RUBEN

Active

Public limited companyfounded 2020active for 6 yearsMalmedyer Strasse 95A, 4780 Sankt Vith, BelgiumKBO/BCE: BE 0742.858.761

Summary

RUBEN has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€145,123) and a net result of €9,978. Equity is shrinking by about 18% per year across the filed financial years. Its solvency ranks better than 5% of 186 sector peers (NACE 22, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

RUBENActiveChecked score 56/100

Risk analysis Report Compare

Activity

Manufacture of rubber and plastic products

NACE 22260

1 site

Size

≈ €240,000turnover 2025, estimated

Staff: 1 FTE
Equity: -€145,123
Profit: €9,978

Turnover estimated from the gross margin

Financial health

56 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

2025 accounts 9 days early1 of 2 deeds summarised

Why 56raises riskCapped at 59: negative equityNegative equity -€145,123Founded in 2020Sector: Manufacture of rubber and plastic products (NACE 22)lowers riskLiquidity: current ratio 21.16, cash €69,178Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 53% of its sector peers (NACE 22, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 0=

equity -72.7% of total assets

Liquidity 93+23

short-term debt 4.6% · cash 34.6%

Profitability 75-11

return on assets 5.0%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (358 companies, NACE 22, micro)

Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.8%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.0%▼ -1.3 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 0.9%▼ -0.1 percentage points vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%▼ -0.1 percentage points vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.7%● unchanged vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity ample (current ratio 21.16, compared with 21.35 in 2024, above the usual 1.5; short-term debt: 4.6% and cash: 34.6% of total assets), but equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 22, micro): better than 5% on solvency, 92% on liquidity, 59% on profitability and 55% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Negative equity -€145,123

NBB · annual accounts

Liquidity: current ratio 21.16, cash €69,178

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Manufacture of rubber and plastic products (NACE 22)

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 186 sector peers (2025).

NBB · sector comparison

Position among 186 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

9 days early

2024

7 days late

2023

37 days early

2022

28 days early

2021

92 days late

2020

5 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 3 days after the deadline; the sector median (NACE 22) for financial year 2024 is 14 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
07-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Highest result from 2020 to 2025net €29,793 ▲187%

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€145,123 View
Caution: Among the weakest 5% on solvencysector median 46.7% · 186 companies -72.7% View
Total assets 20256 financial years filed €199,681 View

By topic

Financials

Financial year: 2025
Total assets: €199,681
Profit: €9,978
Solvency: -72.7%

Total assets▼ 7.4%

Net result

20202025

Go to Financials

Timeline

Events: 13
Since: 2021
Next accounts: by 31-07-2027

31-12-2024Liquidity more than 5 times
24-06-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Manufacture of rubber and plastic productsNACE 22260
Founded: 03-02-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about RUBEN

What is the company number of RUBEN?: 0742.858.761. In Belgium the VAT number is the company number with BE in front: BE 0742.858.761.
Where is RUBEN based?: The registered office is at Malmedyer Strasse 95A, 4780 Sankt Vith.Company details
What does RUBEN do?: According to the KBO register, the main activity is manufacture of rubber and plastic products (NACE 22260).
What is the legal form of RUBEN?: Public limited company (NV).
When was RUBEN founded?: On 03-02-2020.
Is RUBEN still active?: Yes, RUBEN is an active enterprise in the KBO register.
How many employees does RUBEN have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of RUBEN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is RUBEN profitable?: In financial year 2025, RUBEN made a profit of €9,978.
Where can I find the annual accounts of RUBEN?: RUBEN filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RUBEN due?: By 31-07-2027, for financial year 2026.Timeline