CEUPPENS CONSTRUCT BOUWONDERNEMING
ActiveThe computed 12-month bankruptcy probability of CEUPPENS CONSTRUCT BOUWONDERNEMING is 2.9% (moderate). The 2024 annual accounts show equity of €26k and a net result of €-19k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 9981 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▼-67
Solvency52▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 0.99 in 2023; short-term debt: 27.5% and cash: 16.6% of total assets), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.9%
Return on assets
-19.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
on the day
2022
14 d late
2021
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€26k▼ 42.4%
2023 · €44k
2021: €21k
2022: €31k
2023: €44k
2021 → 2024
Total assets
€95k▼ 45.0%
2023 · €173k
2021: €119k
2022: €94k
2023: €173k
2021 → 2024
Net result
€-19k
2023 · €14k
2021: €11k
2022: €10k
2023: €14k
2021 → 2024
Working capital
€4k
2023 · €-745
2021: €-8k
2022: €1k
2023: €-745
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€21k-€31k▲ 48.3%€44k▲ 45.5%€26k▼ 42.4%
Operating result€15k-€13k▼ 13.5%€18k▲ 35.4%€-13k
Net result€11k-€10k▼ 6.2%€14k▲ 39.6%€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €13k after €18k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95k
Fixed assets
€65k▼ 45.4%
Current assets
€30k▼ 44.0%
Equity and liabilities €95k
Equity
€26k▼ 42.4%
Debt
€70k▼ 45.9%
The debt ratio falls from 74.3% to 73.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2023 · €43k
Cash flow
€3k▼
2023 · €39k
Solvency
26.9%▲
2023 · 25.7%
Current ratio
1.16▲
2023 · 0.99
Quick ratio
0.91▲
2023 · 0.79
Debt / equity
2.72▼
2023 · 2.90
ROE
-73.5%▼
2023 · 31.3%
ROA
-19.8%▼
2023 · 8.0%
Interest coverage
1.49▼
2023 · 14.23
Debt
€70k▼
2023 · €129k
Debt ≤ 1 year
€26k▼
2023 · €55k
Debt > 1 year
€44k▼
2023 · €74k
Income taxes
€322▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€173k€95k▼
Fixed assets21/28€119k€65k▼
Tangible fixed assets22/27€119k€65k▼
Plant, machinery and equipment23€13k€8k▼
Furniture and vehicles24€72k€57k▼
Leasing and similar rights25€34k-
Current assets29/58€54k€30k▼
Stocks and contracts in progress3€11k€7k▼
Stocks30/36€5k€1k▼
Contracts in progress37€6k€6k=
Amounts receivable within one year40/41€8k€4k▼
Trade receivables40€1k€2k▲
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€32k€16k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€173k€95k▼
Equity10/15€44k€26k▼
Contributions10/11€10k€10k=
Reserves13€34k€16k▼
Distributable reserves133€34k€16k▼
Amounts payable17/49€129k€70k▼
Amounts payable after more than one year17€74k€44k▼
Financial debts170/4€74k€44k▼
Amounts payable within one year42/48€55k€26k▼
Current portion of amounts payable after more than one year42€23k€16k▼
Trade debts44€25k€9k▼
Suppliers440/4€25k€9k▼
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9€3k-
Income statement
Code20232024
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€66-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€21k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€45k€11k▼
Operating profit (loss)9901€18k€-13k▼
Financial income75/76B€226€110▼
Recurring financial income75€226€110▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€15k€-19k▼
Income taxes67/77€1k€322▼
Profit (loss) for the period9904€14k€-19k▼
Profit (loss) for the period to be appropriated9905€14k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-19k▼
Transfer from equity791/2-€19k
Transfer to equity691/2€14k-
To other reserves6921€14k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-19k ▼236%
Net result drops to €-19k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €14k ▲39.6%
Operating result €18k, net result €14k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breevendreef(BOR) 402880 BornemGround area
318 m²
Building footprint
251 m²
Volume, LiDAR
939 m³
Parcel 12007D0256/00T000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CEUPPENS CONSTRUCT BOUWONDERNEMING
since 20202.304.386.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0256/00T000 | Flanders | 318 m² | 1 · 251 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TIHA
BE 0804.145.143
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Persten
BE 0770.648.271
Antwerpen · Eq €26k
K - Constructs
BE 0506.948.823
Nieuwerkerken (Limb.) · Eq €26k
JL CONSTRUCTION
BE 0797.236.466
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RENOV'ACT
BE 0747.916.025
Liège · Eq €26k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@ceuppensconstruct.be