8% on profitability and 23% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Loss of €368,997, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 2.44, cash €81,247

NBB · annual accounts

Founded in 1971

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Legal form: public limited company

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€368,997

Latest accounts filed on time

The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 08-05-2026, 23 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

23 days early

2024

46 days early

2023

28 days early

2022

6 days late

2021

6 days early

2020

19 days early

2019

44 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. The company usually files around 8 May (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-10-2026 year end31-05-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-10-2026 Resignation: Gil Galle (director)Appointment: Jérôme Abbé (director)
08-05-2026 Annual accounts filedfinancial year 2025 · full…
27-10-2025 Appointment: CF Group Netherlands Holding (director)Permanent representatives: Mayer-Klenk Cedrik and…

Key points

Risk: 3 loss-making years in a rowloss financial year 2025 -€368,997 View
Caution: Among the weakest 8% on net resultsector median €112,168 · 6,087 companies -€368,997 View
Positive: Result rose in 2025from -€780,598 to -€368,997 ▲ 52.7% View
Controlled by CF GROUP FRANCE SASthe company in turn controls 1 companies parent View
Board changedlatest change 01-05-2026 · 5 in office 1 joined · 1 left View
Active since 1971founded 12-03-1971 55 years View

By topic

Financials

Financial year: 2025
Turnover: €11.0m
Loss: -€368,997
Solvency: 46.3%

Turnover▼ 5.4%

Net result

20182025

Go to Financials

Board & ownership

Board: 5 members
Parent: CF GROUP FRANCE SAS
Auditor: Michel Weber

Gil Luc GALIEManaging director
CF Group Netherlands HoldingDirector
Jérôme AbbéManaging director
Birgit LEIBFRITZDirector
CF Group France sasDirector

Go to Board & ownership

Network & group

Subsidiaries: 1
Direct holdings: 2

2 holdings

Go to Network & group

Timeline

Events: 60
Since: 1978
Next accounts: by 31-05-2027

01-07-2025Resignation: Victor De Vries (director)
15-04-2025Annual accounts filed
31-10-2024Weakest financial year

Go to Timeline

Company details

Sites: 2

Legal form: Public limited company
Activity: Wholesale of construction materials, general rangeNACE 46831
Founded: 12-03-1971
Year ends: 31-10
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CF GROUP BENELUX

What is the company number of CF GROUP BENELUX?: 0408.217.966. In Belgium the VAT number is the company number with BE in front: BE 0408.217.966.
Where is CF GROUP BENELUX based?: The registered office is at Europalaan 74, 1932 Zaventem.Company details
What does CF GROUP BENELUX do?: According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of CF GROUP BENELUX?: Public limited company (NV).
When was CF GROUP BENELUX founded?: On 12-03-1971.
Is CF GROUP BENELUX still active?: Yes, CF GROUP BENELUX is an active enterprise in the KBO register.
How many employees does CF GROUP BENELUX have?: On average 22.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CF GROUP BENELUX?: €11.0m in financial year 2025, according to the filed annual accounts.
Is CF GROUP BENELUX profitable?: In financial year 2025, CF GROUP BENELUX made a loss of €368,997.
Where can I find the annual accounts of CF GROUP BENELUX?: CF GROUP BENELUX filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CF GROUP BENELUX due?: By 31-05-2027, for financial year 2026.Timeline