Checked.be
Active
BE 0754.430.069Private limited companyOpen bankruptcy
CEVA RENO SRL
Rue Père-Descampe,St-Martin 37 ·5190 Jemeppe-sur-Sambre, Belgium· 5 yrs active
Sector: Floor and wall tiling
(43331)
Conclusion
A bankruptcy procedure is open for CEVA RENO SRL according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-4k) and a net result of €-3k.
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €-4k |
| Net result | €-3k |
| Better than sector | 9% |
| Active | 5 yrs |
Financial profile
33
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
100
Solvency
35
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
open bankruptcy
Score history
55
2020
17
2021
94
2022
12
2023
28
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.59 (< 1.0)
-10
Quick ratio
Quick ratio 0.55 (< 0.6)
-5
Equity
Negative equity
-25
Profitability
ROE 73% (≥ 10%)
+10
Interest coverage
Interest coverage 1.7×
+3
Profit trend
Net profit up YoY
+5
Bankruptcy
Open bankruptcy
-60
Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -4.4% | 46.6% | |
| Net result | €-3k | €9k | |
| Equity | €-4k | €58k | |
| Gross operating margin | €9k | €38k | |
| Total assets | €85k | €140k |
€6k
-
20-24
€-3k
+77.9%
20-24
€3k
-
20-24
€85k
+199.5%
20-24
€-4k
-265.6%
20-24
€-19k
-331.1%
20-24
€89k
+201.8%
20-24
€47k
+158.0%
20-24
€42k
+273.6%
20-24
0.59
-22.1%
20-24
0.55
-15.3%
20-24
-4.4%
-22.1%
20-24
-23.62
+17.5%
20-24
72.7%
-94.0%
20-24
-3.2%
+92.6%
20-24
1.65
-
20-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €6k | €-7k | €14k | - | - |
| Net profit | €-3k | €-12k | €11k | €-12k | €-2k |
| Cash flow | €3k | €-10k | €11k | - | - |
| Staff costs | - | - | - | - | - |
| Income taxes | - | - | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | €85k | €28k | €24k | €20k | €23k |
| Equity | €-4k | €-1k | €11k | €553 | €13k |
| Debt | €89k | €29k | €13k | €19k | €11k |
| of which ≤ 1y | €47k | €18k | €13k | €19k | €11k |
| of which > 1y | €42k | €11k | - | - | - |
| Working capital | €-19k | €-5k | €8k | €-708 | €11k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|
| Current ratio | 0.59 | 0.75 | 1.66 | 0.96 | 2.09 |
| Quick ratio | 0.55 | 0.65 | 1.52 | 0.96 | 2.09 |
| Working capital ratio | -23.0% | -16.0% | 35.2% | -3.6% | 49.2% |
| Solvency | -4.4% | -3.6% | 46.9% | 2.8% | 54.7% |
| Debt / equity | -23.62 | -28.62 | 1.13 | 34.74 | - |
| Long-term debt ratio | -11.09 | -10.85 | - | - | - |
| Interest coverage | 1.65 | -2.04 | 4.64 | - | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -3.2% | -43.5% | 44.6% | -61.6% | -9.7% |
| ROE | 72.7% | 1202.0% | 95.1% | -2202.3% | -17.7% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €85k | €28k | €24k | €20k | €23k |
| Fixed assets | 21/28 | €57k | €15k | €3k | €1k | €1k |
| Tangible fixed assets | 22/27 | €56k | €13k | €794 | - | - |
| Financial fixed assets | 28 | €1k | €1k | €2k | €1k | €1k |
| Current assets | 29/58 | €28k | €14k | €21k | €18k | €22k |
| Stocks & contracts in progress | 3 | €2k | €2k | €2k | - | - |
| Amounts receivable within one year | 40/41 | €17k | €10k | €19k | €10k | €18k |
| Cash & bank | 54/58 | €7k | - | - | €7k | €4k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €85k | €28k | €24k | €20k | €23k |
| Equity | 10/15 | €-4k | €-1k | €11k | €553 | €13k |
| Contributions / capital | 10/11 | €15k | €15k | €15k | €15k | - |
| Accumulated profits (losses) | 14 | €-19k | €-16k | €-4k | €-14k | €-2k |
| Amounts payable | 17/49 | €89k | €29k | €13k | €19k | €11k |
| Amounts payable after one year | 17 | €42k | €11k | - | - | - |
| Amounts payable within one year | 42/48 | €47k | €18k | €13k | €19k | €11k |
| Trade debts payable within one year | 44 | €34k | €8k | €10k | €13k | €4k |
| Income statement | ||||||
| Gross operating margin | 9900 | €9k | €-6k | €14k | €-9k | €-2k |
| Operating result | 9901 | €994 | €-9k | €14k | €-10k | €-2k |
| Financial income | 75 | €181 | €0 | €39 | - | - |
| Financial charges | 65 | €4k | €3k | €3k | €2k | €335 |
| Result before taxes | 9903 | €-3k | €-12k | €11k | €-12k | €-2k |
| Net result for the period | 9904 | €-3k | €-12k | €11k | €-12k | €-2k |
| Result to be appropriated | 9905 | €-3k | €-12k | €11k | €-12k | €-2k |
Directors & mandates
Former directors (1)
-
Valentin PeetersDirectorState Gazette act 24141694 (02-10-2024)Former- → 31-08-2024
Directors & mandates
| Role | Name | Tenure |
|---|---|---|
| Curator | MARTIN MARINX ROUTE DE SAINT GERARD 98,
5100 04 WEPION |
30-04-2026 → present |
Legal Structure
| NACE primary | Floor and wall tiling(43331) |
| Legal form | Private limited company(610) |
| Incorporation | 15-09-2020 |
| Status | Active |
| Postal code | 5190 |
| First insolvency signal | 08-05-2026 |
| Latest insolvency signal | 08-05-2026 |
Establishment units
CEVA RENO
since 20202.307.916.842
Updates
2026
08-05
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · CEVA RENO SRL RUE PERE- DESCAMPE, ST-MARTIN 37, 5190 JEMEPPE-SUR-SAMBRE · event 30-04-2026
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
02-10
State Gazette act
Director changes
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k ▼215%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Lifecycle & Insolvency Signals
08-05-2026
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 1 year ago
2024
02-10-2024 Valentin Peeters resigns as director
- Valentin Peeters, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Valentin Peeters",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-08-31",
"evidence_quote": "Elle acte, \u00E0 l\u0027unanimit\u00E9, la d\u00E9mission de Monsieur Valentin Peeters de son mandat d\u0027administrateur, avec effet \u00E0 la date de sa lettre de d\u00E9mission le 31 aout 2024 et lui donne d\u00E9charge pour la p\u00E9riode allant du 1er janvier 2024 \u00E0 ce jour.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "future"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2024-09-23",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-09-02",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0754.430.069",
"name_full": "CEVA RENO",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "C\u00E9lestin Dubois",
"org_rep_person_name": null,
"person_role_at_subject": "Le Pr\u00E9sident"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
No credit: a bankruptcy procedure is open.
Company registry (CBE)
Activities
Floor and wall tiling43331General construction of residential buildings41001Site preparation43120Bricklaying and masonry work43910Other specialised construction activities43990Specialised construction activities43994Specialised construction activities43995
Names & trade names
| Legal nameFR | CEVA RENO SRL |
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