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CF Consultech

Active
Private limited companyfounded 20215 yrs activeRue René Rutten 3, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0767.902.676
Summary

The computed 12-month bankruptcy probability of CF Consultech is 1.8% (moderate). The 2025 annual accounts show equity of €70,135 and a net result of €10,571. Its solvency ranks better than 65% of 130 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability79
Solvency79
Growth-
Track record79
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.81; short-term debt: 45.8% and cash: 35.6% of total assets), and 45.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Manufacture of rubber and plastic products (NACE 22)
about 50% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.2%
Return on assets
8.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 May 2021, CF Consultech was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€70,135
Total assets
€129,421
Net result
€10,571
Working capital
€47,791

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €129,421
Fixed assets €22,344
Current assets €107,077
Equity and liabilities €129,421
Equity €70,135
Debt €59,286
Debt finances 45.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€32,465
Cash flow
€27,183
Current ratio
1.81
Quick ratio
1.31
Debt to equity
0.85
ROE
15.1%
ROA
8.2%
Interest coverage
33.64
Debt ≤ 1 year
€59,286
Income taxes
€4,317
Staff costs
€3,964

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€129,421
Fixed assets21/28€22,344
Tangible fixed assets22/27€22,344
Plant, machinery and equipment23€10,134
Furniture and vehicles24€7,607
Other tangible fixed assets26€4,602
Current assets29/58€107,077
Stocks and contracts in progress3€29,519
Stocks30/36€29,519
Amounts receivable within one year40/41€29,195
Trade receivables40€18,308
Other amounts receivable41€10,887
Cash at bank and in hand54/58€46,069
Deferred charges and accrued income490/1€2,294
Equity and liabilities
Total equity and liabilities10/49€129,421
Equity10/15€70,135
Contributions10/11€1,000
Profit (loss) carried forward14€69,135
Amounts payable17/49€59,286
Amounts payable within one year42/48€59,286
Current portion of amounts payable after more than one year42€3,801
Financial debts43€8,181
Credit institutions430/8€8,181
Trade debts44€29,121
Suppliers440/4€29,121
Taxes, remuneration and social security45€9,912
Taxes450/3€8,262
Remuneration and social security454/9€1,650
Other amounts payable47/48€8,271
Income statement Code2025
Remuneration, social security and pensions62€3,964
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,612
Other operating charges640/8€1,014
Gross operating margin9900€37,443
Operating profit (loss)9901€15,853
Financial charges65/66B€965
Recurring financial charges65€965
Profit (loss) for the period before taxes9903€14,888
Income taxes67/77€4,317
Profit (loss) for the period9904€10,571
Profit (loss) for the period to be appropriated9905€10,571
Appropriation of the result
Profit (loss) to be appropriated9906€69,135
Profit (loss) brought forward from the previous period14P€58,563
Transfer from equity791/2€15,200
Profit to be distributed694/7€15,200
Return on contributions (dividend)694€15,200

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€3,964
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,612
Other operating charges640/8€1,014
Gross operating margin9900€37,443
Operating profit (loss)9901€15,853
Financial charges65/66B€965
Recurring financial charges65€965
Profit (loss) for the period before taxes9903€14,888
Income taxes67/77€4,317
Profit (loss) for the period9904€10,571
Profit (loss) for the period to be appropriated9905€10,571
Line2025
Assets
Total assets20/58€129,421
Fixed assets21/28€22,344
Tangible fixed assets22/27€22,344
Plant, machinery and equipment23€10,134
Furniture and vehicles24€7,607
Other tangible fixed assets26€4,602
Current assets29/58€107,077
Stocks and contracts in progress3€29,519
Stocks30/36€29,519
Amounts receivable within one year40/41€29,195
Trade receivables40€18,308
Other amounts receivable41€10,887
Cash at bank and in hand54/58€46,069
Deferred charges and accrued income490/1€2,294
Equity and liabilities
Total equity and liabilities10/49€129,421
Equity10/15€70,135
Contributions10/11€1,000
Profit (loss) carried forward14€69,135
Amounts payable17/49€59,286
Amounts payable within one year42/48€59,286
Current portion of amounts payable after more than one year42€3,801
Financial debts43€8,181
Credit institutions430/8€8,181
Trade debts44€29,121
Suppliers440/4€29,121
Taxes, remuneration and social security45€9,912
Taxes450/3€8,262
Remuneration and social security454/9€1,650
Other amounts payable47/48€8,271
Line2025
Profit (loss) for the period9904€10,571
+ Depreciation and write-downs630€16,612
Operating cash flow (approximation)€27,183

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
125 m²
Building footprint
71 m²
Parcel 63017B0534/00N000, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CF Consultech
Rue René Rutten 3, 4890 Thimister-ClermontBusiness consulting
since 20212.317.171.830
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63017B0534/00N000 Wallonia 125 m² 1 · 71 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 602 companies in sector 22260 we hold annual accounts for 286. 114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
22240Manufacture of rubber and plastic products
22260Manufacture of rubber and plastic products
22250Manufacture of rubber and plastic products
33200Installation of industrial machinery and equipment
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0767902676
Registered 29-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.